Compare Lyons, NE Car Insurance Rates (2021)

Car insurance in Lyons, NE averages $278 a month. Lyons, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lyons car insurance rates, compare quotes from the top car insurance companies in Lyons, NE.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lyons, NE after a DUI are $3,869/year
  • The cheapest car insurance company in Lyons for teen drivers is American Family
  • Average car insurance rates in Lyons, NE are $3,339/year

If you need to buy Lyons, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Lyons, NE is right here.

You’ll find Lyons car insurance rates, the cheapest Lyons, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Lyons, Nebraska car insurance rates to Columbus car insurance rates, Lincoln car insurance rates, and North Platte car insurance rates.

Ready to find affordable Lyons, NE car insurance today? Enter your ZIP code for fast, free Lyons car insurance quotes.

Cheapest Lyons, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lyons, NE car insurance rates? Every Lyons, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lyons, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,784 $1,784 $1,625 $1,625 $2,994 $4,413 $1,745 $1,890
Farmers $2,376 $2,369 $2,131 $2,246 $9,081 $9,367 $2,690 $2,818
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,216 $3,486 $2,539 $3,090 $14,132 $15,875 $3,367 $3,728
Nationwide $1,860 $1,923 $1,664 $1,784 $4,248 $5,308 $2,137 $2,315
Progressive $1,936 $1,860 $1,589 $1,656 $7,596 $8,548 $2,312 $2,473
State Farm $1,612 $1,612 $1,403 $1,403 $4,225 $5,417 $1,777 $2,010
USAA $1,343 $1,339 $1,221 $1,258 $4,211 $5,042 $1,736 $1,937

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Minimum Car Insurance in Lyons, NE

Every driver must carry the minimum car insurance in Lyons, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Lyons, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lyons, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lyons, NE. Compare credit history car insurance rates in Lyons from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lyons, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,993 $2,043 $1,662
Farmers $4,744 $3,925 $3,736
GEICO $4,105 $3,563 $3,104
Liberty Mutual $8,913 $5,391 $4,233
Nationwide $3,195 $2,538 $2,232
Progressive $4,002 $3,371 $3,116
State Farm $3,534 $2,119 $1,645
USAA $3,012 $2,039 $1,731

Cheapest Lyons, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lyons, NE to rates for a clean record with top companies.

Annual Lyons, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,186 $2,370 $2,186 $2,186
Farmers $3,500 $4,482 $4,373 $4,184
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,294 $6,248 $6,768 $6,406
Nationwide $1,878 $2,720 $3,889 $2,132
Progressive $2,969 $4,370 $3,322 $3,324
State Farm $2,271 $2,594 $2,432 $2,432
USAA $1,716 $2,160 $3,224 $1,943

Cheapest Lyons, NE Car Insurance for Teen Drivers

Teen car insurance in Lyons, NE can be expensive. Take a look at rates from the top car insurance companies in Lyons for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lyons, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,994 $4,413
Farmers $9,081 $9,367
GEICO $5,684 $7,440
Liberty Mutual $14,132 $15,875
Nationwide $4,248 $5,308
Progressive $7,596 $8,548
State Farm $4,225 $5,417
USAA $4,211 $5,042

Cheapest Lyons, NE Car Insurance for Seniors

Take a look at Lyons, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lyons, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,625 $1,625
Farmers $2,131 $2,246
GEICO $2,692 $2,591
Liberty Mutual $2,539 $3,090
Nationwide $1,664 $1,784
Progressive $1,589 $1,656
State Farm $1,403 $1,403
USAA $1,221 $1,258

Cheapest Lyons, NE Car Insurance Rates After a DUI

A DUI in Lyons, NE increases car insurance rates. Compare Lyons, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lyons, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,630
American Family $2,186
Farmers $4,373
GEICO $4,992
Liberty Mutual $6,768
Nationwide $3,889
Progressive $3,322
State Farm $2,432
USAA $3,224

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Cheapest Lyons, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lyons, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lyons, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,214 $2,250
Farmers $4,135 $4,135
GEICO $3,535 $3,646
Liberty Mutual $6,179 $6,179
Nationwide $2,655 $2,655
Progressive $3,496 $3,496
State Farm $2,369 $2,495
USAA $2,235 $2,287

The Best Cheap Car Insurance Companies in Lyons, NE

Take a look at a side-by-side comparison of the top car insurance companies in Lyons, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lyons, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,232
Farmers $4,135
GEICO $3,591
Liberty Mutual $6,179
Nationwide $2,655
Progressive $3,496
State Farm $2,432
USAA $2,261

Category Winners: Cheapest Car Insurance in Lyons, Nebraska

Find the cheapest car insurance companies in Lyons, NE for each category right here.

Best Annual Car Insurance Rates by Company in Lyons, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Lyons, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lyons car insurance rates. Find the cheapest Lyons, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lyons, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,214 $2,299 $2,184
Farmers $3,955 $4,073 $4,376
GEICO $3,506 $3,587 $3,679
Liberty Mutual $6,004 $6,145 $6,388
Nationwide $2,699 $2,644 $2,622
Progressive $3,328 $3,486 $3,674
State Farm $2,342 $2,429 $2,527
USAA $2,188 $2,257 $2,337

What affects car insurance rates in Lyons, Nebraska?

What factors can have an impact on Lyons, NE car insurance? There are several reasons why Lyons car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lyons, Nebraska.

Commute Time in Lyons

The more time you spend in your car the higher the risk of an accident. The average commute length in Lyons, NE is 19.1 minutes according to City-Data.

Compare Car Insurance Quotes in Lyons, NE

Ready to find affordable Lyons, Nebraska car insurance today? Enter your ZIP code for fast, free Lyons, NE car insurance quotes.

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