Compare Maplewood, MO Car Insurance Rates (2021)

Car insurance in Maplewood, MO averages $323 a month. Maplewood, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Maplewood car insurance rates, compare quotes from the top car insurance companies in Maplewood, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Maplewood is USAA
  • Average car insurance rates in Maplewood, MO are $3,882/year
  • Average car insurance rates in Maplewood, MO after a DUI are $4,547/year

If you need to buy Maplewood, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Maplewood, MO is right here.

You’ll find Maplewood car insurance rates, the cheapest Maplewood, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Maplewood, Missouri car insurance rates to Blue Springs car insurance rates, St. Charles car insurance rates, and Kansas City car insurance rates.

Ready to find affordable Maplewood, MO car insurance today? Enter your ZIP code for fast, free Maplewood car insurance quotes.

Cheapest Maplewood, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Maplewood, MO car insurance rates? Every Maplewood, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Maplewood, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,287 $3,175 $2,972 $3,064 $9,382 $10,216 $3,125 $3,215
American Family $2,531 $2,531 $2,256 $2,256 $7,035 $9,139 $2,531 $2,951
Farmers $2,693 $2,681 $2,396 $2,543 $11,388 $11,800 $3,061 $3,183
GEICO $2,065 $2,317 $1,621 $2,116 $6,624 $6,931 $1,880 $1,855
Liberty Mutual $3,308 $3,584 $2,723 $3,060 $11,955 $13,279 $3,472 $3,685
Nationwide $1,848 $1,883 $1,656 $1,750 $4,799 $6,135 $2,121 $2,291
Progressive $2,327 $2,128 $1,918 $1,968 $8,150 $9,123 $2,830 $2,890
State Farm $1,804 $1,804 $1,642 $1,642 $5,632 $7,064 $2,042 $2,350
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

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Minimum Car Insurance in Maplewood, MO

Every driver must carry the minimum car insurance in Maplewood, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Maplewood, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Maplewood, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Maplewood, MO. Compare credit history car insurance rates in Maplewood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Maplewood, Missouri

Insurance Company Poor Fair Good
Allstate $6,637 $4,265 $3,511
American Family $5,105 $3,587 $3,020
Farmers $5,654 $4,741 $4,510
GEICO $4,389 $2,856 $2,283
Liberty Mutual $8,071 $4,945 $3,884
Nationwide $3,313 $2,741 $2,377
Progressive $4,504 $3,765 $3,480
State Farm $4,241 $2,643 $2,108
USAA $4,567 $2,109 $1,505

Cheapest Maplewood, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Maplewood, MO to rates for a clean record with top companies.

Annual Maplewood, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,108 $4,650 $5,799 $4,661
American Family $2,916 $4,180 $5,183 $3,338
Farmers $4,285 $5,362 $5,240 $4,986
GEICO $2,437 $3,216 $4,399 $2,652
Liberty Mutual $4,072 $5,891 $6,048 $6,522
Nationwide $2,191 $2,835 $3,811 $2,405
Progressive $3,358 $4,589 $3,751 $3,969
State Farm $2,727 $3,268 $2,998 $2,998
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Maplewood, MO Car Insurance for Teen Drivers

Teen car insurance in Maplewood, MO can be expensive. Take a look at rates from the top car insurance companies in Maplewood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Maplewood, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,382 $10,216
American Family $7,035 $9,139
Farmers $11,388 $11,800
GEICO $6,624 $6,931
Liberty Mutual $11,955 $13,279
Nationwide $4,799 $6,135
Progressive $8,150 $9,123
State Farm $5,632 $7,064
USAA $5,002 $6,115

Cheapest Maplewood, MO Car Insurance for Seniors

Take a look at Maplewood, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Maplewood, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,972 $3,064
American Family $2,256 $2,256
Farmers $2,396 $2,543
GEICO $1,621 $2,116
Liberty Mutual $2,723 $3,060
Nationwide $1,656 $1,750
Progressive $1,918 $1,968
State Farm $1,642 $1,642
USAA $1,491 $1,518

Cheapest Maplewood, MO Car Insurance Rates After a DUI

A DUI in Maplewood, MO increases car insurance rates. Compare Maplewood, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Maplewood, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,799
American Family $5,183
Farmers $5,240
GEICO $4,399
Liberty Mutual $6,048
Nationwide $3,811
Progressive $3,751
State Farm $2,998
USAA $3,694

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Cheapest Maplewood, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Maplewood, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Maplewood, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,804 $4,804
American Family $3,866 $3,942
Farmers $4,968 $4,968
GEICO $3,118 $3,234
Liberty Mutual $5,633 $5,633
Nationwide $2,810 $2,810
Progressive $3,916 $3,916
State Farm $2,922 $3,073
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Maplewood, MO

Take a look at a side-by-side comparison of the top car insurance companies in Maplewood, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Maplewood, Missouri

Insurance Company Average Annual Rates
Allstate $4,804
American Family $3,904
Farmers $4,968
GEICO $3,176
Liberty Mutual $5,633
Nationwide $2,810
Progressive $3,916
State Farm $2,998
USAA $2,727

Category Winners: Cheapest Car Insurance in Maplewood, Missouri

Find the cheapest car insurance companies in Maplewood, MO for each category right here.

Best Annual Car Insurance Rates by Company in Maplewood, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Maplewood, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Maplewood car insurance rates. Find the cheapest Maplewood, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Maplewood, Missouri

Insurance Company Low Medium High
Allstate $4,614 $4,794 $5,006
American Family $3,779 $4,026 $3,906
Farmers $4,636 $4,921 $5,347
GEICO $2,920 $3,212 $3,396
Liberty Mutual $5,281 $5,666 $5,952
Nationwide $2,629 $2,838 $2,964
Progressive $3,490 $3,931 $4,328
State Farm $2,779 $3,013 $3,200
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Maplewood, Missouri?

What factors can have an impact on Maplewood, MO car insurance? There are several reasons why Maplewood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Maplewood, Missouri.

Commute Time in Maplewood

The more time you spend in your car the higher the risk of an accident. The average commute length in Maplewood, MO is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in Maplewood, MO

Ready to find affordable Maplewood, Missouri car insurance today? Enter your ZIP code for fast, free Maplewood, MO car insurance quotes.

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