Compare Macy, NE Car Insurance Rates (2021)

Car insurance in Macy, NE averages $289 a month. Macy, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Macy car insurance rates, compare quotes from the top car insurance companies in Macy, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Macy is American Family
  • Average car insurance rates in Macy, NE after a DUI are $3,991/year
  • The cheapest car insurance company in Macy for teen drivers is American Family

If you need to buy Macy, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Macy, NE is right here.

You’ll find Macy car insurance rates, the cheapest Macy, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Macy, Nebraska car insurance rates to Kearney car insurance rates, Omaha car insurance rates, and Grand Island car insurance rates.

Ready to find affordable Macy, NE car insurance today? Enter your ZIP code for fast, free Macy car insurance quotes.

Cheapest Macy, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Macy, NE car insurance rates? Every Macy, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Macy, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,784 $1,784 $1,625 $1,625 $2,994 $4,413 $1,745 $1,890
Farmers $2,489 $2,473 $2,232 $2,349 $9,455 $9,737 $2,816 $2,947
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,326 $3,610 $2,626 $3,196 $14,254 $16,017 $3,492 $3,870
Nationwide $1,860 $1,923 $1,664 $1,784 $4,248 $5,308 $2,137 $2,315
Progressive $2,338 $2,252 $1,916 $1,995 $9,205 $10,390 $2,805 $3,027
State Farm $1,683 $1,683 $1,465 $1,465 $4,429 $5,674 $1,855 $2,100
USAA $1,328 $1,326 $1,208 $1,245 $4,156 $4,977 $1,718 $1,917

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Minimum Car Insurance in Macy, NE

Every driver must carry the minimum car insurance in Macy, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Macy, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Macy, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Macy, NE. Compare credit history car insurance rates in Macy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Macy, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,993 $2,043 $1,662
Farmers $4,940 $4,097 $3,900
GEICO $4,105 $3,563 $3,104
Liberty Mutual $9,098 $5,487 $4,312
Nationwide $3,195 $2,538 $2,232
Progressive $4,853 $4,088 $3,782
State Farm $3,697 $2,216 $1,720
USAA $2,976 $2,015 $1,711

Cheapest Macy, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Macy, NE to rates for a clean record with top companies.

Annual Macy, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,186 $2,370 $2,186 $2,186
Farmers $3,649 $4,677 $4,561 $4,363
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,403 $6,362 $6,902 $6,527
Nationwide $1,878 $2,720 $3,889 $2,132
Progressive $3,596 $5,311 $4,025 $4,033
State Farm $2,374 $2,715 $2,544 $2,544
USAA $1,696 $2,135 $3,185 $1,921

Cheapest Macy, NE Car Insurance for Teen Drivers

Teen car insurance in Macy, NE can be expensive. Take a look at rates from the top car insurance companies in Macy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Macy, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,994 $4,413
Farmers $9,455 $9,737
GEICO $5,684 $7,440
Liberty Mutual $14,254 $16,017
Nationwide $4,248 $5,308
Progressive $9,205 $10,390
State Farm $4,429 $5,674
USAA $4,156 $4,977

Cheapest Macy, NE Car Insurance for Seniors

Take a look at Macy, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Macy, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,625 $1,625
Farmers $2,232 $2,349
GEICO $2,692 $2,591
Liberty Mutual $2,626 $3,196
Nationwide $1,664 $1,784
Progressive $1,916 $1,995
State Farm $1,465 $1,465
USAA $1,208 $1,245

Cheapest Macy, NE Car Insurance Rates After a DUI

A DUI in Macy, NE increases car insurance rates. Compare Macy, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Macy, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,630
American Family $2,186
Farmers $4,561
GEICO $4,992
Liberty Mutual $6,902
Nationwide $3,889
Progressive $4,025
State Farm $2,544
USAA $3,185

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Cheapest Macy, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Macy, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Macy, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,214 $2,250
Farmers $4,312 $4,312
GEICO $3,535 $3,646
Liberty Mutual $6,299 $6,299
Nationwide $2,655 $2,655
Progressive $4,241 $4,241
State Farm $2,479 $2,610
USAA $2,208 $2,260

The Best Cheap Car Insurance Companies in Macy, NE

Take a look at a side-by-side comparison of the top car insurance companies in Macy, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Macy, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,232
Farmers $4,312
GEICO $3,591
Liberty Mutual $6,299
Nationwide $2,655
Progressive $4,241
State Farm $2,544
USAA $2,234

Category Winners: Cheapest Car Insurance in Macy, Nebraska

Find the cheapest car insurance companies in Macy, NE for each category right here.

Best Annual Car Insurance Rates by Company in Macy, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Macy, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Macy car insurance rates. Find the cheapest Macy, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Macy, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,214 $2,299 $2,184
Farmers $4,145 $4,257 $4,535
GEICO $3,506 $3,587 $3,679
Liberty Mutual $6,124 $6,265 $6,507
Nationwide $2,699 $2,644 $2,622
Progressive $4,054 $4,232 $4,437
State Farm $2,451 $2,540 $2,641
USAA $2,162 $2,231 $2,310

What affects car insurance rates in Macy, Nebraska?

What factors can have an impact on Macy, NE car insurance? There are several reasons why Macy car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Macy, Nebraska.

Commute Time in Macy

The more time you spend in your car the higher the risk of an accident. The average commute length in Macy, NE is 13.2 minutes according to City-Data.

Compare Car Insurance Quotes in Macy, NE

Ready to find affordable Macy, Nebraska car insurance today? Enter your ZIP code for fast, free Macy, NE car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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