Compare Mackey, IN Car Insurance Rates (2021)

Car insurance in Mackey, IN averages $277 a month. Mackey, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mackey car insurance rates, compare quotes from the top car insurance companies in Mackey, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mackey for teen drivers is USAA
  • Average car insurance rates in Mackey, IN are $3,326/year
  • Average car insurance rates in Mackey, IN after a DUI are $3,921/year

If you need to buy Mackey, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Mackey, IN is right here.

You’ll find Mackey car insurance rates, the cheapest Mackey, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Mackey, Indiana car insurance rates to South Bend car insurance rates, Gary car insurance rates, and Indianapolis car insurance rates.

Ready to find affordable Mackey, IN car insurance today? Enter your ZIP code for fast, free Mackey car insurance quotes.

Cheapest Mackey, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mackey, IN car insurance rates? Every Mackey, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mackey, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,426 $2,481 $2,136 $2,337 $7,569 $9,563 $2,453 $2,666
American Family $2,133 $2,133 $1,913 $1,913 $5,738 $8,356 $2,133 $2,645
Farmers $1,591 $1,570 $1,360 $1,528 $8,524 $9,078 $2,096 $2,268
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $3,825 $3,825 $3,512 $3,512 $8,430 $12,752 $3,825 $5,262
Nationwide $1,678 $1,714 $1,471 $1,570 $4,919 $6,384 $1,972 $2,156
Progressive $1,779 $1,686 $1,607 $1,620 $10,354 $11,654 $2,231 $2,280
State Farm $1,536 $1,536 $1,369 $1,369 $4,646 $5,959 $1,701 $1,889
Travelers $1,222 $1,244 $1,145 $1,144 $7,486 $11,815 $1,291 $1,500
USAA $1,119 $1,097 $1,048 $1,048 $3,204 $3,560 $1,509 $1,602

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Minimum Car Insurance in Mackey, IN

Every driver must carry the minimum car insurance in Mackey, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Mackey, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mackey, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mackey, IN. Compare credit history car insurance rates in Mackey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mackey, Indiana

Insurance Company Poor Fair Good
Allstate $4,896 $3,649 $3,316
American Family $4,601 $2,998 $2,512
Farmers $4,088 $3,332 $3,086
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,481 $4,869 $4,504
Nationwide $3,111 $2,627 $2,461
Progressive $4,585 $4,052 $3,817
State Farm $3,644 $2,173 $1,684
Travelers $3,740 $3,165 $3,162
USAA $2,383 $1,581 $1,357

Cheapest Mackey, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mackey, IN to rates for a clean record with top companies.

Annual Mackey, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,148 $4,639 $4,278 $3,750
American Family $2,322 $3,712 $4,682 $2,765
Farmers $3,131 $3,655 $3,763 $3,458
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,416 $5,181 $8,022 $4,853
Nationwide $2,351 $3,029 $2,905 $2,647
Progressive $3,110 $5,447 $3,715 $4,333
State Farm $2,442 $2,677 $2,442 $2,442
Travelers $2,848 $3,524 $3,995 $3,057
USAA $1,334 $1,909 $2,194 $1,656

Cheapest Mackey, IN Car Insurance for Teen Drivers

Teen car insurance in Mackey, IN can be expensive. Take a look at rates from the top car insurance companies in Mackey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mackey, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,569 $9,563
American Family $5,738 $8,356
Farmers $8,524 $9,078
GEICO $4,612 $4,309
Liberty Mutual $8,430 $12,752
Nationwide $4,919 $6,384
Progressive $10,354 $11,654
State Farm $4,646 $5,959
Travelers $7,486 $11,815
USAA $3,204 $3,560

Cheapest Mackey, IN Car Insurance for Seniors

Take a look at Mackey, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mackey, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,136 $2,337
American Family $1,913 $1,913
Farmers $1,360 $1,528
GEICO $1,463 $1,503
Liberty Mutual $3,512 $3,512
Nationwide $1,471 $1,570
Progressive $1,607 $1,620
State Farm $1,369 $1,369
Travelers $1,145 $1,144
USAA $1,048 $1,048

Cheapest Mackey, IN Car Insurance Rates After a DUI

A DUI in Mackey, IN increases car insurance rates. Compare Mackey, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mackey, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,278
American Family $4,682
Farmers $3,763
GEICO $3,208
Liberty Mutual $8,022
Nationwide $2,905
Progressive $3,715
State Farm $2,442
Travelers $3,995
USAA $2,194

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Cheapest Mackey, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mackey, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mackey, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,954 $3,954
American Family $3,330 $3,411
Farmers $3,502 $3,502
GEICO $2,264 $2,346
Liberty Mutual $5,467 $5,769
Nationwide $2,733 $2,733
Progressive $4,151 $4,151
State Farm $2,429 $2,572
Travelers $3,356 $3,356
USAA $1,750 $1,797

The Best Cheap Car Insurance Companies in Mackey, IN

Take a look at a side-by-side comparison of the top car insurance companies in Mackey, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mackey, Indiana

Insurance Company Average Annual Rates
Allstate $3,954
American Family $3,370
Farmers $3,502
GEICO $2,305
Liberty Mutual $5,618
Nationwide $2,733
Progressive $4,151
State Farm $2,501
Travelers $3,356
USAA $1,773

Category Winners: Cheapest Car Insurance in Mackey, Indiana

Find the cheapest car insurance companies in Mackey, IN for each category right here.

Best Annual Car Insurance Rates by Company in Mackey, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Mackey, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mackey car insurance rates. Find the cheapest Mackey, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mackey, Indiana

Insurance Company Low Medium High
Allstate $3,757 $3,938 $4,166
American Family $3,351 $3,483 $3,278
Farmers $3,381 $3,494 $3,631
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,428 $5,602 $5,823
Nationwide $2,770 $2,712 $2,717
Progressive $3,925 $4,088 $4,442
State Farm $2,381 $2,500 $2,621
Travelers $3,288 $3,388 $3,392
USAA $1,707 $1,769 $1,844

What affects car insurance rates in Mackey, Indiana?

What factors can have an impact on Mackey, IN car insurance? There are several reasons why Mackey car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mackey, Indiana.

Commute Time in Mackey

The more time you spend in your car the higher the risk of an accident. The average commute length in Mackey, IN is 18.1 minutes according to City-Data.

Compare Car Insurance Quotes in Mackey, IN

Ready to find affordable Mackey, Indiana car insurance today? Enter your ZIP code for fast, free Mackey, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State