Compare Malta, ID Car Insurance Rates (2021)

Car insurance in Malta, ID averages $235 a month. Malta, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Malta car insurance rates, compare quotes from the top car insurance companies in Malta, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Malta, ID after a DUI are $3,506/year
  • The cheapest car insurance company in Malta for teen drivers is USAA
  • Average car insurance rates in Malta, ID are $2,822/year

If you need to buy Malta, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Malta, ID is right here.

You’ll find Malta car insurance rates, the cheapest Malta, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Malta, Idaho car insurance rates to Coeur d’Alene car insurance rates, Lewiston car insurance rates, and Idaho Falls car insurance rates.

Ready to find affordable Malta, ID car insurance today? Enter your ZIP code for fast, free Malta car insurance quotes.

Cheapest Malta, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Malta, ID car insurance rates? Every Malta, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Malta, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,321 $2,309 $2,018 $2,091 $8,442 $9,754 $2,596 $2,748
American Family $2,233 $2,233 $1,982 $1,982 $8,024 $10,423 $2,233 $2,802
Farmers $1,509 $1,498 $1,332 $1,411 $7,333 $7,580 $1,737 $1,827
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,308 $1,410 $1,060 $1,184 $4,175 $4,644 $1,386 $1,464
Nationwide $1,840 $1,882 $1,661 $1,762 $4,551 $5,602 $2,158 $2,324
State Farm $1,102 $1,102 $994 $994 $3,289 $4,146 $1,243 $1,434
Travelers $1,366 $1,388 $1,370 $1,364 $6,680 $10,572 $1,448 $1,667
USAA $1,025 $1,023 $1,003 $989 $3,348 $3,751 $1,358 $1,463

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Minimum Car Insurance in Malta, ID

Every driver must carry the minimum car insurance in Malta, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Malta, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Malta, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Malta, ID. Compare credit history car insurance rates in Malta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Malta, Idaho

Insurance Company Poor Fair Good
Allstate $5,325 $3,619 $3,161
American Family $5,151 $3,677 $3,140
Farmers $3,416 $2,899 $2,770
GEICO $3,377 $2,696 $2,260
Liberty Mutual $2,960 $1,826 $1,451
Nationwide $3,248 $2,623 $2,297
State Farm $2,511 $1,588 $1,265
Travelers $3,703 $3,112 $2,880
USAA $2,546 $1,488 $1,201

Cheapest Malta, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Malta, ID to rates for a clean record with top companies.

Annual Malta, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,333 $4,184 $4,673 $3,949
American Family $3,139 $4,448 $4,809 $3,561
Farmers $2,643 $3,349 $3,138 $2,984
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,729 $2,163 $2,230 $2,193
Nationwide $2,083 $2,700 $3,768 $2,339
State Farm $1,631 $1,945 $1,788 $1,788
Travelers $1,998 $2,838 $4,918 $3,175
USAA $1,254 $1,786 $2,422 $1,518

Cheapest Malta, ID Car Insurance for Teen Drivers

Teen car insurance in Malta, ID can be expensive. Take a look at rates from the top car insurance companies in Malta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Malta, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,442 $9,754
American Family $8,024 $10,423
Farmers $7,333 $7,580
GEICO $4,278 $5,328
Liberty Mutual $4,175 $4,644
Nationwide $4,551 $5,602
State Farm $3,289 $4,146
Travelers $6,680 $10,572
USAA $3,348 $3,751

Cheapest Malta, ID Car Insurance for Seniors

Take a look at Malta, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Malta, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,018 $2,091
American Family $1,982 $1,982
Farmers $1,332 $1,411
GEICO $1,919 $1,863
Liberty Mutual $1,060 $1,184
Nationwide $1,661 $1,762
State Farm $994 $994
Travelers $1,370 $1,364
USAA $1,003 $989

Cheapest Malta, ID Car Insurance Rates After a DUI

A DUI in Malta, ID increases car insurance rates. Compare Malta, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Malta, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,673
American Family $4,809
Farmers $3,138
GEICO $3,808
Liberty Mutual $2,230
Nationwide $3,768
State Farm $1,788
Travelers $4,918
USAA $2,422

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Cheapest Malta, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Malta, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Malta, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,035 $4,035
American Family $3,907 $4,072
Farmers $3,028 $3,028
GEICO $2,730 $2,825
Liberty Mutual $2,079 $2,079
Nationwide $2,722 $2,722
State Farm $1,745 $1,831
Travelers $3,232 $3,232
USAA $1,724 $1,766

The Best Cheap Car Insurance Companies in Malta, ID

Take a look at a side-by-side comparison of the top car insurance companies in Malta, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Malta, Idaho

Insurance Company Average Annual Rates
Allstate $4,035
American Family $3,989
Farmers $3,028
GEICO $2,778
Liberty Mutual $2,079
Nationwide $2,722
State Farm $1,788
Travelers $3,232
USAA $1,745

Category Winners: Cheapest Car Insurance in Malta, Idaho

Find the cheapest car insurance companies in Malta, ID for each category right here.

Best Annual Car Insurance Rates by Company in Malta, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Malta, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Malta car insurance rates. Find the cheapest Malta, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Malta, Idaho

Insurance Company Low Medium High
Allstate $3,887 $4,027 $4,190
American Family $3,984 $4,188 $3,796
Farmers $2,877 $2,994 $3,215
GEICO $2,640 $2,773 $2,920
Liberty Mutual $1,962 $2,076 $2,199
Nationwide $2,679 $2,861 $2,628
State Farm $1,686 $1,791 $1,886
Travelers $3,174 $3,279 $3,243
USAA $1,692 $1,742 $1,801

What affects car insurance rates in Malta, Idaho?

What factors can have an impact on Malta, ID car insurance? There are several reasons why Malta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Malta, Idaho.

Car Theft in Malta

High levels of vehicle theft can make car insurance more expensive. Malta, ID car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Malta

The more time you spend in your car the higher the risk of an accident. The average commute length in Malta, ID is 9.3 minutes according to City-Data.

Compare Car Insurance Quotes in Malta, ID

Ready to find affordable Malta, Idaho car insurance today? Enter your ZIP code for fast, free Malta, ID car insurance quotes.

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