Compare Madrid, NE Car Insurance Rates (2021)

Car insurance in Madrid, NE averages $283 a month. Madrid, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Madrid car insurance rates, compare quotes from the top car insurance companies in Madrid, NE.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Madrid for teen drivers is American Family
  • Average car insurance rates in Madrid, NE after a DUI are $3,961/year
  • Average car insurance rates in Madrid, NE are $3,400/year

If you need to buy Madrid, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Madrid, NE is right here.

You’ll find Madrid car insurance rates, the cheapest Madrid, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Madrid, Nebraska car insurance rates to Grand Island car insurance rates, Bellevue car insurance rates, and Omaha car insurance rates.

Ready to find affordable Madrid, NE car insurance today? Enter your ZIP code for fast, free Madrid car insurance quotes.

Cheapest Madrid, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Madrid, NE car insurance rates? Every Madrid, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Madrid, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,829 $1,829 $1,657 $1,657 $2,990 $4,317 $1,789 $1,924
Farmers $2,086 $2,080 $1,875 $1,967 $7,658 $7,897 $2,363 $2,489
GEICO $3,271 $3,213 $3,200 $3,079 $6,485 $8,525 $2,940 $2,860
Liberty Mutual $3,316 $3,605 $2,617 $3,185 $13,633 $15,324 $3,501 $3,887
Nationwide $1,765 $1,828 $1,578 $1,695 $3,926 $4,919 $2,015 $2,185
Progressive $2,025 $1,967 $1,659 $1,720 $7,567 $8,551 $2,430 $2,607
State Farm $1,701 $1,701 $1,466 $1,466 $4,286 $5,517 $1,870 $2,119
USAA $1,509 $1,513 $1,359 $1,415 $4,567 $5,506 $1,972 $2,217

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Minimum Car Insurance in Madrid, NE

Every driver must carry the minimum car insurance in Madrid, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Madrid, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Madrid, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Madrid, NE. Compare credit history car insurance rates in Madrid from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Madrid, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $3,002 $2,066 $1,679
Farmers $4,082 $3,367 $3,206
GEICO $4,804 $4,162 $3,624
Liberty Mutual $8,872 $5,331 $4,198
Nationwide $2,999 $2,374 $2,093
Progressive $4,108 $3,430 $3,159
State Farm $3,655 $2,191 $1,700
USAA $3,357 $2,256 $1,908

Cheapest Madrid, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Madrid, NE to rates for a clean record with top companies.

Annual Madrid, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,203 $2,387 $2,203 $2,203
Farmers $3,010 $3,843 $3,748 $3,606
GEICO $2,666 $3,862 $5,866 $4,392
Liberty Mutual $5,275 $6,182 $6,726 $6,351
Nationwide $1,756 $2,548 $3,656 $1,996
Progressive $3,036 $4,432 $3,391 $3,403
State Farm $2,362 $2,670 $2,516 $2,516
USAA $1,906 $2,389 $3,574 $2,159

Cheapest Madrid, NE Car Insurance for Teen Drivers

Teen car insurance in Madrid, NE can be expensive. Take a look at rates from the top car insurance companies in Madrid for teenagers.

Annual Car Insurance Rates for Teen Drivers in Madrid, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,990 $4,317
Farmers $7,658 $7,897
GEICO $6,485 $8,525
Liberty Mutual $13,633 $15,324
Nationwide $3,926 $4,919
Progressive $7,567 $8,551
State Farm $4,286 $5,517
USAA $4,567 $5,506

Cheapest Madrid, NE Car Insurance for Seniors

Take a look at Madrid, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Madrid, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,657 $1,657
Farmers $1,875 $1,967
GEICO $3,200 $3,079
Liberty Mutual $2,617 $3,185
Nationwide $1,578 $1,695
Progressive $1,659 $1,720
State Farm $1,466 $1,466
USAA $1,359 $1,415

Cheapest Madrid, NE Car Insurance Rates After a DUI

A DUI in Madrid, NE increases car insurance rates. Compare Madrid, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Madrid, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
American Family $2,203
Farmers $3,748
GEICO $5,866
Liberty Mutual $6,726
Nationwide $3,656
Progressive $3,391
State Farm $2,516
USAA $3,574

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Cheapest Madrid, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Madrid, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Madrid, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,231 $2,268
Farmers $3,552 $3,552
GEICO $4,131 $4,262
Liberty Mutual $6,134 $6,134
Nationwide $2,489 $2,489
Progressive $3,566 $3,566
State Farm $2,451 $2,580
USAA $2,478 $2,537

The Best Cheap Car Insurance Companies in Madrid, NE

Take a look at a side-by-side comparison of the top car insurance companies in Madrid, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Madrid, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,249
Farmers $3,552
GEICO $4,197
Liberty Mutual $6,134
Nationwide $2,489
Progressive $3,566
State Farm $2,516
USAA $2,507

Category Winners: Cheapest Car Insurance in Madrid, Nebraska

Find the cheapest car insurance companies in Madrid, NE for each category right here.

Best Annual Car Insurance Rates by Company in Madrid, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Madrid, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Madrid car insurance rates. Find the cheapest Madrid, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Madrid, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,244 $2,317 $2,187
Farmers $3,424 $3,509 $3,723
GEICO $4,116 $4,193 $4,280
Liberty Mutual $5,983 $6,105 $6,314
Nationwide $2,541 $2,476 $2,450
Progressive $3,424 $3,558 $3,716
State Farm $2,437 $2,512 $2,598
USAA $2,436 $2,504 $2,582

What affects car insurance rates in Madrid, Nebraska?

What factors can have an impact on Madrid, NE car insurance? There are several reasons why Madrid car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Madrid, Nebraska.

Commute Time in Madrid

The more time you spend in your car the higher the risk of an accident. The average commute length in Madrid, NE is 12.9 minutes according to City-Data.

Traffic in Madrid

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Madrid, NE traffic data from INRIX ranks Madrid as the 217th-most congested in the world.

Compare Car Insurance Quotes in Madrid, NE

Ready to find affordable Madrid, Nebraska car insurance today? Enter your ZIP code for fast, free Madrid, NE car insurance quotes.

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