Compare Madrid, NY Car Insurance Rates (2021)

Car insurance in Madrid, NY averages $258 a month. Madrid, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Madrid car insurance rates, compare quotes from the top car insurance companies in Madrid, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Madrid, NY are $3,094/year
  • The cheapest car insurance company in Madrid is GEICO
  • The cheapest car insurance company in Madrid for teen drivers is GEICO

If you need to buy Madrid, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Madrid, NY is right here.

You’ll find Madrid car insurance rates, the cheapest Madrid, NY car insurance companies, and information on New York car insurance laws. You can also compare Madrid, New York car insurance rates to Syracuse car insurance rates, New York car insurance rates, and Buffalo car insurance rates.

Ready to find affordable Madrid, NY car insurance today? Enter your ZIP code for fast, free Madrid car insurance quotes.

Cheapest Madrid, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Madrid, NY car insurance rates? Every Madrid, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Madrid, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,326 $1,278 $1,290 $1,271 $2,755 $4,009 $1,198 $1,231
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,035 $2,035 $1,924 $1,924 $3,535 $5,249 $2,035 $2,579
Progressive $1,566 $1,490 $1,283 $1,294 $5,049 $5,645 $2,012 $1,971
State Farm $2,105 $2,105 $1,828 $1,828 $6,071 $7,856 $2,306 $2,445
Travelers $2,492 $2,514 $2,264 $2,427 $5,686 $6,726 $2,639 $2,750
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Madrid, NY

Every driver must carry the minimum car insurance in Madrid, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Madrid, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Madrid, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Madrid, NY. Compare credit history car insurance rates in Madrid from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Madrid, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,248 $1,653 $1,483
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,664 $2,664 $2,664
Progressive $3,999 $2,086 $1,532
State Farm $4,685 $2,938 $2,332
Travelers $4,736 $2,984 $2,591
USAA $4,423 $2,195 $1,945

Cheapest Madrid, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Madrid, NY to rates for a clean record with top companies.

Annual Madrid, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,420 $1,547 $2,792 $1,420
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,044 $2,044 $4,480 $2,090
Progressive $2,474 $2,474 $2,720 $2,488
State Farm $3,167 $3,167 $3,469 $3,469
Travelers $2,951 $3,664 $3,717 $3,417
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Madrid, NY Car Insurance for Teen Drivers

Teen car insurance in Madrid, NY can be expensive. Take a look at rates from the top car insurance companies in Madrid for teenagers.

Annual Car Insurance Rates for Teen Drivers in Madrid, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,755 $4,009
Liberty Mutual $6,550 $10,619
Nationwide $3,535 $5,249
Progressive $5,049 $5,645
State Farm $6,071 $7,856
Travelers $5,686 $6,726
USAA $6,012 $7,189

Cheapest Madrid, NY Car Insurance for Seniors

Take a look at Madrid, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Madrid, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,290 $1,271
Liberty Mutual $3,142 $3,142
Nationwide $1,924 $1,924
Progressive $1,283 $1,294
State Farm $1,828 $1,828
Travelers $2,264 $2,427
USAA $1,346 $1,345

Cheapest Madrid, NY Car Insurance Rates After a DUI

A DUI in Madrid, NY increases car insurance rates. Compare Madrid, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Madrid, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,286
GEICO $2,792
Liberty Mutual $7,405
Nationwide $4,480
Progressive $2,720
State Farm $3,469
Travelers $3,717
USAA $3,744

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Madrid, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Madrid, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Madrid, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,742 $1,847
Liberty Mutual $4,514 $4,774
Nationwide $2,664 $2,664
Progressive $2,539 $2,539
State Farm $3,202 $3,434
Travelers $3,437 $3,437
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Madrid, NY

Take a look at a side-by-side comparison of the top car insurance companies in Madrid, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Madrid, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,795
Liberty Mutual $4,644
Nationwide $2,664
Progressive $2,539
State Farm $3,318
Travelers $3,437
USAA $2,854

Category Winners: Cheapest Car Insurance in Madrid, New York

Find the cheapest car insurance companies in Madrid, NY for each category right here.

Best Annual Car Insurance Rates by Company in Madrid, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Madrid, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Madrid car insurance rates. Find the cheapest Madrid, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Madrid, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,700 $1,788 $1,897
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,536 $2,647 $2,811
Progressive $2,425 $2,528 $2,664
State Farm $3,169 $3,334 $3,451
Travelers $3,269 $3,402 $3,640
USAA $2,786 $2,844 $2,933

What affects car insurance rates in Madrid, New York?

What factors can have an impact on Madrid, NY car insurance? There are several reasons why Madrid car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Madrid, New York.

Commute Time in Madrid

The more time you spend in your car the higher the risk of an accident. The average commute length in Madrid, NY is 21.3 minutes according to City-Data.

Traffic in Madrid

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Madrid, NY traffic data from INRIX ranks Madrid as the 217th-most congested in the world.

Compare Car Insurance Quotes in Madrid, NY

Ready to find affordable Madrid, New York car insurance today? Enter your ZIP code for fast, free Madrid, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption