Compare Madrid, IA Car Insurance Rates (2021)

Car insurance in Madrid, IA averages $245 a month. Madrid, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Madrid car insurance rates, compare quotes from the top car insurance companies in Madrid, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Madrid, IA are $2,941/year
  • The cheapest car insurance company in Madrid is USAA
  • Average car insurance rates in Madrid, IA after a DUI are $3,549/year

If you need to buy Madrid, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Madrid, IA is right here.

You’ll find Madrid car insurance rates, the cheapest Madrid, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Madrid, Iowa car insurance rates to Sioux City car insurance rates, Waterloo car insurance rates, and Ames car insurance rates.

Ready to find affordable Madrid, IA car insurance today? Enter your ZIP code for fast, free Madrid car insurance quotes.

Cheapest Madrid, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Madrid, IA car insurance rates? Every Madrid, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Madrid, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,928 $1,839 $1,726 $1,752 $5,819 $6,594 $2,078 $2,134
American Family $1,884 $1,884 $1,688 $1,688 $5,071 $7,086 $1,884 $2,266
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,079 $2,258 $1,831 $2,225 $10,064 $11,330 $2,356 $2,597
Nationwide $1,814 $1,858 $1,617 $1,722 $4,260 $5,495 $2,063 $2,240
Progressive $1,575 $1,503 $1,301 $1,353 $4,075 $4,592 $1,890 $2,046
State Farm $1,460 $1,460 $1,285 $1,285 $3,986 $5,052 $1,642 $1,871
Travelers $2,404 $2,452 $2,343 $2,347 $10,763 $17,142 $2,504 $2,949
USAA $1,187 $1,203 $1,089 $1,114 $3,145 $3,347 $1,424 $1,574

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Minimum Car Insurance in Madrid, IA

Every driver must carry the minimum car insurance in Madrid, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Madrid, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Madrid, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Madrid, IA. Compare credit history car insurance rates in Madrid from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Madrid, Iowa

Insurance Company Poor Fair Good
Allstate $3,564 $2,831 $2,556
American Family $3,736 $2,746 $2,312
Farmers $2,880 $2,389 $2,262
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,190 $3,825 $3,012
Nationwide $3,195 $2,510 $2,196
Progressive $2,689 $2,193 $1,994
State Farm $3,212 $1,987 $1,567
Travelers $6,028 $5,151 $4,909
USAA $2,314 $1,590 $1,377

Cheapest Madrid, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Madrid, IA to rates for a clean record with top companies.

Annual Madrid, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,513 $3,060 $3,529 $2,832
American Family $2,116 $3,102 $4,020 $2,487
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,751 $4,641 $4,732 $4,247
Nationwide $1,910 $2,738 $3,727 $2,159
Progressive $1,836 $3,039 $1,996 $2,296
State Farm $2,086 $2,425 $2,255 $2,255
Travelers $3,903 $5,214 $6,985 $5,350
USAA $1,347 $1,806 $2,344 $1,545

Cheapest Madrid, IA Car Insurance for Teen Drivers

Teen car insurance in Madrid, IA can be expensive. Take a look at rates from the top car insurance companies in Madrid for teenagers.

Annual Car Insurance Rates for Teen Drivers in Madrid, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,819 $6,594
American Family $5,071 $7,086
Farmers $4,711 $5,019
GEICO $4,328 $4,022
Liberty Mutual $10,064 $11,330
Nationwide $4,260 $5,495
Progressive $4,075 $4,592
State Farm $3,986 $5,052
Travelers $10,763 $17,142
USAA $3,145 $3,347

Cheapest Madrid, IA Car Insurance for Seniors

Take a look at Madrid, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Madrid, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,726 $1,752
American Family $1,688 $1,688
Farmers $1,383 $1,513
GEICO $1,710 $1,564
Liberty Mutual $1,831 $2,225
Nationwide $1,617 $1,722
Progressive $1,301 $1,353
State Farm $1,285 $1,285
Travelers $2,343 $2,347
USAA $1,089 $1,114

Cheapest Madrid, IA Car Insurance Rates After a DUI

A DUI in Madrid, IA increases car insurance rates. Compare Madrid, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Madrid, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,529
American Family $4,020
Farmers $2,697
GEICO $3,206
Liberty Mutual $4,732
Nationwide $3,727
Progressive $1,996
State Farm $2,255
Travelers $6,985
USAA $2,344

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Cheapest Madrid, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Madrid, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Madrid, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,913 $3,055
American Family $2,897 $2,965
Farmers $2,510 $2,510
GEICO $2,294 $2,387
Liberty Mutual $4,343 $4,343
Nationwide $2,634 $2,634
Progressive $2,292 $2,292
State Farm $2,201 $2,310
Travelers $5,363 $5,363
USAA $1,696 $1,825

The Best Cheap Car Insurance Companies in Madrid, IA

Take a look at a side-by-side comparison of the top car insurance companies in Madrid, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Madrid, Iowa

Insurance Company Average Annual Rates
Allstate $2,984
American Family $2,931
Farmers $2,510
GEICO $2,341
Liberty Mutual $4,343
Nationwide $2,634
Progressive $2,292
State Farm $2,255
Travelers $5,363
USAA $1,760

Category Winners: Cheapest Car Insurance in Madrid, Iowa

Find the cheapest car insurance companies in Madrid, IA for each category right here.

Best Annual Car Insurance Rates by Company in Madrid, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Madrid, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Madrid car insurance rates. Find the cheapest Madrid, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Madrid, Iowa

Insurance Company Low Medium High
Allstate $2,890 $2,987 $3,074
American Family $2,937 $3,095 $2,763
Farmers $2,401 $2,518 $2,611
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,163 $4,334 $4,531
Nationwide $2,743 $2,624 $2,534
Progressive $2,136 $2,300 $2,440
State Farm $2,142 $2,269 $2,355
Travelers $5,049 $5,444 $5,596
USAA $1,663 $1,767 $1,852

What affects car insurance rates in Madrid, Iowa?

What factors can have an impact on Madrid, IA car insurance? There are several reasons why Madrid car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Madrid, Iowa.

Commute Time in Madrid

The more time you spend in your car the higher the risk of an accident. The average commute length in Madrid, IA is 23.4 minutes according to City-Data.

Traffic in Madrid

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Madrid, IA traffic data from INRIX ranks Madrid as the 217th-most congested in the world.

Compare Car Insurance Quotes in Madrid, IA

Ready to find affordable Madrid, Iowa car insurance today? Enter your ZIP code for fast, free Madrid, IA car insurance quotes.

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