Compare Maceo, KY Car Insurance Rates (2021)

Car insurance in Maceo, KY averages $314 a month. Maceo, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Maceo car insurance rates, compare quotes from the top car insurance companies in Maceo, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Maceo is State Farm
  • Average car insurance rates in Maceo, KY after a DUI are $4,542/year
  • The cheapest car insurance company in Maceo for teen drivers is USAA

If you need to buy Maceo, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Maceo, KY is right here.

You’ll find Maceo car insurance rates, the cheapest Maceo, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Maceo, Kentucky car insurance rates to Owensboro car insurance rates, Henderson car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Maceo, KY car insurance today? Enter your ZIP code for fast, free Maceo car insurance quotes.

Cheapest Maceo, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Maceo, KY car insurance rates? Every Maceo, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Maceo, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,948 $2,926 $2,659 $2,834 $10,598 $11,904 $3,283 $3,477
GEICO $3,381 $3,130 $3,530 $3,197 $6,876 $8,160 $2,763 $2,387
Liberty Mutual $2,420 $2,621 $2,064 $2,305 $9,885 $10,935 $2,524 $2,619
Nationwide $2,312 $2,314 $2,105 $2,191 $4,986 $6,172 $2,598 $2,718
Progressive $1,675 $1,593 $1,506 $1,512 $8,138 $9,206 $2,073 $2,122
State Farm $1,517 $1,517 $1,358 $1,358 $4,521 $5,738 $1,693 $1,884
Travelers $2,084 $2,123 $2,040 $2,045 $9,755 $15,578 $2,176 $2,525
USAA $1,753 $1,757 $1,581 $1,608 $4,666 $4,921 $2,215 $2,426

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Minimum Car Insurance in Maceo, KY

Every driver must carry the minimum car insurance in Maceo, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Maceo, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Maceo, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Maceo, KY. Compare credit history car insurance rates in Maceo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Maceo, Kentucky

Insurance Company Poor Fair Good
Allstate $6,717 $4,641 $3,878
GEICO $6,869 $3,430 $2,235
Liberty Mutual $6,303 $3,887 $3,075
Nationwide $3,840 $3,036 $2,648
Progressive $3,877 $3,391 $3,166
State Farm $3,540 $2,137 $1,667
Travelers $5,346 $4,523 $4,503
USAA $3,889 $2,181 $1,778

Cheapest Maceo, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Maceo, KY to rates for a clean record with top companies.

Annual Maceo, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,239 $5,488 $5,830 $4,759
GEICO $2,483 $4,428 $6,759 $3,041
Liberty Mutual $3,694 $5,663 $4,408 $3,921
Nationwide $2,560 $3,260 $4,077 $2,801
Progressive $2,880 $4,253 $3,283 $3,495
State Farm $2,238 $2,659 $2,448 $2,448
Travelers $4,181 $4,302 $6,196 $4,484
USAA $1,972 $2,788 $3,330 $2,374

Cheapest Maceo, KY Car Insurance for Teen Drivers

Teen car insurance in Maceo, KY can be expensive. Take a look at rates from the top car insurance companies in Maceo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Maceo, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,598 $11,904
GEICO $6,876 $8,160
Liberty Mutual $9,885 $10,935
Nationwide $4,986 $6,172
Progressive $8,138 $9,206
State Farm $4,521 $5,738
Travelers $9,755 $15,578
USAA $4,666 $4,921

Cheapest Maceo, KY Car Insurance for Seniors

Take a look at Maceo, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Maceo, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,659 $2,834
GEICO $3,530 $3,197
Liberty Mutual $2,064 $2,305
Nationwide $2,105 $2,191
Progressive $1,506 $1,512
State Farm $1,358 $1,358
Travelers $2,040 $2,045
USAA $1,581 $1,608

Cheapest Maceo, KY Car Insurance Rates After a DUI

A DUI in Maceo, KY increases car insurance rates. Compare Maceo, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Maceo, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,830
GEICO $6,759
Liberty Mutual $4,408
Nationwide $4,077
Progressive $3,283
State Farm $2,448
Travelers $6,196
USAA $3,330

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Cheapest Maceo, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Maceo, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Maceo, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,079 $5,079
GEICO $4,139 $4,217
Liberty Mutual $4,422 $4,422
Nationwide $3,175 $3,175
Progressive $3,478 $3,478
State Farm $2,387 $2,510
Travelers $4,791 $4,791
USAA $2,520 $2,712

The Best Cheap Car Insurance Companies in Maceo, KY

Take a look at a side-by-side comparison of the top car insurance companies in Maceo, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Maceo, Kentucky

Insurance Company Average Annual Rates
Allstate $5,079
GEICO $4,178
Liberty Mutual $4,422
Nationwide $3,175
Progressive $3,478
State Farm $2,448
Travelers $4,791
USAA $2,616

Category Winners: Cheapest Car Insurance in Maceo, Kentucky

Find the cheapest car insurance companies in Maceo, KY for each category right here.

Best Annual Car Insurance Rates by Company in Maceo, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Maceo, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Maceo car insurance rates. Find the cheapest Maceo, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Maceo, Kentucky

Insurance Company Low Medium High
Allstate $4,747 $5,060 $5,430
GEICO $3,922 $4,162 $4,450
Liberty Mutual $4,203 $4,393 $4,669
Nationwide $3,202 $3,141 $3,180
Progressive $3,221 $3,441 $3,772
State Farm $2,292 $2,447 $2,606
Travelers $4,566 $4,816 $4,990
USAA $2,504 $2,611 $2,734

What affects car insurance rates in Maceo, Kentucky?

What factors can have an impact on Maceo, KY car insurance? There are several reasons why Maceo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Maceo, Kentucky.

Commute Time in Maceo

The more time you spend in your car the higher the risk of an accident. The average commute length in Maceo, KY is 23.1 minutes according to City-Data.

Compare Car Insurance Quotes in Maceo, KY

Ready to find affordable Maceo, Kentucky car insurance today? Enter your ZIP code for fast, free Maceo, KY car insurance quotes.

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