Compare Malibu, CA Car Insurance Rates (2021)

Car insurance in Malibu, CA averages $376 a month. Malibu, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Malibu car insurance rates, compare quotes from the top car insurance companies in Malibu, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Malibu, CA after a DUI are $6,371/year
  • The cheapest ZIP code in Malibu is 90263
  • The cheapest car insurance company in Malibu is USAA

If you need to buy Malibu, California car insurance, the options can be confusing. Everything you need to know about car insurance in Malibu, CA is right here.

You’ll find Malibu car insurance rates, the cheapest Malibu, CA car insurance companies, and information on California car insurance laws. You can also compare Malibu, California car insurance rates to San Francisco car insurance rates, San Jose car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Malibu, CA car insurance today? Enter your ZIP code for fast, free Malibu car insurance quotes.

Cheapest Malibu, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Malibu, CA car insurance rates? Every Malibu, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Malibu, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,739 $3,729 $2,715 $2,733 $10,536 $13,235 $4,777 $5,215
Farmers $2,864 $2,864 $2,602 $2,602 $9,135 $14,854 $3,396 $3,785
GEICO $2,166 $2,166 $2,035 $2,035 $6,620 $6,731 $3,115 $3,180
Liberty Mutual $2,632 $2,476 $2,469 $2,386 $5,743 $6,167 $2,950 $2,993
Nationwide $3,949 $3,764 $3,457 $3,252 $10,171 $11,218 $4,729 $4,666
Progressive $2,366 $2,439 $2,019 $2,401 $6,431 $7,764 $3,446 $3,713
State Farm $4,247 $4,247 $3,798 $3,798 $7,890 $9,784 $4,708 $4,855
Travelers $3,077 $2,962 $2,717 $2,690 $6,627 $7,443 $4,023 $3,918
USAA $2,431 $2,300 $2,370 $2,379 $5,614 $5,641 $3,378 $3,190

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Minimum Car Insurance in Malibu, CA

Every driver must carry the minimum car insurance in Malibu, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Malibu, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Malibu, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Malibu, CA to rates for a clean record with top companies.

Annual Malibu, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,500 $5,917 $9,320 $4,603
Farmers $3,899 $5,302 $6,590 $5,260
GEICO $2,447 $3,796 $4,744 $3,037
Liberty Mutual $3,019 $4,040 $3,649 $3,199
Nationwide $3,938 $5,052 $8,562 $5,052
Progressive $2,487 $4,255 $4,957 $3,590
State Farm $3,870 $4,612 $8,693 $4,488
Travelers $2,730 $4,598 $5,283 $4,118
USAA $2,261 $3,373 $5,539 $2,479

Cheapest Malibu, CA Car Insurance for Teen Drivers

Teen car insurance in Malibu, CA can be expensive. Take a look at rates from the top car insurance companies in Malibu for teenagers.

Annual Car Insurance Rates for Teen Drivers in Malibu, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,536 $13,235
Farmers $9,135 $14,854
GEICO $6,620 $6,731
Liberty Mutual $5,743 $6,167
Nationwide $10,171 $11,218
Progressive $6,431 $7,764
State Farm $7,890 $9,784
Travelers $6,627 $7,443
USAA $5,614 $5,641

Cheapest Malibu, CA Car Insurance for Seniors

Take a look at Malibu, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Malibu, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,715 $2,733
Farmers $2,602 $2,602
GEICO $2,035 $2,035
Liberty Mutual $2,469 $2,386
Nationwide $3,457 $3,252
Progressive $2,019 $2,401
State Farm $3,798 $3,798
Travelers $2,717 $2,690
USAA $2,370 $2,379

Cheapest Malibu, CA Car Insurance Rates After a DUI

A DUI in Malibu, CA increases car insurance rates. Compare Malibu, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Malibu, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,320
Farmers $6,590
GEICO $4,744
Liberty Mutual $3,649
Nationwide $8,562
Progressive $4,957
State Farm $8,693
Travelers $5,283
USAA $5,539

Cheapest Malibu, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Malibu, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Malibu, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,256 $6,413
Farmers $4,773 $5,752
GEICO $3,184 $3,827
Liberty Mutual $3,191 $3,763
Nationwide $4,983 $6,319
Progressive $3,468 $4,177
State Farm $5,220 $5,612
Travelers $3,759 $4,605
USAA $3,142 $3,684

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Cheapest Malibu, CA Car Insurance Rates by ZIP Code

Malibu car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Malibu, CA.

Annual Car Insurance Rates by ZIP Code in Malibu, California

ZIP Code Average Annual Rates
90263 $5,817
90265 $6,522

The Best Cheap Car Insurance Companies in Malibu, CA

Take a look at a side-by-side comparison of the top car insurance companies in Malibu, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Malibu, California

Insurance Company Average Annual Rates
Allstate $5,835
Farmers $5,263
GEICO $3,506
Liberty Mutual $3,477
Nationwide $5,651
Progressive $3,822
State Farm $5,416
Travelers $4,182
USAA $3,413

Category Winners: Cheapest Car Insurance in Malibu, California

Find the cheapest car insurance companies in Malibu, CA for each category right here.

Best Annual Car Insurance Rates by Company in Malibu, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Malibu, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Malibu car insurance rates. Find the cheapest Malibu, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Malibu, California

Insurance Company Low Medium High
Allstate $5,497 $5,888 $6,119
Farmers $4,860 $5,309 $5,619
GEICO $3,157 $3,546 $3,815
Liberty Mutual $3,206 $3,512 $3,712
Nationwide $5,077 $5,755 $6,120
Progressive $3,406 $3,938 $4,123
State Farm $4,854 $5,520 $5,874
Travelers $3,524 $4,315 $4,708
USAA $3,094 $3,479 $3,666

What affects car insurance rates in Malibu, California?

What factors can have an impact on Malibu, CA car insurance? There are several reasons why Malibu car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Malibu, California.

Car Theft in Malibu

High levels of vehicle theft can make car insurance more expensive. Malibu, CA car theft statistics from the FBI indicate 29 vehicle thefts a year.

Commute Time in Malibu

The more time you spend in your car the higher the risk of an accident. The average commute length in Malibu, CA is 32.8 minutes according to City-Data.

Compare Car Insurance Quotes in Malibu, CA

Ready to find affordable Malibu, California car insurance today? Enter your ZIP code for fast, free Malibu, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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