Compare Madisonville, TN Car Insurance Rates (2021)

Car insurance in Madisonville, TN averages $295 a month. Madisonville, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Madisonville car insurance rates, compare quotes from the top car insurance companies in Madisonville, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Madisonville is Travelers
  • The cheapest car insurance company in Madisonville for teen drivers is Travelers
  • Average car insurance rates in Madisonville, TN after a DUI are $4,146/year

If you need to buy Madisonville, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Madisonville, TN is right here.

You’ll find Madisonville car insurance rates, the cheapest Madisonville, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Madisonville, Tennessee car insurance rates to Franklin car insurance rates, Jackson car insurance rates, and Clarksville car insurance rates.

Ready to find affordable Madisonville, TN car insurance today? Enter your ZIP code for fast, free Madisonville car insurance quotes.

Cheapest Madisonville, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Madisonville, TN car insurance rates? Every Madisonville, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Madisonville, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,645 $2,537 $2,381 $2,471 $9,977 $10,841 $2,815 $2,913
Farmers $1,826 $1,859 $1,637 $1,799 $7,583 $8,059 $2,474 $2,622
GEICO $2,120 $2,137 $1,951 $1,951 $6,511 $6,619 $2,158 $2,227
Liberty Mutual $3,510 $129 $2,891 $3,232 $14,252 $15,841 $3,759 $4,004
Nationwide $2,080 $2,100 $1,864 $1,897 $5,607 $7,245 $2,385 $2,596
Progressive $1,843 $1,739 $1,500 $1,569 $8,281 $9,328 $2,222 $2,432
State Farm $1,589 $1,589 $1,437 $1,437 $4,917 $6,143 $1,797 $2,092
Travelers $1,618 $1,702 $1,477 $1,570 $4,515 $5,601 $1,720 $1,809
USAA $1,508 $1,533 $1,363 $1,361 $5,395 $6,191 $1,969 $2,095

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Minimum Car Insurance in Madisonville, TN

Every driver must carry the minimum car insurance in Madisonville, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Madisonville, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Madisonville, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Madisonville, TN. Compare credit history car insurance rates in Madisonville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Madisonville, Tennessee

Insurance Company Poor Fair Good
Allstate $5,833 $4,468 $3,416
Farmers $4,137 $3,243 $3,067
GEICO $3,640 $3,119 $2,868
Liberty Mutual $8,535 $5,230 $4,092
Nationwide $3,874 $3,072 $2,719
Progressive $4,065 $3,504 $3,274
State Farm $3,812 $2,287 $1,776
Travelers $3,180 $2,498 $1,826
USAA $3,878 $2,275 $1,877

Cheapest Madisonville, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Madisonville, TN to rates for a clean record with top companies.

Annual Madisonville, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,823 $4,561 $5,526 $4,380
Farmers $2,974 $3,683 $3,771 $3,501
GEICO $2,338 $3,126 $5,036 $2,338
Liberty Mutual $4,829 $6,957 $6,469 $5,554
Nationwide $2,787 $2,787 $4,187 $3,126
Progressive $3,184 $4,132 $3,390 $3,751
State Farm $2,389 $2,861 $2,625 $2,625
Travelers $2,031 $2,601 $2,879 $2,494
USAA $1,947 $2,918 $3,429 $2,414

Cheapest Madisonville, TN Car Insurance for Teen Drivers

Teen car insurance in Madisonville, TN can be expensive. Take a look at rates from the top car insurance companies in Madisonville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Madisonville, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,977 $10,841
Farmers $7,583 $8,059
GEICO $6,511 $6,619
Liberty Mutual $14,252 $15,841
Nationwide $5,607 $7,245
Progressive $8,281 $9,328
State Farm $4,917 $6,143
Travelers $4,515 $5,601
USAA $5,395 $6,191

Cheapest Madisonville, TN Car Insurance for Seniors

Take a look at Madisonville, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Madisonville, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,381 $2,471
Farmers $1,637 $1,799
GEICO $1,951 $1,951
Liberty Mutual $2,891 $3,232
Nationwide $1,864 $1,897
Progressive $1,500 $1,569
State Farm $1,437 $1,437
Travelers $1,477 $1,570
USAA $1,363 $1,361

Cheapest Madisonville, TN Car Insurance Rates After a DUI

A DUI in Madisonville, TN increases car insurance rates. Compare Madisonville, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Madisonville, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,526
Farmers $3,771
GEICO $5,036
Liberty Mutual $6,469
Nationwide $4,187
Progressive $3,390
State Farm $2,625
Travelers $2,879
USAA $3,429

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Cheapest Madisonville, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Madisonville, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Madisonville, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,572 $4,572
Farmers $3,482 $3,482
GEICO $3,189 $3,230
Liberty Mutual $5,952 $5,952
Nationwide $3,222 $3,222
Progressive $3,614 $3,614
State Farm $2,563 $2,688
Travelers $2,404 $2,599
USAA $2,602 $2,752

The Best Cheap Car Insurance Companies in Madisonville, TN

Take a look at a side-by-side comparison of the top car insurance companies in Madisonville, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Madisonville, Tennessee

Insurance Company Average Annual Rates
Allstate $4,572
Farmers $3,482
GEICO $3,209
Liberty Mutual $5,952
Nationwide $3,222
Progressive $3,614
State Farm $2,625
Travelers $2,501
USAA $2,677

Category Winners: Cheapest Car Insurance in Madisonville, Tennessee

Find the cheapest car insurance companies in Madisonville, TN for each category right here.

Best Annual Car Insurance Rates by Company in Madisonville, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Madisonville, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Madisonville car insurance rates. Find the cheapest Madisonville, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Madisonville, Tennessee

Insurance Company Low Medium High
Allstate $4,407 $4,561 $4,749
Farmers $3,284 $3,466 $3,697
GEICO $3,052 $3,200 $3,375
Liberty Mutual $5,680 $5,949 $6,228
Nationwide $3,248 $3,150 $3,267
Progressive $3,396 $3,613 $3,834
State Farm $2,474 $2,637 $2,763
Travelers $2,346 $2,499 $2,659
USAA $2,592 $2,668 $2,771

What affects car insurance rates in Madisonville, Tennessee?

What factors can have an impact on Madisonville, TN car insurance? There are several reasons why Madisonville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Madisonville, Tennessee.

Commute Time in Madisonville

The more time you spend in your car the higher the risk of an accident. The average commute length in Madisonville, TN is 21.4 minutes according to City-Data.

Compare Car Insurance Quotes in Madisonville, TN

Ready to find affordable Madisonville, Tennessee car insurance today? Enter your ZIP code for fast, free Madisonville, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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