Compare Magnolia Springs, AL Car Insurance Rates (2021)

Car insurance in Magnolia Springs, AL averages $294 a month. Magnolia Springs, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Magnolia Springs car insurance rates, compare quotes from the top car insurance companies in Magnolia Springs, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Magnolia Springs, AL are $3,530/year
  • The cheapest car insurance company in Magnolia Springs is USAA
  • The cheapest car insurance company in Magnolia Springs for teen drivers is USAA

If you need to buy Magnolia Springs, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Magnolia Springs, AL is right here.

You’ll find Magnolia Springs car insurance rates, the cheapest Magnolia Springs, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Magnolia Springs, Alabama car insurance rates to Hoover car insurance rates, Mobile car insurance rates, and Tuscaloosa car insurance rates.

Ready to find affordable Magnolia Springs, AL car insurance today? Enter your ZIP code for fast, free Magnolia Springs car insurance quotes.

Cheapest Magnolia Springs, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Magnolia Springs, AL car insurance rates? Every Magnolia Springs, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Magnolia Springs, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,851 $1,762 $1,677 $1,709 $6,508 $7,006 $2,065 $2,108
Farmers $2,370 $2,355 $2,116 $2,249 $9,222 $9,501 $2,688 $2,789
GEICO $1,980 $1,969 $1,893 $1,961 $5,246 $5,134 $2,089 $1,931
Liberty Mutual $3,026 $3,268 $2,482 $2,777 $11,136 $12,384 $3,218 $3,422
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,428 $2,280 $1,995 $2,126 $9,833 $10,978 $2,836 $3,004
State Farm $2,557 $2,557 $2,325 $2,325 $7,910 $9,880 $2,892 $3,348
Travelers $1,402 $1,422 $1,323 $1,316 $7,554 $11,844 $1,328 $1,510
USAA $1,203 $1,220 $1,130 $1,109 $3,571 $3,954 $1,561 $1,684

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Minimum Car Insurance in Magnolia Springs, AL

Every driver must carry the minimum car insurance in Magnolia Springs, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Magnolia Springs, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Magnolia Springs, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Magnolia Springs, AL. Compare credit history car insurance rates in Magnolia Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Magnolia Springs, Alabama

Insurance Company Poor Fair Good
Allstate $3,809 $2,997 $2,451
Farmers $4,661 $4,016 $3,807
GEICO $3,530 $2,518 $2,278
Liberty Mutual $7,459 $4,584 $3,600
Nationwide $2,987 $2,338 $2,118
Progressive $5,011 $4,291 $4,003
State Farm $6,846 $3,468 $2,358
Travelers $3,774 $3,275 $3,338
USAA $2,577 $1,694 $1,516

Cheapest Magnolia Springs, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Magnolia Springs, AL to rates for a clean record with top companies.

Annual Magnolia Springs, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,620 $3,089 $3,671 $2,963
Farmers $3,503 $4,532 $4,421 $4,189
GEICO $1,865 $3,014 $3,740 $2,481
Liberty Mutual $4,090 $5,695 $5,565 $5,507
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $3,999 $5,023 $4,325 $4,393
State Farm $3,800 $4,742 $4,177 $4,177
Travelers $2,882 $3,024 $4,434 $3,510
USAA $1,487 $1,866 $2,755 $1,608

Cheapest Magnolia Springs, AL Car Insurance for Teen Drivers

Teen car insurance in Magnolia Springs, AL can be expensive. Take a look at rates from the top car insurance companies in Magnolia Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Magnolia Springs, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,508 $7,006
Farmers $9,222 $9,501
GEICO $5,246 $5,134
Liberty Mutual $11,136 $12,384
Nationwide $4,274 $5,478
Progressive $9,833 $10,978
State Farm $7,910 $9,880
Travelers $7,554 $11,844
USAA $3,571 $3,954

Cheapest Magnolia Springs, AL Car Insurance for Seniors

Take a look at Magnolia Springs, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Magnolia Springs, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,677 $1,709
Farmers $2,116 $2,249
GEICO $1,893 $1,961
Liberty Mutual $2,482 $2,777
Nationwide $1,486 $1,534
Progressive $1,995 $2,126
State Farm $2,325 $2,325
Travelers $1,323 $1,316
USAA $1,130 $1,109

Cheapest Magnolia Springs, AL Car Insurance Rates After a DUI

A DUI in Magnolia Springs, AL increases car insurance rates. Compare Magnolia Springs, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Magnolia Springs, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,671
Farmers $4,421
GEICO $3,740
Liberty Mutual $5,565
Nationwide $3,145
Progressive $4,325
State Farm $4,177
Travelers $4,434
USAA $2,755

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Cheapest Magnolia Springs, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Magnolia Springs, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Magnolia Springs, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,086 $3,086
Farmers $4,161 $4,161
GEICO $2,727 $2,823
Liberty Mutual $5,214 $5,214
Nationwide $2,481 $2,481
Progressive $4,435 $4,435
State Farm $4,123 $4,326
Travelers $3,462 $3,462
USAA $1,841 $2,017

The Best Cheap Car Insurance Companies in Magnolia Springs, AL

Take a look at a side-by-side comparison of the top car insurance companies in Magnolia Springs, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Magnolia Springs, Alabama

Insurance Company Average Annual Rates
Allstate $3,086
Farmers $4,161
GEICO $2,775
Liberty Mutual $5,214
Nationwide $2,481
Progressive $4,435
State Farm $4,224
Travelers $3,462
USAA $1,929

Category Winners: Cheapest Car Insurance in Magnolia Springs, Alabama

Find the cheapest car insurance companies in Magnolia Springs, AL for each category right here.

Best Annual Car Insurance Rates by Company in Magnolia Springs, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Magnolia Springs, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Magnolia Springs car insurance rates. Find the cheapest Magnolia Springs, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Magnolia Springs, Alabama

Insurance Company Low Medium High
Allstate $2,985 $3,082 $3,190
Farmers $3,922 $4,104 $4,458
GEICO $2,550 $2,763 $3,013
Liberty Mutual $4,967 $5,189 $5,486
Nationwide $2,452 $2,462 $2,528
Progressive $3,945 $4,412 $4,948
State Farm $3,988 $4,218 $4,466
Travelers $3,292 $3,531 $3,564
USAA $1,850 $1,917 $2,020

What affects car insurance rates in Magnolia Springs, Alabama?

What factors can have an impact on Magnolia Springs, AL car insurance? There are several reasons why Magnolia Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Magnolia Springs, Alabama.

Commute Time in Magnolia Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Magnolia Springs, AL is 41.4 minutes according to City-Data.

Compare Car Insurance Quotes in Magnolia Springs, AL

Ready to find affordable Magnolia Springs, Alabama car insurance today? Enter your ZIP code for fast, free Magnolia Springs, AL car insurance quotes.

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