Compare Manitou Springs, CO Car Insurance Rates (2021)

Car insurance in Manitou Springs, CO averages $338 a month. Manitou Springs, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Manitou Springs car insurance rates, compare quotes from the top car insurance companies in Manitou Springs, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Manitou Springs for teen drivers is Liberty Mutual
  • Average car insurance rates in Manitou Springs, CO are $4,057/year
  • Average car insurance rates in Manitou Springs, CO after a DUI are $4,823/year

If you need to buy Manitou Springs, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Manitou Springs, CO is right here.

You’ll find Manitou Springs car insurance rates, the cheapest Manitou Springs, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Manitou Springs, Colorado car insurance rates to Greeley car insurance rates, Pueblo car insurance rates, and Centennial car insurance rates.

Ready to find affordable Manitou Springs, CO car insurance today? Enter your ZIP code for fast, free Manitou Springs car insurance quotes.

Cheapest Manitou Springs, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Manitou Springs, CO car insurance rates? Every Manitou Springs, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Manitou Springs, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,566 $3,335 $3,218 $3,251 $12,376 $13,000 $3,915 $3,934
American Family $2,584 $2,584 $2,330 $2,330 $6,276 $8,436 $2,584 $3,165
Farmers $3,533 $3,498 $3,196 $3,450 $13,542 $13,648 $3,882 $3,915
GEICO $2,228 $2,441 $2,375 $2,715 $7,052 $7,447 $2,036 $2,064
Liberty Mutual $1,660 $1,586 $1,406 $1,550 $5,343 $5,845 $1,682 $1,702
Nationwide $2,511 $2,553 $2,250 $2,374 $6,371 $8,136 $2,892 $3,120
Progressive $2,479 $2,316 $2,180 $2,170 $8,614 $9,606 $2,786 $2,701
State Farm $2,181 $2,181 $1,982 $1,982 $6,456 $8,147 $2,446 $2,896
USAA $2,161 $2,146 $2,075 $2,065 $5,532 $6,321 $2,774 $3,001

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Minimum Car Insurance in Manitou Springs, CO

Every driver must carry the minimum car insurance in Manitou Springs, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Manitou Springs, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Manitou Springs, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Manitou Springs, CO. Compare credit history car insurance rates in Manitou Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Manitou Springs, Colorado

Insurance Company Poor Fair Good
Allstate $7,443 $5,719 $4,311
American Family $4,918 $3,502 $2,938
Farmers $7,052 $5,742 $5,455
GEICO $4,267 $3,545 $2,823
Liberty Mutual $3,696 $2,280 $1,815
Nationwide $4,562 $3,616 $3,149
Progressive $4,665 $3,990 $3,665
State Farm $4,898 $3,156 $2,548
USAA $4,804 $2,758 $2,216

Cheapest Manitou Springs, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Manitou Springs, CO to rates for a clean record with top companies.

Annual Manitou Springs, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,960 $5,708 $7,001 $5,627
American Family $2,799 $3,969 $5,201 $3,175
Farmers $5,136 $6,610 $6,518 $6,068
GEICO $2,487 $3,894 $4,548 $3,250
Liberty Mutual $2,286 $2,666 $2,754 $2,681
Nationwide $2,909 $3,968 $5,028 $3,199
Progressive $3,547 $5,005 $3,742 $4,132
State Farm $3,237 $3,831 $3,534 $3,534
USAA $2,374 $2,908 $5,081 $2,674

Cheapest Manitou Springs, CO Car Insurance for Teen Drivers

Teen car insurance in Manitou Springs, CO can be expensive. Take a look at rates from the top car insurance companies in Manitou Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Manitou Springs, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,376 $13,000
American Family $6,276 $8,436
Farmers $13,542 $13,648
GEICO $7,052 $7,447
Liberty Mutual $5,343 $5,845
Nationwide $6,371 $8,136
Progressive $8,614 $9,606
State Farm $6,456 $8,147
USAA $5,532 $6,321

Cheapest Manitou Springs, CO Car Insurance for Seniors

Take a look at Manitou Springs, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Manitou Springs, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,218 $3,251
American Family $2,330 $2,330
Farmers $3,196 $3,450
GEICO $2,375 $2,715
Liberty Mutual $1,406 $1,550
Nationwide $2,250 $2,374
Progressive $2,180 $2,170
State Farm $1,982 $1,982
USAA $2,075 $2,065

Cheapest Manitou Springs, CO Car Insurance Rates After a DUI

A DUI in Manitou Springs, CO increases car insurance rates. Compare Manitou Springs, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Manitou Springs, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,001
American Family $5,201
Farmers $6,518
GEICO $4,548
Liberty Mutual $2,754
Nationwide $5,028
Progressive $3,742
State Farm $3,534
USAA $5,081

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Cheapest Manitou Springs, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Manitou Springs, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Manitou Springs, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,824 $5,824
American Family $3,704 $3,868
Farmers $6,083 $6,083
GEICO $3,469 $3,620
Liberty Mutual $2,597 $2,597
Nationwide $3,776 $3,776
Progressive $4,107 $4,107
State Farm $3,446 $3,622
USAA $3,167 $3,352

The Best Cheap Car Insurance Companies in Manitou Springs, CO

Take a look at a side-by-side comparison of the top car insurance companies in Manitou Springs, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Manitou Springs, Colorado

Insurance Company Average Annual Rates
Allstate $5,824
American Family $3,786
Farmers $6,083
GEICO $3,545
Liberty Mutual $2,597
Nationwide $3,776
Progressive $4,107
State Farm $3,534
USAA $3,259

Category Winners: Cheapest Car Insurance in Manitou Springs, Colorado

Find the cheapest car insurance companies in Manitou Springs, CO for each category right here.

Best Annual Car Insurance Rates by Company in Manitou Springs, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Manitou Springs, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Manitou Springs car insurance rates. Find the cheapest Manitou Springs, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Manitou Springs, Colorado

Insurance Company Low Medium High
Allstate $5,494 $5,802 $6,177
American Family $3,585 $3,864 $3,908
Farmers $5,332 $5,997 $6,919
GEICO $3,157 $3,473 $4,004
Liberty Mutual $2,441 $2,588 $2,762
Nationwide $3,753 $3,778 $3,796
Progressive $3,750 $4,121 $4,448
State Farm $3,261 $3,535 $3,805
USAA $3,097 $3,260 $3,422

What affects car insurance rates in Manitou Springs, Colorado?

What factors can have an impact on Manitou Springs, CO car insurance? There are several reasons why Manitou Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Manitou Springs, Colorado.

Commute Time in Manitou Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Manitou Springs, CO is 23.0 minutes according to City-Data.

Compare Car Insurance Quotes in Manitou Springs, CO

Ready to find affordable Manitou Springs, Colorado car insurance today? Enter your ZIP code for fast, free Manitou Springs, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State