Compare Martin, SD Car Insurance Rates (2021)

Car insurance in Martin, SD averages $386 a month. Martin, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Martin car insurance rates, compare quotes from the top car insurance companies in Martin, SD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Martin, SD after a DUI are $5,601/year
  • The cheapest car insurance company in Martin is State Farm
  • Average car insurance rates in Martin, SD are $4,629/year

If you need to buy Martin, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Martin, SD is right here.

You’ll find Martin car insurance rates, the cheapest Martin, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Martin, South Dakota car insurance rates to Aberdeen car insurance rates, Brookings car insurance rates, and Pierre car insurance rates.

Ready to find affordable Martin, SD car insurance today? Enter your ZIP code for fast, free Martin car insurance quotes.

Cheapest Martin, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Martin, SD car insurance rates? Every Martin, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Martin, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,561 $2,215 $2,370 $10,422 $12,452 $2,836 $3,097
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $2,432 $2,440 $2,140 $2,226 $10,882 $11,320 $2,717 $2,897
GEICO $3,279 $3,096 $3,153 $2,905 $6,339 $7,536 $2,881 $2,795
Liberty Mutual $5,146 $5,610 $4,059 $4,938 $19,027 $21,372 $5,433 $6,058
Nationwide $2,280 $2,349 $2,031 $2,179 $4,969 $6,458 $2,557 $2,791
Progressive $2,530 $2,510 $2,080 $2,139 $8,757 $9,994 $3,168 $3,298
State Farm $2,210 $2,210 $1,866 $1,866 $4,864 $6,331 $2,460 $2,725

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Minimum Car Insurance in Martin, SD

Every driver must carry the minimum car insurance in Martin, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Martin, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Martin, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Martin, SD. Compare credit history car insurance rates in Martin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Martin, South Dakota

Insurance Company Poor Fair Good
Allstate $5,862 $4,584 $3,978
American Family $5,228 $3,769 $3,193
Farmers $5,235 $4,421 $4,239
GEICO $6,479 $3,286 $2,229
Liberty Mutual $13,007 $7,761 $6,098
Nationwide $3,886 $3,046 $2,674
Progressive $5,001 $4,128 $3,799
State Farm $4,466 $2,668 $2,066

Cheapest Martin, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Martin, SD to rates for a clean record with top companies.

Annual Martin, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,980 $4,631 $6,160 $4,460
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,949 $4,990 $4,868 $4,720
GEICO $2,501 $4,261 $6,730 $2,501
Liberty Mutual $7,562 $9,343 $9,756 $9,160
Nationwide $2,301 $3,211 $4,618 $2,678
Progressive $3,723 $5,006 $4,018 $4,491
State Farm $2,913 $3,220 $3,067 $3,067

Cheapest Martin, SD Car Insurance for Teen Drivers

Teen car insurance in Martin, SD can be expensive. Take a look at rates from the top car insurance companies in Martin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Martin, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,422 $12,452
American Family $6,026 $8,854
Farmers $10,882 $11,320
GEICO $6,339 $7,536
Liberty Mutual $19,027 $21,372
Nationwide $4,969 $6,458
Progressive $8,757 $9,994
State Farm $4,864 $6,331

Cheapest Martin, SD Car Insurance for Seniors

Take a look at Martin, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Martin, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,215 $2,370
American Family $2,598 $2,598
Farmers $2,140 $2,226
GEICO $3,153 $2,905
Liberty Mutual $4,059 $4,938
Nationwide $2,031 $2,179
Progressive $2,080 $2,139
State Farm $1,866 $1,866

Cheapest Martin, SD Car Insurance Rates After a DUI

A DUI in Martin, SD increases car insurance rates. Compare Martin, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Martin, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,160
American Family $5,591
Farmers $4,868
GEICO $6,730
Liberty Mutual $9,756
Nationwide $4,618
Progressive $4,018
State Farm $3,067

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Cheapest Martin, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Martin, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Martin, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,690 $4,925
American Family $4,013 $4,113
Farmers $4,632 $4,632
GEICO $3,952 $4,045
Liberty Mutual $8,955 $8,955
Nationwide $3,202 $3,202
Progressive $4,309 $4,309
State Farm $2,992 $3,141

The Best Cheap Car Insurance Companies in Martin, SD

Take a look at a side-by-side comparison of the top car insurance companies in Martin, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Martin, South Dakota

Insurance Company Average Annual Rates
Allstate $4,808
American Family $4,063
Farmers $4,632
GEICO $3,998
Liberty Mutual $8,955
Nationwide $3,202
Progressive $4,309
State Farm $3,067

Category Winners: Cheapest Car Insurance in Martin, South Dakota

Find the cheapest car insurance companies in Martin, SD for each category right here.

Best Annual Car Insurance Rates by Company in Martin, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Martin, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Martin car insurance rates. Find the cheapest Martin, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Martin, South Dakota

Insurance Company Low Medium High
Allstate $4,655 $4,799 $4,970
American Family $4,106 $4,185 $3,899
Farmers $4,435 $4,582 $4,877
GEICO $3,920 $3,995 $4,080
Liberty Mutual $8,801 $8,940 $9,124
Nationwide $3,029 $3,189 $3,388
Progressive $4,204 $4,272 $4,452
State Farm $2,994 $3,068 $3,138

What affects car insurance rates in Martin, South Dakota?

What factors can have an impact on Martin, SD car insurance? There are several reasons why Martin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Martin, South Dakota.

Car Theft in Martin

High levels of vehicle theft can make car insurance more expensive. Martin, SD car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Martin

The more time you spend in your car the higher the risk of an accident. The average commute length in Martin, SD is 9.4 minutes according to City-Data.

Traffic in Martin

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Martin, SD traffic data from INRIX ranks Martin as the 405th-most congested in the world.

Compare Car Insurance Quotes in Martin, SD

Ready to find affordable Martin, South Dakota car insurance today? Enter your ZIP code for fast, free Martin, SD car insurance quotes.

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