Compare Manchester, PA Car Insurance Rates (2021)

Car insurance in Manchester, PA averages $277 a month. Manchester, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Manchester car insurance rates, compare quotes from the top car insurance companies in Manchester, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Manchester for teen drivers is USAA
  • The cheapest car insurance company in Manchester is USAA
  • Average car insurance rates in Manchester, PA after a DUI are $3,641/year

If you need to buy Manchester, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Manchester, PA is right here.

You’ll find Manchester car insurance rates, the cheapest Manchester, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Manchester, Pennsylvania car insurance rates to Altoona car insurance rates, Reading car insurance rates, and Harrisburg car insurance rates.

Ready to find affordable Manchester, PA car insurance today? Enter your ZIP code for fast, free Manchester car insurance quotes.

Cheapest Manchester, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Manchester, PA car insurance rates? Every Manchester, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Manchester, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,146 $1,990 $1,990 $7,256 $7,256 $2,348 $2,348
GEICO $1,686 $1,461 $1,598 $1,386 $4,250 $3,689 $1,693 $1,468
Liberty Mutual $2,991 $2,991 $2,743 $2,743 $8,675 $8,675 $3,788 $3,788
Nationwide $1,774 $1,774 $1,684 $1,684 $5,068 $5,068 $1,995 $1,995
Progressive $2,392 $2,392 $2,142 $2,142 $7,854 $7,854 $3,055 $3,055
State Farm $1,357 $1,357 $1,201 $1,201 $4,870 $4,870 $1,498 $1,498
Travelers $1,388 $1,388 $1,504 $1,504 $20,128 $20,128 $1,658 $1,658
USAA $1,004 $1,004 $910 $910 $3,034 $3,034 $1,326 $1,326

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Minimum Car Insurance in Manchester, PA

Every driver must carry the minimum car insurance in Manchester, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Manchester, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Manchester, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Manchester, PA. Compare credit history car insurance rates in Manchester from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Manchester, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,392 $3,273 $2,639
GEICO $3,224 $1,824 $1,414
Liberty Mutual $5,803 $4,165 $3,680
Nationwide $3,080 $2,542 $2,268
Progressive $5,100 $3,593 $2,889
State Farm $3,173 $1,967 $1,554
Travelers $6,704 $6,065 $5,739
USAA $1,951 $1,459 $1,296

Cheapest Manchester, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Manchester, PA to rates for a clean record with top companies.

Annual Manchester, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,288 $3,875 $3,288 $3,288
GEICO $1,587 $2,728 $2,115 $2,185
Liberty Mutual $4,137 $4,768 $4,646 $4,646
Nationwide $1,902 $2,547 $3,536 $2,535
Progressive $3,496 $4,847 $3,597 $3,503
State Farm $2,039 $2,424 $2,232 $2,232
Travelers $4,359 $6,229 $7,861 $6,229
USAA $1,264 $1,744 $1,857 $1,411

Cheapest Manchester, PA Car Insurance for Teen Drivers

Teen car insurance in Manchester, PA can be expensive. Take a look at rates from the top car insurance companies in Manchester for teenagers.

Annual Car Insurance Rates for Teen Drivers in Manchester, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,256 $7,256
GEICO $4,250 $3,689
Liberty Mutual $8,675 $8,675
Nationwide $5,068 $5,068
Progressive $7,854 $7,854
State Farm $4,870 $4,870
Travelers $20,128 $20,128
USAA $3,034 $3,034

Cheapest Manchester, PA Car Insurance for Seniors

Take a look at Manchester, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Manchester, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,990 $1,990
GEICO $1,598 $1,386
Liberty Mutual $2,743 $2,743
Nationwide $1,684 $1,684
Progressive $2,142 $2,142
State Farm $1,201 $1,201
Travelers $1,504 $1,504
USAA $910 $910

Cheapest Manchester, PA Car Insurance Rates After a DUI

A DUI in Manchester, PA increases car insurance rates. Compare Manchester, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Manchester, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,288
GEICO $2,115
Liberty Mutual $4,646
Nationwide $3,536
Progressive $3,597
State Farm $2,232
Travelers $7,861
USAA $1,857

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Cheapest Manchester, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Manchester, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Manchester, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,366 $3,504
GEICO $2,120 $2,187
Liberty Mutual $4,434 $4,665
Nationwide $2,630 $2,630
Progressive $3,861 $3,861
State Farm $2,166 $2,297
Travelers $6,169 $6,169
USAA $1,524 $1,613

The Best Cheap Car Insurance Companies in Manchester, PA

Take a look at a side-by-side comparison of the top car insurance companies in Manchester, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Manchester, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,435
GEICO $2,154
Liberty Mutual $4,549
Nationwide $2,630
Progressive $3,861
State Farm $2,232
Travelers $6,169
USAA $1,569

Category Winners: Cheapest Car Insurance in Manchester, Pennsylvania

Find the cheapest car insurance companies in Manchester, PA for each category right here.

Best Annual Car Insurance Rates by Company in Manchester, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Manchester, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Manchester car insurance rates. Find the cheapest Manchester, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Manchester, Pennsylvania

Insurance Company Low Medium High
Allstate $3,272 $3,458 $3,574
GEICO $1,963 $2,175 $2,323
Liberty Mutual $4,306 $4,585 $4,757
Nationwide $2,638 $2,669 $2,584
Progressive $3,502 $3,899 $4,181
State Farm $2,081 $2,262 $2,352
Travelers $6,232 $6,176 $6,100
USAA $1,455 $1,584 $1,667

What affects car insurance rates in Manchester, Pennsylvania?

What factors can have an impact on Manchester, PA car insurance? There are several reasons why Manchester car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Manchester, Pennsylvania.

Commute Time in Manchester

The more time you spend in your car the higher the risk of an accident. The average commute length in Manchester, PA is 18.8 minutes according to City-Data.

Traffic in Manchester

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Manchester, PA traffic data from INRIX ranks Manchester as the 184th-most congested in the world.

Compare Car Insurance Quotes in Manchester, PA

Ready to find affordable Manchester, Pennsylvania car insurance today? Enter your ZIP code for fast, free Manchester, PA car insurance quotes.

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