Compare Manchester, NH Car Insurance Rates (2021)

Car insurance in Manchester, NH averages $317 a month. Manchester, New Hampshire car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Manchester car insurance rates, compare quotes from the top car insurance companies in Manchester, NH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Manchester for teen drivers is GEICO
  • The cheapest ZIP code in Manchester is 3109
  • Average car insurance rates in Manchester, NH after a DUI are $4,399/year

If you need to buy Manchester, New Hampshire car insurance, the options can be confusing. Everything you need to know about car insurance in Manchester, NH is right here.

You’ll find Manchester car insurance rates, the cheapest Manchester, NH car insurance companies, and information on New Hampshire car insurance laws. You can also compare Manchester, New Hampshire car insurance rates to Rochester car insurance rates, Nashua car insurance rates, and Claremont car insurance rates.

Ready to find affordable Manchester, NH car insurance today? Enter your ZIP code for fast, free Manchester car insurance quotes.

Cheapest Manchester, NH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Manchester, NH car insurance rates? Every Manchester, New Hampshire car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Manchester, New Hampshire

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,122 $2,253 $2,291 $2,517 $4,410 $5,537 $2,226 $2,362
GEICO $1,217 $1,201 $1,083 $1,083 $3,014 $4,192 $1,269 $1,924
Liberty Mutual $5,907 $6,384 $4,798 $5,409 $22,072 $24,512 $6,219 $6,575
Nationwide $2,078 $2,103 $1,867 $1,959 $5,978 $7,599 $2,410 $2,590
Progressive $1,545 $1,399 $1,343 $1,358 $7,302 $8,066 $1,821 $1,820
State Farm $1,727 $1,727 $1,576 $1,576 $5,348 $6,661 $1,937 $2,208
USAA $1,172 $1,148 $1,095 $1,097 $5,003 $5,521 $1,471 $1,613

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Minimum Car Insurance in Manchester, NH

Every driver must carry the minimum car insurance in Manchester, NH. Take a look at the New Hampshire car insurance requirements.

Minimum Required Car Insurance Coverage in Manchester, New Hampshire

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Manchester, NH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Manchester, NH. Compare credit history car insurance rates in Manchester from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Manchester, New Hampshire

Insurance Company Poor Fair Good
Allstate $3,650 $2,698 $2,546
GEICO $2,221 $1,817 $1,580
Liberty Mutual $14,674 $8,998 $7,031
Nationwide $3,872 $3,174 $2,923
Progressive $3,414 $3,007 $2,824
State Farm $4,057 $2,500 $1,978
USAA $3,067 $2,023 $1,705

Cheapest Manchester, NH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Manchester, NH to rates for a clean record with top companies.

Annual Manchester, New Hampshire Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,456 $3,365 $3,169 $2,869
GEICO $1,691 $1,859 $2,249 $1,691
Liberty Mutual $6,414 $11,647 $11,914 $10,963
Nationwide $2,538 $3,563 $4,369 $2,822
Progressive $2,641 $3,672 $2,914 $3,101
State Farm $2,664 $2,823 $3,228 $2,664
USAA $1,740 $2,346 $2,949 $2,025

Cheapest Manchester, NH Car Insurance for Teen Drivers

Teen car insurance in Manchester, NH can be expensive. Take a look at rates from the top car insurance companies in Manchester for teenagers.

Annual Car Insurance Rates for Teen Drivers in Manchester, New Hampshire

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,410 $5,537
GEICO $3,014 $4,192
Liberty Mutual $22,072 $24,512
Nationwide $5,978 $7,599
Progressive $7,302 $8,066
State Farm $5,348 $6,661
USAA $5,003 $5,521

Cheapest Manchester, NH Car Insurance for Seniors

Take a look at Manchester, NH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Manchester, New Hampshire

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,291 $2,517
GEICO $1,083 $1,083
Liberty Mutual $4,798 $5,409
Nationwide $1,867 $1,959
Progressive $1,343 $1,358
State Farm $1,576 $1,576
USAA $1,095 $1,097

Cheapest Manchester, NH Car Insurance Rates After a DUI

A DUI in Manchester, NH increases car insurance rates. Compare Manchester, New Hampshire DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Manchester, New Hampshire

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,169
GEICO $2,249
Liberty Mutual $11,914
Nationwide $4,369
Progressive $2,914
State Farm $3,228
USAA $2,949

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Cheapest Manchester, NH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Manchester, NH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Manchester, New Hampshire

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,924 $3,005
GEICO $1,856 $1,889
Liberty Mutual $10,234 $10,234
Nationwide $3,323 $3,323
Progressive $3,082 $3,082
State Farm $2,777 $2,913
USAA $2,242 $2,288

Cheapest Manchester, NH Car Insurance Rates by ZIP Code

Manchester car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Manchester, NH.

Annual Car Insurance Rates by ZIP Code in Manchester, New Hampshire

ZIP Code Average Annual Rates
3101 $3,836
3102 $3,826
3103 $3,762
3104 $3,846
3109 $3,721

The Best Cheap Car Insurance Companies in Manchester, NH

Take a look at a side-by-side comparison of the top car insurance companies in Manchester, NH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Manchester, New Hampshire

Insurance Company Average Annual Rates
Allstate $2,965
GEICO $1,873
Liberty Mutual $10,234
Nationwide $3,323
Progressive $3,082
State Farm $2,845
USAA $2,265

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Category Winners: Cheapest Car Insurance in Manchester, New Hampshire

Find the cheapest car insurance companies in Manchester, NH for each category right here.

Best Annual Car Insurance Rates by Company in Manchester, New Hampshire

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest Manchester, NH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Manchester car insurance rates. Find the cheapest Manchester, NH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Manchester, New Hampshire

Insurance Company Low Medium High
Allstate $2,869 $2,961 $3,064
GEICO $1,778 $1,861 $1,979
Liberty Mutual $9,778 $10,199 $10,726
Nationwide $3,536 $3,279 $3,153
Progressive $2,934 $3,082 $3,230
State Farm $2,698 $2,850 $2,987
USAA $2,167 $2,262 $2,367

What affects car insurance rates in Manchester, New Hampshire?

What factors can have an impact on Manchester, NH car insurance? There are several reasons why Manchester car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Manchester, New Hampshire.

Car Theft in Manchester

High levels of vehicle theft can make car insurance more expensive. Manchester, NH car theft statistics from the FBI indicate 163 vehicle thefts a year.

Commute Time in Manchester

The more time you spend in your car the higher the risk of an accident. The average commute length in Manchester, NH is 23.8 minutes according to City-Data.

Traffic in Manchester

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Manchester, NH traffic data from INRIX ranks Manchester as the 184th-most congested in the world.

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Compare Car Insurance Quotes in Manchester, NH

Ready to find affordable Manchester, New Hampshire car insurance today? Enter your ZIP code for fast, free Manchester, NH car insurance quotes.

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