Compare Macksburg, IA Car Insurance Rates (2021)

Car insurance in Macksburg, IA averages $255 a month. Macksburg, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Macksburg car insurance rates, compare quotes from the top car insurance companies in Macksburg, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Macksburg, IA are $3,064/year
  • Average car insurance rates in Macksburg, IA after a DUI are $3,698/year
  • The cheapest car insurance company in Macksburg is USAA

If you need to buy Macksburg, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Macksburg, IA is right here.

You’ll find Macksburg car insurance rates, the cheapest Macksburg, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Macksburg, Iowa car insurance rates to Des Moines car insurance rates, Ames car insurance rates, and Davenport car insurance rates.

Ready to find affordable Macksburg, IA car insurance today? Enter your ZIP code for fast, free Macksburg car insurance quotes.

Cheapest Macksburg, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Macksburg, IA car insurance rates? Every Macksburg, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Macksburg, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,063 $1,969 $1,843 $1,874 $6,211 $7,025 $2,228 $2,284
American Family $2,077 $2,077 $1,855 $1,855 $5,499 $7,743 $2,077 $2,505
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,144 $2,331 $1,875 $2,277 $10,031 $11,292 $2,430 $2,686
Nationwide $1,889 $1,946 $1,678 $1,800 $4,257 $5,545 $2,128 $2,323
Progressive $1,887 $1,830 $1,556 $1,609 $4,405 $4,982 $2,273 $2,452
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,652 $2,708 $2,564 $2,567 $11,282 $17,760 $2,756 $3,300
USAA $1,264 $1,289 $1,153 $1,189 $3,266 $3,496 $1,524 $1,691

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Minimum Car Insurance in Macksburg, IA

Every driver must carry the minimum car insurance in Macksburg, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Macksburg, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Macksburg, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Macksburg, IA. Compare credit history car insurance rates in Macksburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Macksburg, Iowa

Insurance Company Poor Fair Good
Allstate $3,808 $3,028 $2,725
American Family $4,096 $3,010 $2,526
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,265 $3,851 $3,035
Nationwide $3,286 $2,558 $2,244
Progressive $3,118 $2,499 $2,255
State Farm $3,157 $1,953 $1,541
Travelers $6,427 $5,468 $5,201
USAA $2,454 $1,675 $1,447

Cheapest Macksburg, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Macksburg, IA to rates for a clean record with top companies.

Annual Macksburg, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,689 $3,278 $3,757 $3,024
American Family $2,319 $3,387 $4,410 $2,728
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,791 $4,675 $4,783 $4,285
Nationwide $1,937 $2,804 $3,844 $2,199
Progressive $2,116 $3,437 $2,293 $2,651
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,160 $5,530 $7,395 $5,709
USAA $1,427 $1,901 $2,473 $1,635

Cheapest Macksburg, IA Car Insurance for Teen Drivers

Teen car insurance in Macksburg, IA can be expensive. Take a look at rates from the top car insurance companies in Macksburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Macksburg, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,211 $7,025
American Family $5,499 $7,743
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,031 $11,292
Nationwide $4,257 $5,545
Progressive $4,405 $4,982
State Farm $3,891 $4,937
Travelers $11,282 $17,760
USAA $3,266 $3,496

Cheapest Macksburg, IA Car Insurance for Seniors

Take a look at Macksburg, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Macksburg, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,843 $1,874
American Family $1,855 $1,855
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,875 $2,277
Nationwide $1,678 $1,800
Progressive $1,556 $1,609
State Farm $1,269 $1,269
Travelers $2,564 $2,567
USAA $1,153 $1,189

Cheapest Macksburg, IA Car Insurance Rates After a DUI

A DUI in Macksburg, IA increases car insurance rates. Compare Macksburg, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Macksburg, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,757
American Family $4,410
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,783
Nationwide $3,844
Progressive $2,293
State Farm $2,217
Travelers $7,395
USAA $2,473

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Cheapest Macksburg, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Macksburg, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Macksburg, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,111 $3,263
American Family $3,173 $3,249
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,383 $4,383
Nationwide $2,696 $2,696
Progressive $2,624 $2,624
State Farm $2,164 $2,270
Travelers $5,699 $5,699
USAA $1,791 $1,927

The Best Cheap Car Insurance Companies in Macksburg, IA

Take a look at a side-by-side comparison of the top car insurance companies in Macksburg, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Macksburg, Iowa

Insurance Company Average Annual Rates
Allstate $3,187
American Family $3,211
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,383
Nationwide $2,696
Progressive $2,624
State Farm $2,217
Travelers $5,699
USAA $1,859

Category Winners: Cheapest Car Insurance in Macksburg, Iowa

Find the cheapest car insurance companies in Macksburg, IA for each category right here.

Best Annual Car Insurance Rates by Company in Macksburg, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Macksburg, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Macksburg car insurance rates. Find the cheapest Macksburg, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Macksburg, Iowa

Insurance Company Low Medium High
Allstate $3,056 $3,192 $3,313
American Family $3,234 $3,389 $3,010
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,218 $4,376 $4,557
Nationwide $2,832 $2,676 $2,580
Progressive $2,488 $2,633 $2,752
State Farm $2,111 $2,229 $2,311
Travelers $5,427 $5,781 $5,888
USAA $1,768 $1,864 $1,944

What affects car insurance rates in Macksburg, Iowa?

What factors can have an impact on Macksburg, IA car insurance? There are several reasons why Macksburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Macksburg, Iowa.

Commute Time in Macksburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Macksburg, IA is 34.7 minutes according to City-Data.

Compare Car Insurance Quotes in Macksburg, IA

Ready to find affordable Macksburg, Iowa car insurance today? Enter your ZIP code for fast, free Macksburg, IA car insurance quotes.

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