Compare Martin, TN Car Insurance Rates (2021)

Car insurance in Martin, TN averages $294 a month. Martin, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Martin car insurance rates, compare quotes from the top car insurance companies in Martin, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Martin is Travelers
  • The cheapest ZIP code in Martin is 38237
  • Average car insurance rates in Martin, TN after a DUI are $4,127/year

If you need to buy Martin, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Martin, TN is right here.

You’ll find Martin car insurance rates, the cheapest Martin, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Martin, Tennessee car insurance rates to Memphis car insurance rates, Johnson City car insurance rates, and Hendersonville car insurance rates.

Ready to find affordable Martin, TN car insurance today? Enter your ZIP code for fast, free Martin car insurance quotes.

Cheapest Martin, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Martin, TN car insurance rates? Every Martin, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Martin, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,808 $2,704 $2,515 $2,612 $10,297 $11,189 $3,013 $3,127
Farmers $2,040 $2,073 $1,836 $1,993 $8,074 $8,546 $2,741 $2,926
GEICO $2,080 $2,105 $1,923 $1,923 $6,094 $6,225 $2,099 $2,164
Liberty Mutual $3,470 $129 $2,852 $3,187 $13,861 $15,405 $3,723 $3,973
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,846 $1,745 $1,505 $1,572 $8,116 $9,136 $2,222 $2,414
State Farm $1,577 $1,577 $1,400 $1,400 $4,497 $5,654 $1,773 $2,049
Travelers $1,544 $1,624 $1,401 $1,490 $4,228 $5,211 $1,643 $1,728
USAA $1,511 $1,547 $1,357 $1,365 $5,165 $5,922 $1,966 $2,114

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Minimum Car Insurance in Martin, TN

Every driver must carry the minimum car insurance in Martin, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Martin, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Martin, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Martin, TN. Compare credit history car insurance rates in Martin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Martin, Tennessee

Insurance Company Poor Fair Good
Allstate $6,108 $4,670 $3,572
Farmers $4,504 $3,511 $3,321
GEICO $3,497 $2,988 $2,746
Liberty Mutual $8,355 $5,115 $4,005
Nationwide $3,894 $3,084 $2,730
Progressive $4,023 $3,458 $3,228
State Farm $3,616 $2,170 $1,686
Travelers $3,001 $2,352 $1,723
USAA $3,814 $2,217 $1,824

Cheapest Martin, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Martin, TN to rates for a clean record with top companies.

Annual Martin, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,022 $4,783 $5,743 $4,585
Farmers $3,222 $3,996 $4,085 $3,812
GEICO $2,220 $2,993 $4,874 $2,220
Liberty Mutual $4,732 $6,801 $6,330 $5,437
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,147 $4,074 $3,352 $3,706
State Farm $2,290 $2,692 $2,491 $2,491
Travelers $1,920 $2,455 $2,705 $2,356
USAA $1,913 $2,842 $3,352 $2,366

Cheapest Martin, TN Car Insurance for Teen Drivers

Teen car insurance in Martin, TN can be expensive. Take a look at rates from the top car insurance companies in Martin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Martin, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,297 $11,189
Farmers $8,074 $8,546
GEICO $6,094 $6,225
Liberty Mutual $13,861 $15,405
Nationwide $5,594 $7,251
Progressive $8,116 $9,136
State Farm $4,497 $5,654
Travelers $4,228 $5,211
USAA $5,165 $5,922

Cheapest Martin, TN Car Insurance for Seniors

Take a look at Martin, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Martin, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,515 $2,612
Farmers $1,836 $1,993
GEICO $1,923 $1,923
Liberty Mutual $2,852 $3,187
Nationwide $1,878 $1,915
Progressive $1,505 $1,572
State Farm $1,400 $1,400
Travelers $1,401 $1,490
USAA $1,357 $1,365

Cheapest Martin, TN Car Insurance Rates After a DUI

A DUI in Martin, TN increases car insurance rates. Compare Martin, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Martin, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,743
Farmers $4,085
GEICO $4,874
Liberty Mutual $6,330
Nationwide $4,216
Progressive $3,352
State Farm $2,491
Travelers $2,705
USAA $3,352

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Cheapest Martin, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Martin, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Martin, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,783 $4,783
Farmers $3,779 $3,779
GEICO $3,062 $3,092
Liberty Mutual $5,825 $5,825
Nationwide $3,236 $3,236
Progressive $3,570 $3,570
State Farm $2,433 $2,549
Travelers $2,267 $2,450
USAA $2,543 $2,694

Cheapest Martin, TN Car Insurance Rates by ZIP Code

Martin car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Martin, TN.

Annual Car Insurance Rates by ZIP Code in Martin, Tennessee

ZIP Code Average Annual Rates
38237 $3,546
38238 $3,596

The Best Cheap Car Insurance Companies in Martin, TN

Take a look at a side-by-side comparison of the top car insurance companies in Martin, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Martin, Tennessee

Insurance Company Average Annual Rates
Allstate $4,783
Farmers $3,779
GEICO $3,077
Liberty Mutual $5,825
Nationwide $3,236
Progressive $3,570
State Farm $2,491
Travelers $2,359
USAA $2,618

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Category Winners: Cheapest Car Insurance in Martin, Tennessee

Find the cheapest car insurance companies in Martin, TN for each category right here.

Best Annual Car Insurance Rates by Company in Martin, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Martin, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Martin car insurance rates. Find the cheapest Martin, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Martin, Tennessee

Insurance Company Low Medium High
Allstate $4,613 $4,772 $4,965
Farmers $3,584 $3,761 $3,990
GEICO $2,938 $3,071 $3,222
Liberty Mutual $5,576 $5,823 $6,076
Nationwide $3,267 $3,162 $3,279
Progressive $3,349 $3,570 $3,791
State Farm $2,373 $2,500 $2,600
Travelers $2,227 $2,357 $2,492
USAA $2,540 $2,610 $2,705

What affects car insurance rates in Martin, Tennessee?

What factors can have an impact on Martin, TN car insurance? There are several reasons why Martin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Martin, Tennessee.

Commute Time in Martin

The more time you spend in your car the higher the risk of an accident. The average commute length in Martin, TN is 15.2 minutes according to City-Data.

Traffic in Martin

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Martin, TN traffic data from INRIX ranks Martin as the 405th-most congested in the world.

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Compare Car Insurance Quotes in Martin, TN

Ready to find affordable Martin, Tennessee car insurance today? Enter your ZIP code for fast, free Martin, TN car insurance quotes.

Free Car Insurance Comparison

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