Compare Magnolia, NJ Car Insurance Rates (2021)

Car insurance in Magnolia, NJ averages $459 a month. Magnolia, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Magnolia car insurance rates, compare quotes from the top car insurance companies in Magnolia, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Magnolia for teen drivers is GEICO
  • Average car insurance rates in Magnolia, NJ after a DUI are $6,415/year
  • Average car insurance rates in Magnolia, NJ are $5,507/year

If you need to buy Magnolia, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Magnolia, NJ is right here.

You’ll find Magnolia car insurance rates, the cheapest Magnolia, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Magnolia, New Jersey car insurance rates to Newark car insurance rates, Camden car insurance rates, and Union City car insurance rates.

Ready to find affordable Magnolia, NJ car insurance today? Enter your ZIP code for fast, free Magnolia car insurance quotes.

Cheapest Magnolia, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Magnolia, NJ car insurance rates? Every Magnolia, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Magnolia, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,558 $3,541 $3,471 $3,471 $11,122 $13,393 $4,202 $4,272
Farmers $4,678 $4,718 $4,563 $4,448 $13,479 $15,472 $5,539 $5,588
GEICO $1,953 $1,923 $1,913 $1,913 $3,527 $3,492 $2,246 $2,173
Liberty Mutual $5,475 $5,475 $6,016 $6,016 $14,190 $16,099 $6,016 $6,903
Progressive $2,009 $1,852 $1,813 $1,878 $8,968 $9,730 $2,368 $2,227
State Farm $4,080 $4,080 $3,703 $3,703 $13,398 $17,188 $4,654 $5,196
Travelers $2,915 $2,825 $2,704 $2,724 $6,550 $7,378 $2,832 $2,803

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Minimum Car Insurance in Magnolia, NJ

Every driver must carry the minimum car insurance in Magnolia, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Magnolia, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Magnolia, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Magnolia, NJ. Compare credit history car insurance rates in Magnolia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Magnolia, New Jersey

Insurance Company Poor Fair Good
Allstate $8,236 $5,261 $4,139
Farmers $8,752 $6,785 $6,395
GEICO $3,588 $2,076 $1,513
Liberty Mutual $10,504 $7,770 $6,547
Progressive $4,329 $3,767 $3,470
State Farm $10,123 $6,111 $4,766
Travelers $5,156 $3,782 $2,587

Cheapest Magnolia, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Magnolia, NJ to rates for a clean record with top companies.

Annual Magnolia, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,395 $7,352 $6,409 $5,358
Farmers $5,683 $9,597 $7,844 $6,118
GEICO $1,867 $2,446 $3,390 $1,867
Liberty Mutual $7,942 $9,104 $8,106 $7,942
Progressive $3,295 $4,469 $3,795 $3,862
State Farm $3,810 $6,927 $11,125 $6,138
Travelers $2,956 $4,391 $4,235 $3,783

Cheapest Magnolia, NJ Car Insurance for Teen Drivers

Teen car insurance in Magnolia, NJ can be expensive. Take a look at rates from the top car insurance companies in Magnolia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Magnolia, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,122 $13,393
Farmers $13,479 $15,472
GEICO $3,527 $3,492
Liberty Mutual $14,190 $16,099
Progressive $8,968 $9,730
State Farm $13,398 $17,188
Travelers $6,550 $7,378

Cheapest Magnolia, NJ Car Insurance for Seniors

Take a look at Magnolia, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Magnolia, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,471 $3,471
Farmers $4,563 $4,448
GEICO $1,913 $1,913
Liberty Mutual $6,016 $6,016
Progressive $1,813 $1,878
State Farm $3,703 $3,703
Travelers $2,704 $2,724

Cheapest Magnolia, NJ Car Insurance Rates After a DUI

A DUI in Magnolia, NJ increases car insurance rates. Compare Magnolia, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Magnolia, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,409
Farmers $7,844
GEICO $3,390
Liberty Mutual $8,106
Progressive $3,795
State Farm $11,125
Travelers $4,235

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Cheapest Magnolia, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Magnolia, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Magnolia, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,868 $5,890
Farmers $7,311 $7,311
GEICO $2,373 $2,412
Liberty Mutual $8,193 $8,354
Progressive $3,856 $3,856
State Farm $6,818 $7,182
Travelers $3,841 $3,841

The Best Cheap Car Insurance Companies in Magnolia, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Magnolia, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Magnolia, New Jersey

Insurance Company Average Annual Rates
Allstate $5,879
Farmers $7,311
GEICO $2,393
Liberty Mutual $8,274
Progressive $3,856
State Farm $7,000
Travelers $3,841

Category Winners: Cheapest Car Insurance in Magnolia, New Jersey

Find the cheapest car insurance companies in Magnolia, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Magnolia, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Magnolia, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Magnolia car insurance rates. Find the cheapest Magnolia, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Magnolia, New Jersey

Insurance Company Low Medium High
Allstate $5,388 $5,971 $6,277
Farmers $6,525 $7,257 $8,149
GEICO $2,125 $2,441 $2,612
Liberty Mutual $7,312 $8,542 $8,967
Progressive $3,465 $3,917 $4,185
State Farm $6,486 $7,095 $7,420
Travelers $3,521 $3,843 $4,160

What affects car insurance rates in Magnolia, New Jersey?

What factors can have an impact on Magnolia, NJ car insurance? There are several reasons why Magnolia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Magnolia, New Jersey.

Commute Time in Magnolia

The more time you spend in your car the higher the risk of an accident. The average commute length in Magnolia, NJ is 27.2 minutes according to City-Data.

Compare Car Insurance Quotes in Magnolia, NJ

Ready to find affordable Magnolia, New Jersey car insurance today? Enter your ZIP code for fast, free Magnolia, NJ car insurance quotes.

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