Compare Martha, KY Car Insurance Rates (2021)

Car insurance in Martha, KY averages $530 a month. Martha, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Martha car insurance rates, compare quotes from the top car insurance companies in Martha, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Martha, KY are $6,358/year
  • Average car insurance rates in Martha, KY after a DUI are $7,645/year
  • The cheapest car insurance company in Martha is USAA

If you need to buy Martha, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Martha, KY is right here.

You’ll find Martha car insurance rates, the cheapest Martha, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Martha, Kentucky car insurance rates to Hopkinsville car insurance rates, Bowling Green car insurance rates, and Independence car insurance rates.

Ready to find affordable Martha, KY car insurance today? Enter your ZIP code for fast, free Martha car insurance quotes.

Cheapest Martha, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Martha, KY car insurance rates? Every Martha, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Martha, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,384 $5,275 $4,909 $5,256 $22,327 $24,772 $5,851 $6,118
GEICO $3,709 $3,438 $3,873 $3,508 $7,451 $8,824 $3,033 $2,624
Liberty Mutual $3,997 $4,359 $3,418 $3,851 $15,697 $17,404 $4,145 $4,274
Nationwide $5,612 $5,527 $5,076 $5,251 $12,513 $15,335 $6,384 $6,579
Progressive $2,744 $2,606 $2,457 $2,475 $13,298 $15,042 $3,405 $3,463
State Farm $2,273 $2,273 $2,001 $2,001 $5,804 $7,246 $2,524 $2,755
Travelers $3,912 $3,985 $3,851 $3,859 $19,996 $32,496 $4,089 $4,734
USAA $1,830 $1,836 $1,649 $1,680 $4,861 $5,119 $2,312 $2,535

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Minimum Car Insurance in Martha, KY

Every driver must carry the minimum car insurance in Martha, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Martha, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Martha, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Martha, KY. Compare credit history car insurance rates in Martha from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Martha, Kentucky

Insurance Company Poor Fair Good
Allstate $13,324 $9,121 $7,515
GEICO $7,493 $3,742 $2,438
Liberty Mutual $10,274 $6,244 $4,911
Nationwide $9,567 $7,412 $6,376
Progressive $6,375 $5,537 $5,147
State Farm $4,837 $2,939 $2,303
Travelers $10,741 $9,067 $9,038
USAA $4,060 $2,272 $1,851

Cheapest Martha, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Martha, KY to rates for a clean record with top companies.

Annual Martha, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,113 $10,845 $11,702 $9,286
GEICO $2,691 $4,826 $7,418 $3,295
Liberty Mutual $5,950 $9,178 $7,114 $6,330
Nationwide $6,138 $8,016 $10,201 $6,784
Progressive $4,696 $6,973 $5,361 $5,715
State Farm $3,113 $3,606 $3,360 $3,360
Travelers $8,356 $8,602 $12,529 $8,974
USAA $2,057 $2,908 $3,474 $2,473

Cheapest Martha, KY Car Insurance for Teen Drivers

Teen car insurance in Martha, KY can be expensive. Take a look at rates from the top car insurance companies in Martha for teenagers.

Annual Car Insurance Rates for Teen Drivers in Martha, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,327 $24,772
GEICO $7,451 $8,824
Liberty Mutual $15,697 $17,404
Nationwide $12,513 $15,335
Progressive $13,298 $15,042
State Farm $5,804 $7,246
Travelers $19,996 $32,496
USAA $4,861 $5,119

Cheapest Martha, KY Car Insurance for Seniors

Take a look at Martha, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Martha, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,909 $5,256
GEICO $3,873 $3,508
Liberty Mutual $3,418 $3,851
Nationwide $5,076 $5,251
Progressive $2,457 $2,475
State Farm $2,001 $2,001
Travelers $3,851 $3,859
USAA $1,649 $1,680

Cheapest Martha, KY Car Insurance Rates After a DUI

A DUI in Martha, KY increases car insurance rates. Compare Martha, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Martha, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,702
GEICO $7,418
Liberty Mutual $7,114
Nationwide $10,201
Progressive $5,361
State Farm $3,360
Travelers $12,529
USAA $3,474

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Cheapest Martha, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Martha, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Martha, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,987 $9,987
GEICO $4,514 $4,601
Liberty Mutual $7,143 $7,143
Nationwide $7,785 $7,785
Progressive $5,686 $5,686
State Farm $3,275 $3,444
Travelers $9,615 $9,615
USAA $2,626 $2,829

The Best Cheap Car Insurance Companies in Martha, KY

Take a look at a side-by-side comparison of the top car insurance companies in Martha, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Martha, Kentucky

Insurance Company Average Annual Rates
Allstate $9,987
GEICO $4,557
Liberty Mutual $7,143
Nationwide $7,785
Progressive $5,686
State Farm $3,360
Travelers $9,615
USAA $2,728

Category Winners: Cheapest Car Insurance in Martha, Kentucky

Find the cheapest car insurance companies in Martha, KY for each category right here.

Best Annual Car Insurance Rates by Company in Martha, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Martha, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Martha car insurance rates. Find the cheapest Martha, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Martha, Kentucky

Insurance Company Low Medium High
Allstate $8,770 $9,923 $11,267
GEICO $4,251 $4,551 $4,871
Liberty Mutual $6,651 $7,078 $7,700
Nationwide $7,752 $7,650 $7,952
Progressive $5,237 $5,598 $6,224
State Farm $3,194 $3,354 $3,531
Travelers $9,076 $9,643 $10,127
USAA $2,605 $2,721 $2,858

Compare Car Insurance Quotes in Martha, KY

Ready to find affordable Martha, Kentucky car insurance today? Enter your ZIP code for fast, free Martha, KY car insurance quotes.

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