Compare Manitou, KY Car Insurance Rates (2021)

Car insurance in Manitou, KY averages $342 a month. Manitou, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Manitou car insurance rates, compare quotes from the top car insurance companies in Manitou, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Manitou is USAA
  • Average car insurance rates in Manitou, KY after a DUI are $4,916/year
  • Average car insurance rates in Manitou, KY are $4,102/year

If you need to buy Manitou, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Manitou, KY is right here.

You’ll find Manitou car insurance rates, the cheapest Manitou, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Manitou, Kentucky car insurance rates to Richmond car insurance rates, Florence car insurance rates, and Independence car insurance rates.

Ready to find affordable Manitou, KY car insurance today? Enter your ZIP code for fast, free Manitou car insurance quotes.

Cheapest Manitou, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Manitou, KY car insurance rates? Every Manitou, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Manitou, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,122 $3,116 $2,794 $2,985 $10,940 $12,294 $3,522 $3,749
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,598 $2,820 $2,206 $2,465 $10,235 $11,331 $2,731 $2,866
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,937 $1,854 $1,726 $1,741 $9,086 $10,274 $2,401 $2,466
State Farm $2,073 $2,073 $1,831 $1,831 $5,542 $6,928 $2,308 $2,534
Travelers $2,151 $2,190 $2,109 $2,113 $10,163 $16,237 $2,247 $2,603
USAA $1,837 $1,850 $1,650 $1,692 $4,780 $5,058 $2,330 $2,565

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Minimum Car Insurance in Manitou, KY

Every driver must carry the minimum car insurance in Manitou, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Manitou, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Manitou, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Manitou, KY. Compare credit history car insurance rates in Manitou from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Manitou, Kentucky

Insurance Company Poor Fair Good
Allstate $7,031 $4,851 $4,064
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,662 $4,079 $3,229
Nationwide $4,672 $3,666 $3,197
Progressive $4,413 $3,830 $3,564
State Farm $4,536 $2,742 $2,142
Travelers $5,553 $4,698 $4,679
USAA $4,057 $2,263 $1,841

Cheapest Manitou, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Manitou, KY to rates for a clean record with top companies.

Annual Manitou, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,467 $5,743 $6,063 $4,988
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,896 $5,956 $4,643 $4,132
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,261 $4,797 $3,721 $3,964
State Farm $2,895 $3,385 $3,140 $3,140
Travelers $4,340 $4,466 $6,444 $4,656
USAA $2,052 $2,905 $3,456 $2,468

Cheapest Manitou, KY Car Insurance for Teen Drivers

Teen car insurance in Manitou, KY can be expensive. Take a look at rates from the top car insurance companies in Manitou for teenagers.

Annual Car Insurance Rates for Teen Drivers in Manitou, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,940 $12,294
GEICO $6,831 $8,150
Liberty Mutual $10,235 $11,331
Nationwide $6,037 $7,550
Progressive $9,086 $10,274
State Farm $5,542 $6,928
Travelers $10,163 $16,237
USAA $4,780 $5,058

Cheapest Manitou, KY Car Insurance for Seniors

Take a look at Manitou, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Manitou, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,794 $2,985
GEICO $3,608 $3,267
Liberty Mutual $2,206 $2,465
Nationwide $2,519 $2,640
Progressive $1,726 $1,741
State Farm $1,831 $1,831
Travelers $2,109 $2,113
USAA $1,650 $1,692

Cheapest Manitou, KY Car Insurance Rates After a DUI

A DUI in Manitou, KY increases car insurance rates. Compare Manitou, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Manitou, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,063
GEICO $6,862
Liberty Mutual $4,643
Nationwide $4,997
Progressive $3,721
State Farm $3,140
Travelers $6,444
USAA $3,456

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Cheapest Manitou, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Manitou, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Manitou, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,315 $5,315
GEICO $4,191 $4,270
Liberty Mutual $4,657 $4,657
Nationwide $3,845 $3,845
Progressive $3,936 $3,936
State Farm $3,060 $3,220
Travelers $4,977 $4,977
USAA $2,618 $2,822

The Best Cheap Car Insurance Companies in Manitou, KY

Take a look at a side-by-side comparison of the top car insurance companies in Manitou, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Manitou, Kentucky

Insurance Company Average Annual Rates
Allstate $5,315
GEICO $4,231
Liberty Mutual $4,657
Nationwide $3,845
Progressive $3,936
State Farm $3,140
Travelers $4,977
USAA $2,720

Category Winners: Cheapest Car Insurance in Manitou, Kentucky

Find the cheapest car insurance companies in Manitou, KY for each category right here.

Best Annual Car Insurance Rates by Company in Manitou, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Manitou, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Manitou car insurance rates. Find the cheapest Manitou, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Manitou, Kentucky

Insurance Company Low Medium High
Allstate $4,994 $5,297 $5,655
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,466 $4,631 $4,873
Nationwide $3,908 $3,801 $3,826
Progressive $3,670 $3,896 $4,241
State Farm $2,981 $3,134 $3,305
Travelers $4,742 $5,002 $5,186
USAA $2,605 $2,714 $2,841

What affects car insurance rates in Manitou, Kentucky?

What factors can have an impact on Manitou, KY car insurance? There are several reasons why Manitou car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Manitou, Kentucky.

Commute Time in Manitou

The more time you spend in your car the higher the risk of an accident. The average commute length in Manitou, KY is 17.4 minutes according to City-Data.

Compare Car Insurance Quotes in Manitou, KY

Ready to find affordable Manitou, Kentucky car insurance today? Enter your ZIP code for fast, free Manitou, KY car insurance quotes.

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