Compare Macon, MO Car Insurance Rates (2021)

Car insurance in Macon, MO averages $258 a month. Macon, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Macon car insurance rates, compare quotes from the top car insurance companies in Macon, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Macon is Nationwide
  • Average car insurance rates in Macon, MO after a DUI are $3,599/year
  • Average car insurance rates in Macon, MO are $3,101/year

If you need to buy Macon, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Macon, MO is right here.

You’ll find Macon car insurance rates, the cheapest Macon, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Macon, Missouri car insurance rates to St. Louis car insurance rates, Springfield car insurance rates, and Kansas City car insurance rates.

Ready to find affordable Macon, MO car insurance today? Enter your ZIP code for fast, free Macon car insurance quotes.

Cheapest Macon, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Macon, MO car insurance rates? Every Macon, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Macon, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,942 $1,942 $1,729 $1,729 $5,296 $6,883 $1,942 $2,272
Farmers $2,321 $2,319 $2,078 $2,195 $9,289 $9,623 $2,637 $2,765
GEICO $1,785 $1,982 $1,390 $1,740 $5,343 $5,669 $1,668 $1,692
Liberty Mutual $2,580 $2,797 $2,126 $2,383 $8,634 $9,584 $2,723 $2,910
Nationwide $1,368 $1,406 $1,218 $1,300 $3,384 $4,370 $1,554 $1,691
Progressive $1,981 $1,853 $1,622 $1,667 $6,302 $7,091 $2,420 $2,477
State Farm $1,488 $1,488 $1,304 $1,304 $3,912 $4,980 $1,663 $1,876
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

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Minimum Car Insurance in Macon, MO

Every driver must carry the minimum car insurance in Macon, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Macon, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Macon, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Macon, MO. Compare credit history car insurance rates in Macon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Macon, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,873 $2,728 $2,299
Farmers $4,752 $3,950 $3,759
GEICO $3,669 $2,392 $1,915
Liberty Mutual $6,054 $3,688 $2,908
Nationwide $2,409 $1,977 $1,723
Progressive $3,680 $3,044 $2,805
State Farm $2,967 $2,048 $1,741
USAA $4,157 $1,919 $1,371

Cheapest Macon, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Macon, MO to rates for a clean record with top companies.

Annual Macon, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,217 $3,222 $3,898 $2,530
Farmers $3,625 $4,450 $4,357 $4,182
GEICO $2,119 $2,684 $3,549 $2,281
Liberty Mutual $3,073 $4,390 $4,537 $4,867
Nationwide $1,628 $2,052 $2,696 $1,769
Progressive $2,770 $3,661 $3,055 $3,220
State Farm $2,096 $2,408 $2,252 $2,252
USAA $2,027 $2,420 $3,284 $2,197

Cheapest Macon, MO Car Insurance for Teen Drivers

Teen car insurance in Macon, MO can be expensive. Take a look at rates from the top car insurance companies in Macon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Macon, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,296 $6,883
Farmers $9,289 $9,623
GEICO $5,343 $5,669
Liberty Mutual $8,634 $9,584
Nationwide $3,384 $4,370
Progressive $6,302 $7,091
State Farm $3,912 $4,980
USAA $4,426 $5,428

Cheapest Macon, MO Car Insurance for Seniors

Take a look at Macon, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Macon, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,729 $1,729
Farmers $2,078 $2,195
GEICO $1,390 $1,740
Liberty Mutual $2,126 $2,383
Nationwide $1,218 $1,300
Progressive $1,622 $1,667
State Farm $1,304 $1,304
USAA $1,378 $1,418

Cheapest Macon, MO Car Insurance Rates After a DUI

A DUI in Macon, MO increases car insurance rates. Compare Macon, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Macon, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,898
Farmers $4,357
GEICO $3,549
Liberty Mutual $4,537
Nationwide $2,696
Progressive $3,055
State Farm $2,252
USAA $3,284

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Cheapest Macon, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Macon, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Macon, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,938 $2,996
Farmers $4,153 $4,153
GEICO $2,605 $2,712
Liberty Mutual $4,217 $4,217
Nationwide $2,036 $2,036
Progressive $3,177 $3,177
State Farm $2,197 $2,307
USAA $2,390 $2,574

The Best Cheap Car Insurance Companies in Macon, MO

Take a look at a side-by-side comparison of the top car insurance companies in Macon, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Macon, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,967
Farmers $4,153
GEICO $2,659
Liberty Mutual $4,217
Nationwide $2,036
Progressive $3,177
State Farm $2,252
USAA $2,482

Category Winners: Cheapest Car Insurance in Macon, Missouri

Find the cheapest car insurance companies in Macon, MO for each category right here.

Best Annual Car Insurance Rates by Company in Macon, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Macon, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Macon car insurance rates. Find the cheapest Macon, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Macon, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,878 $3,061 $2,962
Farmers $3,899 $4,115 $4,447
GEICO $2,504 $2,674 $2,798
Liberty Mutual $3,994 $4,238 $4,419
Nationwide $1,922 $2,053 $2,134
Progressive $2,857 $3,183 $3,489
State Farm $2,137 $2,258 $2,361
USAA $2,385 $2,474 $2,587

What affects car insurance rates in Macon, Missouri?

What factors can have an impact on Macon, MO car insurance? There are several reasons why Macon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Macon, Missouri.

Commute Time in Macon

The more time you spend in your car the higher the risk of an accident. The average commute length in Macon, MO is 17.2 minutes according to City-Data.

Traffic in Macon

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Macon, MO traffic data from INRIX ranks Macon as the 527th-most congested in the world.

Compare Car Insurance Quotes in Macon, MO

Ready to find affordable Macon, Missouri car insurance today? Enter your ZIP code for fast, free Macon, MO car insurance quotes.

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