Compare Manchester, IA Car Insurance Rates (2021)

Car insurance in Manchester, IA averages $248 a month. Manchester, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Manchester car insurance rates, compare quotes from the top car insurance companies in Manchester, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Manchester, IA are $2,970/year
  • Average car insurance rates in Manchester, IA after a DUI are $3,584/year
  • The cheapest car insurance company in Manchester for teen drivers is USAA

If you need to buy Manchester, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Manchester, IA is right here.

You’ll find Manchester car insurance rates, the cheapest Manchester, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Manchester, Iowa car insurance rates to Cedar Rapids car insurance rates, West Des Moines car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Manchester, IA car insurance today? Enter your ZIP code for fast, free Manchester car insurance quotes.

Cheapest Manchester, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Manchester, IA car insurance rates? Every Manchester, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Manchester, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,846 $1,770 $1,644 $1,672 $5,368 $6,054 $2,005 $2,063
American Family $1,953 $1,953 $1,747 $1,747 $5,210 $7,309 $1,953 $2,353
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,881 $1,934 $1,674 $1,791 $4,304 $5,585 $2,127 $2,317
Progressive $1,760 $1,705 $1,449 $1,500 $4,175 $4,722 $2,121 $2,297
State Farm $1,471 $1,471 $1,282 $1,282 $3,831 $4,878 $1,651 $1,871
Travelers $2,512 $2,565 $2,431 $2,439 $11,019 $17,521 $2,611 $3,104
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

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Minimum Car Insurance in Manchester, IA

Every driver must carry the minimum car insurance in Manchester, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Manchester, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Manchester, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Manchester, IA. Compare credit history car insurance rates in Manchester from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Manchester, Iowa

Insurance Company Poor Fair Good
Allstate $3,348 $2,662 $2,398
American Family $3,862 $2,838 $2,385
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,287 $2,567 $2,250
Progressive $2,926 $2,349 $2,122
State Farm $3,158 $1,953 $1,541
Travelers $6,218 $5,305 $5,053
USAA $2,445 $1,677 $1,452

Cheapest Manchester, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Manchester, IA to rates for a clean record with top companies.

Annual Manchester, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,378 $2,880 $3,288 $2,664
American Family $2,186 $3,201 $4,155 $2,570
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,948 $2,810 $3,841 $2,208
Progressive $1,987 $3,235 $2,153 $2,489
State Farm $2,063 $2,372 $2,217 $2,217
Travelers $4,033 $5,369 $7,183 $5,517
USAA $1,420 $1,903 $2,478 $1,630

Cheapest Manchester, IA Car Insurance for Teen Drivers

Teen car insurance in Manchester, IA can be expensive. Take a look at rates from the top car insurance companies in Manchester for teenagers.

Annual Car Insurance Rates for Teen Drivers in Manchester, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,368 $6,054
American Family $5,210 $7,309
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,304 $5,585
Progressive $4,175 $4,722
State Farm $3,831 $4,878
Travelers $11,019 $17,521
USAA $3,352 $3,562

Cheapest Manchester, IA Car Insurance for Seniors

Take a look at Manchester, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Manchester, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,672
American Family $1,747 $1,747
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,449 $1,500
State Farm $1,282 $1,282
Travelers $2,431 $2,439
USAA $1,139 $1,163

Cheapest Manchester, IA Car Insurance Rates After a DUI

A DUI in Manchester, IA increases car insurance rates. Compare Manchester, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Manchester, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,288
American Family $4,155
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,841
Progressive $2,153
State Farm $2,217
Travelers $7,183
USAA $2,478

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Cheapest Manchester, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Manchester, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Manchester, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,736 $2,869
American Family $2,993 $3,063
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,702 $2,702
Progressive $2,466 $2,466
State Farm $2,164 $2,271
Travelers $5,525 $5,525
USAA $1,790 $1,925

The Best Cheap Car Insurance Companies in Manchester, IA

Take a look at a side-by-side comparison of the top car insurance companies in Manchester, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Manchester, Iowa

Insurance Company Average Annual Rates
Allstate $2,803
American Family $3,028
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,702
Progressive $2,466
State Farm $2,217
Travelers $5,525
USAA $1,858

Category Winners: Cheapest Car Insurance in Manchester, Iowa

Find the cheapest car insurance companies in Manchester, IA for each category right here.

Best Annual Car Insurance Rates by Company in Manchester, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Manchester, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Manchester car insurance rates. Find the cheapest Manchester, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Manchester, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,806 $2,894
American Family $3,044 $3,196 $2,844
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,824 $2,686 $2,595
Progressive $2,338 $2,472 $2,587
State Farm $2,118 $2,229 $2,305
Travelers $5,226 $5,607 $5,743
USAA $1,768 $1,863 $1,942

What affects car insurance rates in Manchester, Iowa?

What factors can have an impact on Manchester, IA car insurance? There are several reasons why Manchester car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Manchester, Iowa.

Commute Time in Manchester

The more time you spend in your car the higher the risk of an accident. The average commute length in Manchester, IA is 15.0 minutes according to City-Data.

Traffic in Manchester

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Manchester, IA traffic data from INRIX ranks Manchester as the 184th-most congested in the world.

Compare Car Insurance Quotes in Manchester, IA

Ready to find affordable Manchester, Iowa car insurance today? Enter your ZIP code for fast, free Manchester, IA car insurance quotes.

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