Compare Martin Lake, MN Car Insurance Rates (2021)

Car insurance in Martin Lake, MN averages $417 a month. Martin Lake, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Martin Lake car insurance rates, compare quotes from the top car insurance companies in Martin Lake, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Martin Lake is State Farm
  • The cheapest car insurance company in Martin Lake for teen drivers is State Farm
  • Average car insurance rates in Martin Lake, MN after a DUI are $6,772/year

If you need to buy Martin Lake, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Martin Lake, MN is right here.

You’ll find Martin Lake car insurance rates, the cheapest Martin Lake, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Martin Lake, Minnesota car insurance rates to St. Paul car insurance rates, Woodbury car insurance rates, and Rochester car insurance rates.

Ready to find affordable Martin Lake, MN car insurance today? Enter your ZIP code for fast, free Martin Lake car insurance quotes.

Cheapest Martin Lake, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Martin Lake, MN car insurance rates? Every Martin Lake, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Martin Lake, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,171 $3,171 $3,053 $3,053 $7,115 $10,236 $3,861 $4,039
American Family $2,537 $2,537 $2,307 $2,307 $7,044 $10,052 $2,537 $2,835
Farmers $2,213 $2,214 $2,134 $2,262 $6,421 $6,532 $2,907 $2,845
GEICO $2,791 $2,768 $2,666 $2,591 $5,874 $7,453 $2,614 $2,712
Liberty Mutual $10,676 $10,676 $10,570 $10,570 $21,064 $31,639 $10,676 $14,886
Nationwide $2,287 $2,287 $2,034 $2,156 $5,941 $7,183 $2,698 $2,794
State Farm $1,839 $1,839 $1,643 $1,643 $3,979 $4,855 $2,117 $1,760
USAA $2,103 $2,062 $1,925 $1,900 $5,739 $6,223 $2,729 $2,870

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Minimum Car Insurance in Martin Lake, MN

Every driver must carry the minimum car insurance in Martin Lake, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Martin Lake, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Martin Lake, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Martin Lake, MN. Compare credit history car insurance rates in Martin Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Martin Lake, Minnesota

Insurance Company Poor Fair Good
Allstate $6,923 $3,740 $3,474
American Family $5,606 $3,599 $2,853
Farmers $4,282 $3,122 $2,919
GEICO $4,422 $3,616 $3,012
Liberty Mutual $21,043 $13,607 $10,634
Nationwide $4,077 $3,283 $2,907
State Farm $3,587 $2,193 $1,599
USAA $4,973 $2,457 $2,151

Cheapest Martin Lake, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Martin Lake, MN to rates for a clean record with top companies.

Annual Martin Lake, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,458 $4,976 $5,911 $4,504
American Family $2,721 $4,790 $5,484 $3,083
Farmers $2,948 $3,699 $3,765 $3,352
GEICO $2,445 $3,887 $5,782 $2,620
Liberty Mutual $11,112 $15,203 $22,080 $11,984
Nationwide $2,712 $3,607 $4,153 $3,218
State Farm $2,259 $2,659 $2,459 $2,459
USAA $2,371 $3,038 $4,545 $2,822

Cheapest Martin Lake, MN Car Insurance for Teen Drivers

Teen car insurance in Martin Lake, MN can be expensive. Take a look at rates from the top car insurance companies in Martin Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Martin Lake, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,115 $10,236
American Family $7,044 $10,052
Farmers $6,421 $6,532
GEICO $5,874 $7,453
Liberty Mutual $21,064 $31,639
Nationwide $5,941 $7,183
State Farm $3,979 $4,855
USAA $5,739 $6,223

Cheapest Martin Lake, MN Car Insurance for Seniors

Take a look at Martin Lake, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Martin Lake, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,053 $3,053
American Family $2,307 $2,307
Farmers $2,134 $2,262
GEICO $2,666 $2,591
Liberty Mutual $10,570 $10,570
Nationwide $2,034 $2,156
State Farm $1,643 $1,643
USAA $1,925 $1,900

Cheapest Martin Lake, MN Car Insurance Rates After a DUI

A DUI in Martin Lake, MN increases car insurance rates. Compare Martin Lake, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Martin Lake, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,911
American Family $5,484
Farmers $3,765
GEICO $5,782
Liberty Mutual $22,080
Nationwide $4,153
State Farm $2,459
USAA $4,545

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Cheapest Martin Lake, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Martin Lake, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Martin Lake, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,712 $4,712
American Family $3,973 $4,066
Farmers $3,441 $3,441
GEICO $3,634 $3,733
Liberty Mutual $14,650 $15,539
Nationwide $3,422 $3,422
State Farm $2,391 $2,528
USAA $3,152 $3,236

The Best Cheap Car Insurance Companies in Martin Lake, MN

Take a look at a side-by-side comparison of the top car insurance companies in Martin Lake, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Martin Lake, Minnesota

Insurance Company Average Annual Rates
Allstate $4,712
American Family $4,019
Farmers $3,441
GEICO $3,683
Liberty Mutual $15,095
Nationwide $3,422
State Farm $2,459
USAA $3,194

Category Winners: Cheapest Car Insurance in Martin Lake, Minnesota

Find the cheapest car insurance companies in Martin Lake, MN for each category right here.

Best Annual Car Insurance Rates by Company in Martin Lake, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Martin Lake, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Martin Lake car insurance rates. Find the cheapest Martin Lake, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Martin Lake, Minnesota

Insurance Company Low Medium High
Allstate $4,639 $4,709 $4,790
American Family $4,004 $4,129 $3,926
Farmers $3,298 $3,458 $3,567
GEICO $3,563 $3,682 $3,805
Liberty Mutual $14,712 $15,112 $15,460
Nationwide $3,224 $3,452 $3,591
State Farm $2,361 $2,469 $2,549
USAA $3,104 $3,192 $3,286

What affects car insurance rates in Martin Lake, Minnesota?

What factors can have an impact on Martin Lake, MN car insurance? There are several reasons why Martin Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Martin Lake, Minnesota.

Commute Time in Martin Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Martin Lake, MN is 28.7 minutes according to City-Data.

Compare Car Insurance Quotes in Martin Lake, MN

Ready to find affordable Martin Lake, Minnesota car insurance today? Enter your ZIP code for fast, free Martin Lake, MN car insurance quotes.

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