Compare Martin, KY Car Insurance Rates (2021)

Car insurance in Martin, KY averages $574 a month. Martin, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Martin car insurance rates, compare quotes from the top car insurance companies in Martin, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Martin for teen drivers is USAA
  • The cheapest car insurance company in Martin is USAA
  • Average car insurance rates in Martin, KY are $6,887/year

If you need to buy Martin, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Martin, KY is right here.

You’ll find Martin car insurance rates, the cheapest Martin, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Martin, Kentucky car insurance rates to Owensboro car insurance rates, Richmond car insurance rates, and Bowling Green car insurance rates.

Ready to find affordable Martin, KY car insurance today? Enter your ZIP code for fast, free Martin car insurance quotes.

Cheapest Martin, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Martin, KY car insurance rates? Every Martin, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Martin, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,399 $5,313 $4,972 $5,274 $19,903 $22,054 $5,831 $6,080
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,635 $5,055 $3,981 $4,486 $18,322 $20,289 $4,783 $4,896
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,517 $3,311 $3,189 $3,185 $18,062 $20,498 $4,370 $4,414
State Farm $2,456 $2,456 $2,176 $2,176 $6,595 $8,372 $2,720 $3,001
Travelers $4,016 $4,090 $3,958 $3,963 $20,555 $33,336 $4,202 $4,866
USAA $2,086 $2,099 $1,883 $1,927 $5,515 $5,811 $2,647 $2,914

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Minimum Car Insurance in Martin, KY

Every driver must carry the minimum car insurance in Martin, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Martin, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Martin, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Martin, KY. Compare credit history car insurance rates in Martin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Martin, Kentucky

Insurance Company Poor Fair Good
Allstate $12,610 $8,477 $6,972
GEICO $8,861 $4,424 $2,884
Liberty Mutual $11,956 $7,262 $5,699
Nationwide $9,520 $7,384 $6,351
Progressive $8,435 $7,384 $6,887
State Farm $5,366 $3,282 $2,584
Travelers $11,031 $9,310 $9,279
USAA $4,625 $2,592 $2,113

Cheapest Martin, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Martin, KY to rates for a clean record with top companies.

Annual Martin, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,750 $10,094 $10,816 $8,753
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,906 $10,689 $8,271 $7,357
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $6,234 $9,348 $7,109 $7,583
State Farm $3,464 $4,023 $3,744 $3,744
Travelers $8,576 $8,828 $12,875 $9,215
USAA $2,341 $3,319 $3,962 $2,818

Cheapest Martin, KY Car Insurance for Teen Drivers

Teen car insurance in Martin, KY can be expensive. Take a look at rates from the top car insurance companies in Martin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Martin, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,903 $22,054
GEICO $8,902 $10,417
Liberty Mutual $18,322 $20,289
Nationwide $12,492 $15,331
Progressive $18,062 $20,498
State Farm $6,595 $8,372
Travelers $20,555 $33,336
USAA $5,515 $5,811

Cheapest Martin, KY Car Insurance for Seniors

Take a look at Martin, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Martin, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,972 $5,274
GEICO $4,595 $4,158
Liberty Mutual $3,981 $4,486
Nationwide $5,035 $5,213
Progressive $3,189 $3,185
State Farm $2,176 $2,176
Travelers $3,958 $3,963
USAA $1,883 $1,927

Cheapest Martin, KY Car Insurance Rates After a DUI

A DUI in Martin, KY increases car insurance rates. Compare Martin, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Martin, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,816
GEICO $8,597
Liberty Mutual $8,271
Nationwide $10,149
Progressive $7,109
State Farm $3,744
Travelers $12,875
USAA $3,962

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Cheapest Martin, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Martin, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Martin, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,353 $9,353
GEICO $5,341 $5,438
Liberty Mutual $8,306 $8,306
Nationwide $7,752 $7,752
Progressive $7,568 $7,568
State Farm $3,654 $3,834
Travelers $9,873 $9,873
USAA $2,991 $3,229

The Best Cheap Car Insurance Companies in Martin, KY

Take a look at a side-by-side comparison of the top car insurance companies in Martin, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Martin, Kentucky

Insurance Company Average Annual Rates
Allstate $9,353
GEICO $5,390
Liberty Mutual $8,306
Nationwide $7,752
Progressive $7,568
State Farm $3,744
Travelers $9,873
USAA $3,110

Category Winners: Cheapest Car Insurance in Martin, Kentucky

Find the cheapest car insurance companies in Martin, KY for each category right here.

Best Annual Car Insurance Rates by Company in Martin, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Martin, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Martin car insurance rates. Find the cheapest Martin, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Martin, Kentucky

Insurance Company Low Medium High
Allstate $8,126 $9,274 $10,660
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,688 $8,224 $9,005
Nationwide $7,743 $7,625 $7,887
Progressive $6,815 $7,404 $8,486
State Farm $3,504 $3,731 $3,997
Travelers $9,335 $9,905 $10,380
USAA $2,950 $3,102 $3,279

What affects car insurance rates in Martin, Kentucky?

What factors can have an impact on Martin, KY car insurance? There are several reasons why Martin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Martin, Kentucky.

Commute Time in Martin

The more time you spend in your car the higher the risk of an accident. The average commute length in Martin, KY is 23.8 minutes according to City-Data.

Traffic in Martin

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Martin, KY traffic data from INRIX ranks Martin as the 405th-most congested in the world.

Compare Car Insurance Quotes in Martin, KY

Ready to find affordable Martin, Kentucky car insurance today? Enter your ZIP code for fast, free Martin, KY car insurance quotes.

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