Compare Malcom, IA Car Insurance Rates (2021)

Car insurance in Malcom, IA averages $243 a month. Malcom, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Malcom car insurance rates, compare quotes from the top car insurance companies in Malcom, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Malcom is USAA
  • Average car insurance rates in Malcom, IA are $2,919/year
  • The cheapest car insurance company in Malcom for teen drivers is USAA

If you need to buy Malcom, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Malcom, IA is right here.

You’ll find Malcom car insurance rates, the cheapest Malcom, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Malcom, Iowa car insurance rates to Ames car insurance rates, Waterloo car insurance rates, and Davenport car insurance rates.

Ready to find affordable Malcom, IA car insurance today? Enter your ZIP code for fast, free Malcom car insurance quotes.

Cheapest Malcom, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Malcom, IA car insurance rates? Every Malcom, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Malcom, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,862 $1,796 $1,647 $1,678 $5,208 $5,838 $2,040 $2,103
American Family $1,935 $1,935 $1,730 $1,730 $5,143 $7,223 $1,935 $2,331
Farmers $1,491 $1,519 $1,337 $1,458 $4,460 $4,750 $2,014 $2,155
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,005 $2,172 $1,770 $2,150 $10,026 $11,277 $2,271 $2,501
Nationwide $1,649 $1,693 $1,470 $1,569 $3,796 $4,905 $1,867 $2,028
Progressive $1,636 $1,575 $1,351 $1,400 $4,018 $4,533 $1,969 $2,128
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,545 $2,595 $2,490 $2,491 $11,504 $18,255 $2,660 $3,122
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

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Minimum Car Insurance in Malcom, IA

Every driver must carry the minimum car insurance in Malcom, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Malcom, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Malcom, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Malcom, IA. Compare credit history car insurance rates in Malcom from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Malcom, Iowa

Insurance Company Poor Fair Good
Allstate $3,311 $2,636 $2,368
American Family $3,819 $2,807 $2,359
Farmers $2,754 $2,281 $2,160
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,078 $3,771 $2,965
Nationwide $2,881 $2,258 $1,978
Progressive $2,748 $2,220 $2,011
State Farm $3,113 $1,926 $1,519
Travelers $6,411 $5,484 $5,228
USAA $2,399 $1,648 $1,427

Cheapest Malcom, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Malcom, IA to rates for a clean record with top companies.

Annual Malcom, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,371 $2,855 $3,222 $2,638
American Family $2,162 $3,167 $4,108 $2,542
Farmers $2,042 $2,535 $2,574 $2,442
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,687 $4,571 $4,649 $4,179
Nationwide $1,721 $2,466 $3,356 $1,945
Progressive $1,871 $3,065 $2,029 $2,341
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $4,145 $5,556 $7,441 $5,689
USAA $1,395 $1,870 $2,432 $1,602

Cheapest Malcom, IA Car Insurance for Teen Drivers

Teen car insurance in Malcom, IA can be expensive. Take a look at rates from the top car insurance companies in Malcom for teenagers.

Annual Car Insurance Rates for Teen Drivers in Malcom, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,208 $5,838
American Family $5,143 $7,223
Farmers $4,460 $4,750
GEICO $4,328 $4,022
Liberty Mutual $10,026 $11,277
Nationwide $3,796 $4,905
Progressive $4,018 $4,533
State Farm $3,825 $4,856
Travelers $11,504 $18,255
USAA $3,285 $3,490

Cheapest Malcom, IA Car Insurance for Seniors

Take a look at Malcom, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Malcom, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,647 $1,678
American Family $1,730 $1,730
Farmers $1,337 $1,458
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,470 $1,569
Progressive $1,351 $1,400
State Farm $1,254 $1,254
Travelers $2,490 $2,491
USAA $1,123 $1,146

Cheapest Malcom, IA Car Insurance Rates After a DUI

A DUI in Malcom, IA increases car insurance rates. Compare Malcom, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Malcom, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,222
American Family $4,108
Farmers $2,574
GEICO $3,206
Liberty Mutual $4,649
Nationwide $3,356
Progressive $2,029
State Farm $2,186
Travelers $7,441
USAA $2,432

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Cheapest Malcom, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Malcom, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Malcom, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,706 $2,837
American Family $2,960 $3,030
Farmers $2,398 $2,398
GEICO $2,294 $2,387
Liberty Mutual $4,271 $4,271
Nationwide $2,372 $2,372
Progressive $2,326 $2,326
State Farm $2,133 $2,239
Travelers $5,708 $5,708
USAA $1,758 $1,891

The Best Cheap Car Insurance Companies in Malcom, IA

Take a look at a side-by-side comparison of the top car insurance companies in Malcom, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Malcom, Iowa

Insurance Company Average Annual Rates
Allstate $2,772
American Family $2,995
Farmers $2,398
GEICO $2,341
Liberty Mutual $4,271
Nationwide $2,372
Progressive $2,326
State Farm $2,186
Travelers $5,708
USAA $1,825

Category Winners: Cheapest Car Insurance in Malcom, Iowa

Find the cheapest car insurance companies in Malcom, IA for each category right here.

Best Annual Car Insurance Rates by Company in Malcom, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Malcom, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Malcom car insurance rates. Find the cheapest Malcom, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Malcom, Iowa

Insurance Company Low Medium High
Allstate $2,678 $2,775 $2,862
American Family $3,011 $3,161 $2,812
Farmers $2,295 $2,405 $2,494
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,096 $4,264 $4,454
Nationwide $2,476 $2,359 $2,281
Progressive $2,198 $2,335 $2,445
State Farm $2,083 $2,198 $2,277
Travelers $5,398 $5,792 $5,933
USAA $1,732 $1,830 $1,911

What affects car insurance rates in Malcom, Iowa?

What factors can have an impact on Malcom, IA car insurance? There are several reasons why Malcom car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Malcom, Iowa.

Commute Time in Malcom

The more time you spend in your car the higher the risk of an accident. The average commute length in Malcom, IA is 15.8 minutes according to City-Data.

Compare Car Insurance Quotes in Malcom, IA

Ready to find affordable Malcom, Iowa car insurance today? Enter your ZIP code for fast, free Malcom, IA car insurance quotes.

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