Compare Manchester, ME Car Insurance Rates (2021)

Car insurance in Manchester, ME averages $220 a month. Manchester, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Manchester car insurance rates, compare quotes from the top car insurance companies in Manchester, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Manchester, ME are $2,636/year
  • The cheapest car insurance company in Manchester for teen drivers is USAA
  • Average car insurance rates in Manchester, ME after a DUI are $3,126/year

If you need to buy Manchester, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Manchester, ME is right here.

You’ll find Manchester car insurance rates, the cheapest Manchester, ME car insurance companies, and information on Maine car insurance laws. You can also compare Manchester, Maine car insurance rates to Portland car insurance rates, Augusta car insurance rates, and Westbrook car insurance rates.

Ready to find affordable Manchester, ME car insurance today? Enter your ZIP code for fast, free Manchester car insurance quotes.

Cheapest Manchester, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Manchester, ME car insurance rates? Every Manchester, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Manchester, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,833 $1,882 $1,651 $1,788 $4,682 $6,264 $1,987 $2,218
Farmers $1,686 $1,702 $1,584 $1,697 $5,439 $5,995 $1,991 $2,061
GEICO $1,106 $1,146 $1,106 $1,106 $2,717 $3,532 $1,207 $1,288
Liberty Mutual $3,014 $3,014 $2,871 $2,871 $6,390 $9,557 $3,014 $4,240
Progressive $1,863 $1,827 $1,863 $1,827 $7,792 $8,753 $2,168 $2,446
State Farm $1,343 $1,343 $1,270 $1,270 $4,316 $5,390 $1,502 $1,641
Travelers $1,124 $1,166 $1,021 $1,044 $4,557 $6,174 $1,116 $1,286
USAA $888 $873 $884 $862 $2,929 $3,229 $1,127 $1,179

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Minimum Car Insurance in Manchester, ME

Every driver must carry the minimum car insurance in Manchester, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Manchester, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Manchester, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Manchester, ME. Compare credit history car insurance rates in Manchester from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Manchester, Maine

Insurance Company Poor Fair Good
Allstate $3,505 $2,672 $2,189
Farmers $3,224 $2,646 $2,438
GEICO $2,222 $1,474 $1,257
Liberty Mutual $6,086 $3,944 $3,084
Progressive $4,030 $3,459 $3,213
State Farm $3,291 $1,966 $1,522
Travelers $2,571 $2,108 $1,879
USAA $1,959 $1,352 $1,178

Cheapest Manchester, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Manchester, ME to rates for a clean record with top companies.

Annual Manchester, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,266 $3,091 $3,228 $2,568
Farmers $2,421 $3,086 $2,677 $2,893
GEICO $1,201 $1,690 $2,513 $1,201
Liberty Mutual $3,368 $3,956 $6,500 $3,662
Progressive $2,858 $4,833 $3,183 $3,396
State Farm $2,050 $2,470 $2,260 $2,260
Travelers $1,822 $2,024 $2,539 $2,359
USAA $1,134 $1,496 $2,108 $1,248

Cheapest Manchester, ME Car Insurance for Teen Drivers

Teen car insurance in Manchester, ME can be expensive. Take a look at rates from the top car insurance companies in Manchester for teenagers.

Annual Car Insurance Rates for Teen Drivers in Manchester, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,682 $6,264
Farmers $5,439 $5,995
GEICO $2,717 $3,532
Liberty Mutual $6,390 $9,557
Progressive $7,792 $8,753
State Farm $4,316 $5,390
Travelers $4,557 $6,174
USAA $2,929 $3,229

Cheapest Manchester, ME Car Insurance for Seniors

Take a look at Manchester, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Manchester, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,651 $1,788
Farmers $1,584 $1,697
GEICO $1,106 $1,106
Liberty Mutual $2,871 $2,871
Progressive $1,863 $1,827
State Farm $1,270 $1,270
Travelers $1,021 $1,044
USAA $884 $862

Cheapest Manchester, ME Car Insurance Rates After a DUI

A DUI in Manchester, ME increases car insurance rates. Compare Manchester, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Manchester, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,228
Farmers $2,677
GEICO $2,513
Liberty Mutual $6,500
Progressive $3,183
State Farm $2,260
Travelers $2,539
USAA $2,108

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Cheapest Manchester, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Manchester, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Manchester, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,788 $2,788
Farmers $2,769 $2,769
GEICO $1,624 $1,678
Liberty Mutual $4,282 $4,461
Progressive $3,567 $3,567
State Farm $2,186 $2,334
Travelers $2,186 $2,186
USAA $1,454 $1,538

The Best Cheap Car Insurance Companies in Manchester, ME

Take a look at a side-by-side comparison of the top car insurance companies in Manchester, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Manchester, Maine

Insurance Company Average Annual Rates
Allstate $2,788
Farmers $2,769
GEICO $1,651
Liberty Mutual $4,371
Progressive $3,567
State Farm $2,260
Travelers $2,186
USAA $1,496

Category Winners: Cheapest Car Insurance in Manchester, Maine

Find the cheapest car insurance companies in Manchester, ME for each category right here.

Best Annual Car Insurance Rates by Company in Manchester, Maine

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Manchester, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Manchester car insurance rates. Find the cheapest Manchester, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Manchester, Maine

Insurance Company Low Medium High
Allstate $2,752 $2,753 $2,860
Farmers $2,657 $2,675 $2,977
GEICO $1,619 $1,629 $1,706
Liberty Mutual $4,317 $4,317 $4,481
Progressive $3,488 $3,495 $3,718
State Farm $2,198 $2,235 $2,347
Travelers $2,151 $2,156 $2,251
USAA $1,463 $1,476 $1,549

What affects car insurance rates in Manchester, Maine?

What factors can have an impact on Manchester, ME car insurance? There are several reasons why Manchester car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Manchester, Maine.

Traffic in Manchester

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Manchester, ME traffic data from INRIX ranks Manchester as the 184th-most congested in the world.

Compare Car Insurance Quotes in Manchester, ME

Ready to find affordable Manchester, Maine car insurance today? Enter your ZIP code for fast, free Manchester, ME car insurance quotes.

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