Compare Malcolm, AL Car Insurance Rates (2021)

Car insurance in Malcolm, AL averages $316 a month. Malcolm, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Malcolm car insurance rates, compare quotes from the top car insurance companies in Malcolm, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Malcolm, AL after a DUI are $4,323/year
  • Average car insurance rates in Malcolm, AL are $3,797/year
  • The cheapest car insurance company in Malcolm is USAA

If you need to buy Malcolm, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Malcolm, AL is right here.

You’ll find Malcolm car insurance rates, the cheapest Malcolm, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Malcolm, Alabama car insurance rates to Montgomery car insurance rates, Madison car insurance rates, and Auburn car insurance rates.

Ready to find affordable Malcolm, AL car insurance today? Enter your ZIP code for fast, free Malcolm car insurance quotes.

Cheapest Malcolm, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Malcolm, AL car insurance rates? Every Malcolm, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Malcolm, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,176 $2,086 $1,957 $1,997 $7,273 $7,822 $2,468 $2,536
Farmers $2,560 $2,544 $2,293 $2,416 $9,417 $9,702 $2,926 $3,078
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,405 $3,684 $2,793 $3,131 $12,243 $13,628 $3,628 $3,867
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,384 $2,246 $1,951 $2,081 $9,578 $10,708 $2,791 $2,972
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,575 $1,602 $1,464 $1,462 $8,180 $12,821 $1,494 $1,742
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

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Minimum Car Insurance in Malcolm, AL

Every driver must carry the minimum car insurance in Malcolm, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Malcolm, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Malcolm, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Malcolm, AL. Compare credit history car insurance rates in Malcolm from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Malcolm, Alabama

Insurance Company Poor Fair Good
Allstate $4,385 $3,431 $2,803
Farmers $4,903 $4,208 $3,991
GEICO $3,687 $2,629 $2,378
Liberty Mutual $8,313 $5,086 $3,993
Nationwide $3,171 $2,467 $2,229
Progressive $4,911 $4,195 $3,910
State Farm $7,514 $3,809 $2,592
Travelers $4,141 $3,585 $3,651
USAA $2,937 $1,908 $1,703

Cheapest Malcolm, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Malcolm, AL to rates for a clean record with top companies.

Annual Malcolm, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,032 $3,555 $4,168 $3,403
Farmers $3,677 $4,738 $4,620 $4,433
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,549 $6,322 $6,196 $6,123
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,925 $4,916 $4,203 $4,311
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,162 $3,320 $4,834 $3,855
USAA $1,678 $2,102 $3,133 $1,816

Cheapest Malcolm, AL Car Insurance for Teen Drivers

Teen car insurance in Malcolm, AL can be expensive. Take a look at rates from the top car insurance companies in Malcolm for teenagers.

Annual Car Insurance Rates for Teen Drivers in Malcolm, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,273 $7,822
Farmers $9,417 $9,702
GEICO $5,380 $5,307
Liberty Mutual $12,243 $13,628
Nationwide $4,418 $5,752
Progressive $9,578 $10,708
State Farm $8,362 $10,517
Travelers $8,180 $12,821
USAA $4,020 $4,464

Cheapest Malcolm, AL Car Insurance for Seniors

Take a look at Malcolm, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Malcolm, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,957 $1,997
Farmers $2,293 $2,416
GEICO $1,968 $1,996
Liberty Mutual $2,793 $3,131
Nationwide $1,577 $1,642
Progressive $1,951 $2,081
State Farm $2,624 $2,624
Travelers $1,464 $1,462
USAA $1,271 $1,252

Cheapest Malcolm, AL Car Insurance Rates After a DUI

A DUI in Malcolm, AL increases car insurance rates. Compare Malcolm, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Malcolm, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,168
Farmers $4,620
GEICO $3,808
Liberty Mutual $6,196
Nationwide $3,353
Progressive $4,203
State Farm $4,592
Travelers $4,834
USAA $3,133

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Cheapest Malcolm, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Malcolm, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Malcolm, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,540 $3,540
Farmers $4,367 $4,367
GEICO $2,842 $2,954
Liberty Mutual $5,798 $5,798
Nationwide $2,623 $2,623
Progressive $4,339 $4,339
State Farm $4,528 $4,748
Travelers $3,793 $3,793
USAA $2,082 $2,282

The Best Cheap Car Insurance Companies in Malcolm, AL

Take a look at a side-by-side comparison of the top car insurance companies in Malcolm, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Malcolm, Alabama

Insurance Company Average Annual Rates
Allstate $3,540
Farmers $4,367
GEICO $2,898
Liberty Mutual $5,798
Nationwide $2,623
Progressive $4,339
State Farm $4,638
Travelers $3,793
USAA $2,182

Category Winners: Cheapest Car Insurance in Malcolm, Alabama

Find the cheapest car insurance companies in Malcolm, AL for each category right here.

Best Annual Car Insurance Rates by Company in Malcolm, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Malcolm, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Malcolm car insurance rates. Find the cheapest Malcolm, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Malcolm, Alabama

Insurance Company Low Medium High
Allstate $3,427 $3,532 $3,659
Farmers $4,180 $4,325 $4,597
GEICO $2,708 $2,886 $3,100
Liberty Mutual $5,518 $5,769 $6,105
Nationwide $2,624 $2,595 $2,649
Progressive $3,899 $4,315 $4,803
State Farm $4,411 $4,630 $4,873
Travelers $3,629 $3,868 $3,881
USAA $2,105 $2,171 $2,271

Compare Car Insurance Quotes in Malcolm, AL

Ready to find affordable Malcolm, Alabama car insurance today? Enter your ZIP code for fast, free Malcolm, AL car insurance quotes.

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