Compare Maricopa, CA Car Insurance Rates (2021)

Car insurance in Maricopa, CA averages $274 a month. Maricopa, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Maricopa car insurance rates, compare quotes from the top car insurance companies in Maricopa, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Maricopa is Progressive
  • Average car insurance rates in Maricopa, CA are $3,294/year
  • The cheapest car insurance company in Maricopa for teen drivers is USAA

If you need to buy Maricopa, California car insurance, the options can be confusing. Everything you need to know about car insurance in Maricopa, CA is right here.

You’ll find Maricopa car insurance rates, the cheapest Maricopa, CA car insurance companies, and information on California car insurance laws. You can also compare Maricopa, California car insurance rates to Bakersfield car insurance rates, San Francisco car insurance rates, and Fresno car insurance rates.

Ready to find affordable Maricopa, CA car insurance today? Enter your ZIP code for fast, free Maricopa car insurance quotes.

Cheapest Maricopa, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Maricopa, CA car insurance rates? Every Maricopa, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Maricopa, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,624 $2,621 $1,910 $1,930 $7,271 $9,125 $3,353 $3,674
Farmers $2,576 $2,576 $2,314 $2,314 $8,185 $13,460 $3,049 $3,392
GEICO $1,618 $1,619 $1,522 $1,522 $4,924 $5,017 $2,324 $2,381
Liberty Mutual $2,179 $2,059 $2,034 $1,968 $4,742 $5,061 $2,452 $2,480
Nationwide $2,710 $2,589 $2,377 $2,243 $6,804 $7,525 $3,215 $3,178
Progressive $1,487 $1,528 $1,288 $1,515 $3,984 $4,772 $2,154 $2,310
State Farm $2,761 $2,761 $2,465 $2,465 $5,047 $6,259 $3,055 $3,150
Travelers $2,292 $2,220 $2,028 $2,007 $4,695 $5,376 $2,973 $2,911
USAA $1,857 $1,758 $1,814 $1,821 $4,232 $4,247 $2,566 $2,424

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Minimum Car Insurance in Maricopa, CA

Every driver must carry the minimum car insurance in Maricopa, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Maricopa, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Maricopa, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Maricopa, CA to rates for a clean record with top companies.

Annual Maricopa, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,451 $4,122 $6,470 $3,211
Farmers $3,495 $4,763 $5,942 $4,732
GEICO $1,830 $2,821 $3,542 $2,270
Liberty Mutual $2,493 $3,339 $3,014 $2,642
Nationwide $2,676 $3,429 $5,787 $3,429
Progressive $1,555 $2,651 $3,074 $2,239
State Farm $2,491 $2,973 $5,624 $2,893
Travelers $2,055 $3,325 $3,865 $3,007
USAA $1,721 $2,558 $4,195 $1,886

Cheapest Maricopa, CA Car Insurance for Teen Drivers

Teen car insurance in Maricopa, CA can be expensive. Take a look at rates from the top car insurance companies in Maricopa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Maricopa, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,271 $9,125
Farmers $8,185 $13,460
GEICO $4,924 $5,017
Liberty Mutual $4,742 $5,061
Nationwide $6,804 $7,525
Progressive $3,984 $4,772
State Farm $5,047 $6,259
Travelers $4,695 $5,376
USAA $4,232 $4,247

Cheapest Maricopa, CA Car Insurance for Seniors

Take a look at Maricopa, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Maricopa, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,910 $1,930
Farmers $2,314 $2,314
GEICO $1,522 $1,522
Liberty Mutual $2,034 $1,968
Nationwide $2,377 $2,243
Progressive $1,288 $1,515
State Farm $2,465 $2,465
Travelers $2,028 $2,007
USAA $1,814 $1,821

Cheapest Maricopa, CA Car Insurance Rates After a DUI

A DUI in Maricopa, CA increases car insurance rates. Compare Maricopa, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Maricopa, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,470
Farmers $5,942
GEICO $3,542
Liberty Mutual $3,014
Nationwide $5,787
Progressive $3,074
State Farm $5,624
Travelers $3,865
USAA $4,195

Cheapest Maricopa, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Maricopa, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Maricopa, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,665 $4,462
Farmers $4,295 $5,171
GEICO $2,377 $2,855
Liberty Mutual $2,636 $3,108
Nationwide $3,385 $4,275
Progressive $2,162 $2,598
State Farm $3,368 $3,622
Travelers $2,758 $3,368
USAA $2,385 $2,794

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The Best Cheap Car Insurance Companies in Maricopa, CA

Take a look at a side-by-side comparison of the top car insurance companies in Maricopa, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Maricopa, California

Insurance Company Average Annual Rates
Allstate $4,063
Farmers $4,733
GEICO $2,616
Liberty Mutual $2,872
Nationwide $3,830
Progressive $2,380
State Farm $3,495
Travelers $3,063
USAA $2,590

Category Winners: Cheapest Car Insurance in Maricopa, California

Find the cheapest car insurance companies in Maricopa, CA for each category right here.

Best Annual Car Insurance Rates by Company in Maricopa, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Maricopa, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Maricopa car insurance rates. Find the cheapest Maricopa, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Maricopa, California

Insurance Company Low Medium High
Allstate $3,833 $4,100 $4,257
Farmers $4,426 $4,765 $5,008
GEICO $2,387 $2,643 $2,817
Liberty Mutual $2,669 $2,896 $3,050
Nationwide $3,422 $3,893 $4,176
Progressive $2,088 $2,459 $2,593
State Farm $3,180 $3,549 $3,757
Travelers $2,685 $3,143 $3,361
USAA $2,346 $2,640 $2,783

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What affects car insurance rates in Maricopa, California?

What factors can have an impact on Maricopa, CA car insurance? There are several reasons why Maricopa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Maricopa, California.

Commute Time in Maricopa

The more time you spend in your car the higher the risk of an accident. The average commute length in Maricopa, CA is 33.4 minutes according to City-Data.

Compare Car Insurance Quotes in Maricopa, CA

Ready to find affordable Maricopa, California car insurance today? Enter your ZIP code for fast, free Maricopa, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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