Compare Malcolm, NE Car Insurance Rates (2021)

Car insurance in Malcolm, NE averages $282 a month. Malcolm, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Malcolm car insurance rates, compare quotes from the top car insurance companies in Malcolm, NE.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Malcolm for teen drivers is American Family
  • The cheapest car insurance company in Malcolm is USAA
  • Average car insurance rates in Malcolm, NE after a DUI are $3,928/year

If you need to buy Malcolm, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Malcolm, NE is right here.

You’ll find Malcolm car insurance rates, the cheapest Malcolm, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Malcolm, Nebraska car insurance rates to Bellevue car insurance rates, Omaha car insurance rates, and Grand Island car insurance rates.

Ready to find affordable Malcolm, NE car insurance today? Enter your ZIP code for fast, free Malcolm car insurance quotes.

Cheapest Malcolm, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Malcolm, NE car insurance rates? Every Malcolm, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Malcolm, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,135 $2,024 $1,913 $1,930 $6,194 $6,527 $2,372 $2,408
American Family $1,799 $1,799 $1,647 $1,647 $3,105 $4,681 $1,760 $1,919
Farmers $2,298 $2,285 $2,058 $2,174 $8,910 $9,181 $2,590 $2,696
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,281 $3,557 $2,592 $3,158 $14,511 $16,310 $3,428 $3,792
Nationwide $1,923 $1,979 $1,725 $1,841 $4,616 $5,730 $2,237 $2,419
Progressive $1,878 $1,789 $1,546 $1,614 $7,712 $8,661 $2,240 $2,399
State Farm $1,645 $1,645 $1,441 $1,441 $4,446 $5,679 $1,817 $2,055
USAA $1,328 $1,321 $1,214 $1,243 $4,252 $5,070 $1,709 $1,899

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Minimum Car Insurance in Malcolm, NE

Every driver must carry the minimum car insurance in Malcolm, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Malcolm, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Malcolm, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Malcolm, NE. Compare credit history car insurance rates in Malcolm from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Malcolm, Nebraska

Insurance Company Poor Fair Good
Allstate $3,954 $3,012 $2,598
American Family $3,091 $2,090 $1,703
Farmers $4,604 $3,826 $3,642
GEICO $4,105 $3,563 $3,104
Liberty Mutual $9,125 $5,525 $4,337
Nationwide $3,366 $2,696 $2,364
Progressive $3,960 $3,362 $3,118
State Farm $3,664 $2,196 $1,704
USAA $2,996 $2,036 $1,732

Cheapest Malcolm, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Malcolm, NE to rates for a clean record with top companies.

Annual Malcolm, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,750 $3,119 $3,792 $3,091
American Family $2,249 $2,433 $2,249 $2,249
Farmers $3,407 $4,370 $4,263 $4,056
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,419 $6,405 $6,931 $6,561
Nationwide $2,003 $2,881 $4,086 $2,264
Progressive $2,948 $4,373 $3,302 $3,297
State Farm $2,343 $2,699 $2,521 $2,521
USAA $1,708 $2,157 $3,218 $1,935

Cheapest Malcolm, NE Car Insurance for Teen Drivers

Teen car insurance in Malcolm, NE can be expensive. Take a look at rates from the top car insurance companies in Malcolm for teenagers.

Annual Car Insurance Rates for Teen Drivers in Malcolm, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,194 $6,527
American Family $3,105 $4,681
Farmers $8,910 $9,181
GEICO $5,684 $7,440
Liberty Mutual $14,511 $16,310
Nationwide $4,616 $5,730
Progressive $7,712 $8,661
State Farm $4,446 $5,679
USAA $4,252 $5,070

Cheapest Malcolm, NE Car Insurance for Seniors

Take a look at Malcolm, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Malcolm, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,913 $1,930
American Family $1,647 $1,647
Farmers $2,058 $2,174
GEICO $2,692 $2,591
Liberty Mutual $2,592 $3,158
Nationwide $1,725 $1,841
Progressive $1,546 $1,614
State Farm $1,441 $1,441
USAA $1,214 $1,243

Cheapest Malcolm, NE Car Insurance Rates After a DUI

A DUI in Malcolm, NE increases car insurance rates. Compare Malcolm, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Malcolm, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,792
American Family $2,249
Farmers $4,263
GEICO $4,992
Liberty Mutual $6,931
Nationwide $4,086
Progressive $3,302
State Farm $2,521
USAA $3,218

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Cheapest Malcolm, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Malcolm, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Malcolm, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,188 $3,188
American Family $2,276 $2,313
Farmers $4,024 $4,024
GEICO $3,535 $3,646
Liberty Mutual $6,329 $6,329
Nationwide $2,809 $2,809
Progressive $3,480 $3,480
State Farm $2,456 $2,586
USAA $2,229 $2,280

The Best Cheap Car Insurance Companies in Malcolm, NE

Take a look at a side-by-side comparison of the top car insurance companies in Malcolm, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Malcolm, Nebraska

Insurance Company Average Annual Rates
Allstate $3,188
American Family $2,295
Farmers $4,024
GEICO $3,591
Liberty Mutual $6,329
Nationwide $2,809
Progressive $3,480
State Farm $2,521
USAA $2,254

Category Winners: Cheapest Car Insurance in Malcolm, Nebraska

Find the cheapest car insurance companies in Malcolm, NE for each category right here.

Best Annual Car Insurance Rates by Company in Malcolm, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Malcolm, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Malcolm car insurance rates. Find the cheapest Malcolm, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Malcolm, Nebraska

Insurance Company Low Medium High
Allstate $3,083 $3,180 $3,300
American Family $2,261 $2,363 $2,260
Farmers $3,844 $3,963 $4,265
GEICO $3,506 $3,587 $3,679
Liberty Mutual $6,135 $6,291 $6,560
Nationwide $2,836 $2,802 $2,788
Progressive $3,297 $3,470 $3,673
State Farm $2,420 $2,517 $2,626
USAA $2,176 $2,251 $2,336

What affects car insurance rates in Malcolm, Nebraska?

What factors can have an impact on Malcolm, NE car insurance? There are several reasons why Malcolm car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Malcolm, Nebraska.

Commute Time in Malcolm

The more time you spend in your car the higher the risk of an accident. The average commute length in Malcolm, NE is 21.4 minutes according to City-Data.

Compare Car Insurance Quotes in Malcolm, NE

Ready to find affordable Malcolm, Nebraska car insurance today? Enter your ZIP code for fast, free Malcolm, NE car insurance quotes.

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