Compare Macon, TN Car Insurance Rates (2021)

Car insurance in Macon, TN averages $313 a month. Macon, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Macon car insurance rates, compare quotes from the top car insurance companies in Macon, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Macon for teen drivers is Travelers
  • Average car insurance rates in Macon, TN after a DUI are $4,402/year
  • The cheapest car insurance company in Macon is Travelers

If you need to buy Macon, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Macon, TN is right here.

You’ll find Macon car insurance rates, the cheapest Macon, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Macon, Tennessee car insurance rates to Murfreesboro car insurance rates, Johnson City car insurance rates, and Hendersonville car insurance rates.

Ready to find affordable Macon, TN car insurance today? Enter your ZIP code for fast, free Macon car insurance quotes.

Cheapest Macon, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Macon, TN car insurance rates? Every Macon, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Macon, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,159 $3,027 $2,861 $2,971 $12,164 $13,225 $3,349 $3,439
Farmers $1,945 $1,981 $1,752 $1,918 $7,846 $8,366 $2,626 $2,761
GEICO $2,140 $2,165 $1,977 $1,977 $6,312 $6,444 $2,162 $2,229
Liberty Mutual $3,207 $129 $2,645 $2,957 $13,267 $14,743 $3,431 $3,647
Nationwide $2,400 $2,423 $2,143 $2,183 $6,600 $8,546 $2,763 $3,013
Progressive $2,030 $1,918 $1,656 $1,727 $9,007 $10,153 $2,446 $2,667
State Farm $1,752 $1,752 $1,578 $1,578 $5,305 $6,650 $1,979 $2,292
Travelers $1,605 $1,688 $1,463 $1,556 $4,468 $5,536 $1,707 $1,796
USAA $1,642 $1,681 $1,476 $1,485 $5,702 $6,534 $2,149 $2,303

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Minimum Car Insurance in Macon, TN

Every driver must carry the minimum car insurance in Macon, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Macon, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Macon, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Macon, TN. Compare credit history car insurance rates in Macon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Macon, Tennessee

Insurance Company Poor Fair Good
Allstate $7,075 $5,395 $4,102
Farmers $4,348 $3,392 $3,208
GEICO $3,608 $3,084 $2,835
Liberty Mutual $7,880 $4,842 $3,788
Nationwide $4,522 $3,582 $3,172
Progressive $4,446 $3,828 $3,576
State Farm $4,156 $2,492 $1,934
Travelers $3,150 $2,474 $1,809
USAA $4,175 $2,434 $2,005

Cheapest Macon, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Macon, TN to rates for a clean record with top companies.

Annual Macon, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,619 $5,525 $6,665 $5,288
Farmers $3,119 $3,847 $3,948 $3,683
GEICO $2,293 $3,090 $5,027 $2,293
Liberty Mutual $4,461 $6,437 $5,982 $5,133
Nationwide $3,243 $3,243 $4,904 $3,645
Progressive $3,480 $4,513 $3,708 $4,100
State Farm $2,611 $3,111 $2,861 $2,861
Travelers $2,012 $2,577 $2,849 $2,471
USAA $2,092 $3,123 $3,678 $2,592

Cheapest Macon, TN Car Insurance for Teen Drivers

Teen car insurance in Macon, TN can be expensive. Take a look at rates from the top car insurance companies in Macon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Macon, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,164 $13,225
Farmers $7,846 $8,366
GEICO $6,312 $6,444
Liberty Mutual $13,267 $14,743
Nationwide $6,600 $8,546
Progressive $9,007 $10,153
State Farm $5,305 $6,650
Travelers $4,468 $5,536
USAA $5,702 $6,534

Cheapest Macon, TN Car Insurance for Seniors

Take a look at Macon, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Macon, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,861 $2,971
Farmers $1,752 $1,918
GEICO $1,977 $1,977
Liberty Mutual $2,645 $2,957
Nationwide $2,143 $2,183
Progressive $1,656 $1,727
State Farm $1,578 $1,578
Travelers $1,463 $1,556
USAA $1,476 $1,485

Cheapest Macon, TN Car Insurance Rates After a DUI

A DUI in Macon, TN increases car insurance rates. Compare Macon, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Macon, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,665
Farmers $3,948
GEICO $5,027
Liberty Mutual $5,982
Nationwide $4,904
Progressive $3,708
State Farm $2,861
Travelers $2,849
USAA $3,678

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Cheapest Macon, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Macon, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Macon, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,524 $5,524
Farmers $3,649 $3,649
GEICO $3,160 $3,192
Liberty Mutual $5,503 $5,503
Nationwide $3,759 $3,759
Progressive $3,950 $3,950
State Farm $2,792 $2,930
Travelers $2,381 $2,574
USAA $2,788 $2,954

The Best Cheap Car Insurance Companies in Macon, TN

Take a look at a side-by-side comparison of the top car insurance companies in Macon, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Macon, Tennessee

Insurance Company Average Annual Rates
Allstate $5,524
Farmers $3,649
GEICO $3,176
Liberty Mutual $5,503
Nationwide $3,759
Progressive $3,950
State Farm $2,861
Travelers $2,477
USAA $2,871

Category Winners: Cheapest Car Insurance in Macon, Tennessee

Find the cheapest car insurance companies in Macon, TN for each category right here.

Best Annual Car Insurance Rates by Company in Macon, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI Travelers
With 1 Speeding Violation GEICO

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Cheapest Macon, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Macon car insurance rates. Find the cheapest Macon, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Macon, Tennessee

Insurance Company Low Medium High
Allstate $5,215 $5,504 $5,854
Farmers $3,431 $3,630 $3,887
GEICO $3,033 $3,170 $3,324
Liberty Mutual $5,246 $5,500 $5,763
Nationwide $3,785 $3,678 $3,813
Progressive $3,695 $3,951 $4,205
State Farm $2,696 $2,875 $3,012
Travelers $2,327 $2,476 $2,630
USAA $2,778 $2,860 $2,976

What affects car insurance rates in Macon, Tennessee?

What factors can have an impact on Macon, TN car insurance? There are several reasons why Macon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Macon, Tennessee.

Traffic in Macon

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Macon, TN traffic data from INRIX ranks Macon as the 527th-most congested in the world.

Compare Car Insurance Quotes in Macon, TN

Ready to find affordable Macon, Tennessee car insurance today? Enter your ZIP code for fast, free Macon, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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