Compare Magnolia, MN Car Insurance Rates (2021)

Car insurance in Magnolia, MN averages $351 a month. Magnolia, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Magnolia car insurance rates, compare quotes from the top car insurance companies in Magnolia, MN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Magnolia, MN are $4,210/year
  • Average car insurance rates in Magnolia, MN after a DUI are $5,701/year
  • The cheapest car insurance company in Magnolia for teen drivers is State Farm

If you need to buy Magnolia, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Magnolia, MN is right here.

You’ll find Magnolia car insurance rates, the cheapest Magnolia, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Magnolia, Minnesota car insurance rates to Minneapolis car insurance rates, Plymouth car insurance rates, and Rochester car insurance rates.

Ready to find affordable Magnolia, MN car insurance today? Enter your ZIP code for fast, free Magnolia car insurance quotes.

Cheapest Magnolia, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Magnolia, MN car insurance rates? Every Magnolia, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Magnolia, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,801 $2,801 $2,694 $2,694 $6,399 $9,271 $3,411 $3,579
American Family $2,247 $2,247 $2,037 $2,037 $6,116 $8,865 $2,247 $2,536
Farmers $2,067 $2,058 $1,990 $2,097 $5,817 $5,813 $2,689 $2,569
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,949 $1,960 $1,734 $1,841 $4,933 $6,005 $2,282 $2,376
State Farm $1,405 $1,405 $1,250 $1,250 $3,027 $3,741 $1,633 $1,343
USAA $1,743 $1,737 $1,582 $1,590 $4,569 $5,027 $2,279 $2,435

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Magnolia, MN

Every driver must carry the minimum car insurance in Magnolia, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Magnolia, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Magnolia, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Magnolia, MN. Compare credit history car insurance rates in Magnolia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Magnolia, Minnesota

Insurance Company Poor Fair Good
Allstate $6,170 $3,346 $3,103
American Family $4,836 $3,208 $2,579
Farmers $3,950 $2,825 $2,637
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,433 $2,767 $2,455
State Farm $2,743 $1,678 $1,224
USAA $4,124 $2,002 $1,733

Cheapest Magnolia, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Magnolia, MN to rates for a clean record with top companies.

Annual Magnolia, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,060 $4,432 $5,325 $4,008
American Family $2,381 $4,281 $4,805 $2,699
Farmers $2,681 $3,396 $3,444 $3,029
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,288 $3,040 $3,499 $2,714
State Farm $1,731 $2,033 $1,882 $1,882
USAA $1,948 $2,472 $3,739 $2,320

Cheapest Magnolia, MN Car Insurance for Teen Drivers

Teen car insurance in Magnolia, MN can be expensive. Take a look at rates from the top car insurance companies in Magnolia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Magnolia, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,399 $9,271
American Family $6,116 $8,865
Farmers $5,817 $5,813
GEICO $5,064 $6,431
Liberty Mutual $17,050 $25,601
Nationwide $4,933 $6,005
State Farm $3,027 $3,741
USAA $4,569 $5,027

Cheapest Magnolia, MN Car Insurance for Seniors

Take a look at Magnolia, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Magnolia, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,694 $2,694
American Family $2,037 $2,037
Farmers $1,990 $2,097
GEICO $2,313 $2,248
Liberty Mutual $8,564 $8,564
Nationwide $1,734 $1,841
State Farm $1,250 $1,250
USAA $1,582 $1,590

Cheapest Magnolia, MN Car Insurance Rates After a DUI

A DUI in Magnolia, MN increases car insurance rates. Compare Magnolia, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Magnolia, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,325
American Family $4,805
Farmers $3,444
GEICO $5,005
Liberty Mutual $17,909
Nationwide $3,499
State Farm $1,882
USAA $3,739

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Magnolia, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Magnolia, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Magnolia, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,206 $4,206
American Family $3,500 $3,583
Farmers $3,137 $3,137
GEICO $3,144 $3,229
Liberty Mutual $11,863 $12,582
Nationwide $2,885 $2,885
State Farm $1,832 $1,931
USAA $2,586 $2,654

The Best Cheap Car Insurance Companies in Magnolia, MN

Take a look at a side-by-side comparison of the top car insurance companies in Magnolia, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Magnolia, Minnesota

Insurance Company Average Annual Rates
Allstate $4,206
American Family $3,541
Farmers $3,137
GEICO $3,186
Liberty Mutual $12,222
Nationwide $2,885
State Farm $1,882
USAA $2,620

Category Winners: Cheapest Car Insurance in Magnolia, Minnesota

Find the cheapest car insurance companies in Magnolia, MN for each category right here.

Best Annual Car Insurance Rates by Company in Magnolia, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Magnolia, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Magnolia car insurance rates. Find the cheapest Magnolia, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Magnolia, Minnesota

Insurance Company Low Medium High
Allstate $4,150 $4,202 $4,267
American Family $3,535 $3,639 $3,450
Farmers $3,016 $3,149 $3,247
GEICO $3,092 $3,185 $3,283
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,734 $2,904 $3,017
State Farm $1,812 $1,887 $1,946
USAA $2,547 $2,618 $2,695

What affects car insurance rates in Magnolia, Minnesota?

What factors can have an impact on Magnolia, MN car insurance? There are several reasons why Magnolia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Magnolia, Minnesota.

Commute Time in Magnolia

The more time you spend in your car the higher the risk of an accident. The average commute length in Magnolia, MN is 17.8 minutes according to City-Data.

Compare Car Insurance Quotes in Magnolia, MN

Ready to find affordable Magnolia, Minnesota car insurance today? Enter your ZIP code for fast, free Magnolia, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption