Compare Madisonville, LA Car Insurance Rates (2021)

Car insurance in Madisonville, LA averages $433 a month. Madisonville, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Madisonville car insurance rates, compare quotes from the top car insurance companies in Madisonville, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Madisonville for teen drivers is USAA
  • Average car insurance rates in Madisonville, LA are $5,199/year
  • The cheapest car insurance company in Madisonville is USAA

If you need to buy Madisonville, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Madisonville, LA is right here.

You’ll find Madisonville car insurance rates, the cheapest Madisonville, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Madisonville, Louisiana car insurance rates to Alexandria car insurance rates, Houma car insurance rates, and Lafayette car insurance rates.

Ready to find affordable Madisonville, LA car insurance today? Enter your ZIP code for fast, free Madisonville car insurance quotes.

Cheapest Madisonville, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Madisonville, LA car insurance rates? Every Madisonville, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Madisonville, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,689 $3,689 $3,806 $3,806 $8,151 $10,298 $4,080 $4,428
GEICO $3,174 $3,636 $3,805 $4,626 $11,543 $12,138 $3,046 $2,941
Progressive $3,887 $3,618 $3,265 $3,529 $15,520 $17,229 $4,425 $4,482
State Farm $2,595 $2,595 $2,397 $2,397 $7,641 $9,563 $2,890 $3,237
USAA $2,439 $2,399 $2,380 $2,360 $7,350 $8,618 $3,000 $3,288

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Minimum Car Insurance in Madisonville, LA

Every driver must carry the minimum car insurance in Madisonville, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Madisonville, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Madisonville, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Madisonville, LA. Compare credit history car insurance rates in Madisonville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Madisonville, Louisiana

Insurance Company Poor Fair Good
Allstate $6,891 $4,728 $4,110
GEICO $6,677 $5,795 $4,369
Progressive $7,896 $6,778 $6,308
State Farm $5,750 $3,724 $3,019
USAA $5,489 $3,513 $2,936

Cheapest Madisonville, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Madisonville, LA to rates for a clean record with top companies.

Annual Madisonville, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,139 $6,326 $5,638 $4,870
GEICO $3,823 $6,163 $7,553 $4,916
Progressive $5,826 $7,826 $7,515 $6,811
State Farm $3,816 $4,513 $4,164 $4,164
USAA $3,036 $4,216 $5,042 $3,624

Cheapest Madisonville, LA Car Insurance for Teen Drivers

Teen car insurance in Madisonville, LA can be expensive. Take a look at rates from the top car insurance companies in Madisonville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Madisonville, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,151 $10,298
GEICO $11,543 $12,138
Progressive $15,520 $17,229
State Farm $7,641 $9,563
USAA $7,350 $8,618

Cheapest Madisonville, LA Car Insurance for Seniors

Take a look at Madisonville, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Madisonville, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,806 $3,806
GEICO $3,805 $4,626
Progressive $3,265 $3,529
State Farm $2,397 $2,397
USAA $2,380 $2,360

Cheapest Madisonville, LA Car Insurance Rates After a DUI

A DUI in Madisonville, LA increases car insurance rates. Compare Madisonville, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Madisonville, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,638
GEICO $7,553
Progressive $7,515
State Farm $4,164
USAA $5,042

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Cheapest Madisonville, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Madisonville, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Madisonville, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,243 $5,243
GEICO $5,504 $5,723
Progressive $6,994 $6,994
State Farm $4,059 $4,270
USAA $3,857 $4,102

The Best Cheap Car Insurance Companies in Madisonville, LA

Take a look at a side-by-side comparison of the top car insurance companies in Madisonville, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Madisonville, Louisiana

Insurance Company Average Annual Rates
Allstate $5,243
GEICO $5,614
Progressive $6,994
State Farm $4,164
USAA $3,979

Category Winners: Cheapest Car Insurance in Madisonville, Louisiana

Find the cheapest car insurance companies in Madisonville, LA for each category right here.

Best Annual Car Insurance Rates by Company in Madisonville, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Madisonville, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Madisonville car insurance rates. Find the cheapest Madisonville, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Madisonville, Louisiana

Insurance Company Low Medium High
Allstate $4,588 $5,335 $5,806
GEICO $4,607 $5,636 $6,598
Progressive $5,748 $6,931 $8,304
State Farm $3,565 $4,152 $4,776
USAA $3,459 $4,040 $4,440

What affects car insurance rates in Madisonville, Louisiana?

What factors can have an impact on Madisonville, LA car insurance? There are several reasons why Madisonville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Madisonville, Louisiana.

Commute Time in Madisonville

The more time you spend in your car the higher the risk of an accident. The average commute length in Madisonville, LA is 31.8 minutes according to City-Data.

Compare Car Insurance Quotes in Madisonville, LA

Ready to find affordable Madisonville, Louisiana car insurance today? Enter your ZIP code for fast, free Madisonville, LA car insurance quotes.

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