Compare Martinez, CA Car Insurance Rates (2021)

Car insurance in Martinez, CA averages $283 a month. Martinez, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Martinez car insurance rates, compare quotes from the top car insurance companies in Martinez, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Martinez is Progressive
  • Average car insurance rates in Martinez, CA are $3,392/year
  • The cheapest car insurance company in Martinez for teen drivers is USAA

If you need to buy Martinez, California car insurance, the options can be confusing. Everything you need to know about car insurance in Martinez, CA is right here.

You’ll find Martinez car insurance rates, the cheapest Martinez, CA car insurance companies, and information on California car insurance laws. You can also compare Martinez, California car insurance rates to Fresno car insurance rates, Los Angeles car insurance rates, and San Jose car insurance rates.

Ready to find affordable Martinez, CA car insurance today? Enter your ZIP code for fast, free Martinez car insurance quotes.

Cheapest Martinez, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Martinez, CA car insurance rates? Every Martinez, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Martinez, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,840 $2,842 $2,075 $2,092 $7,895 $9,933 $3,629 $3,982
Farmers $2,506 $2,506 $2,258 $2,258 $8,029 $13,203 $2,973 $3,314
GEICO $1,631 $1,633 $1,535 $1,535 $4,971 $5,055 $2,344 $2,395
Liberty Mutual $2,124 $2,015 $1,973 $1,914 $4,658 $4,943 $2,399 $2,412
Nationwide $2,820 $2,693 $2,470 $2,329 $7,181 $7,914 $3,382 $3,339
Progressive $1,517 $1,563 $1,273 $1,518 $3,979 $4,815 $2,166 $2,330
State Farm $3,145 $3,145 $2,809 $2,809 $5,798 $7,200 $3,482 $3,589
Travelers $2,348 $2,275 $2,077 $2,054 $4,816 $5,530 $3,049 $2,988
USAA $1,789 $1,698 $1,743 $1,754 $4,055 $4,099 $2,488 $2,355

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Minimum Car Insurance in Martinez, CA

Every driver must carry the minimum car insurance in Martinez, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Martinez, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Martinez, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Martinez, CA to rates for a clean record with top companies.

Annual Martinez, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,661 $4,470 $7,024 $3,490
Farmers $3,421 $4,661 $5,811 $4,631
GEICO $1,844 $2,847 $3,570 $2,288
Liberty Mutual $2,435 $3,262 $2,943 $2,579
Nationwide $2,806 $3,595 $6,068 $3,595
Progressive $1,577 $2,659 $3,077 $2,267
State Farm $2,853 $3,402 $6,424 $3,311
Travelers $2,110 $3,402 $3,971 $3,085
USAA $1,661 $2,472 $4,039 $1,819

Cheapest Martinez, CA Car Insurance for Teen Drivers

Teen car insurance in Martinez, CA can be expensive. Take a look at rates from the top car insurance companies in Martinez for teenagers.

Annual Car Insurance Rates for Teen Drivers in Martinez, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,895 $9,933
Farmers $8,029 $13,203
GEICO $4,971 $5,055
Liberty Mutual $4,658 $4,943
Nationwide $7,181 $7,914
Progressive $3,979 $4,815
State Farm $5,798 $7,200
Travelers $4,816 $5,530
USAA $4,055 $4,099

Cheapest Martinez, CA Car Insurance for Seniors

Take a look at Martinez, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Martinez, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,075 $2,092
Farmers $2,258 $2,258
GEICO $1,535 $1,535
Liberty Mutual $1,973 $1,914
Nationwide $2,470 $2,329
Progressive $1,273 $1,518
State Farm $2,809 $2,809
Travelers $2,077 $2,054
USAA $1,743 $1,754

Cheapest Martinez, CA Car Insurance Rates After a DUI

A DUI in Martinez, CA increases car insurance rates. Compare Martinez, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Martinez, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,024
Farmers $5,811
GEICO $3,570
Liberty Mutual $2,943
Nationwide $6,068
Progressive $3,077
State Farm $6,424
Travelers $3,971
USAA $4,039

Cheapest Martinez, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Martinez, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Martinez, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,977 $4,845
Farmers $4,202 $5,060
GEICO $2,396 $2,879
Liberty Mutual $2,577 $3,032
Nationwide $3,551 $4,481
Progressive $2,174 $2,617
State Farm $3,852 $4,143
Travelers $2,826 $3,458
USAA $2,304 $2,691

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The Best Cheap Car Insurance Companies in Martinez, CA

Take a look at a side-by-side comparison of the top car insurance companies in Martinez, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Martinez, California

Insurance Company Average Annual Rates
Allstate $4,411
Farmers $4,631
GEICO $2,637
Liberty Mutual $2,805
Nationwide $4,016
Progressive $2,395
State Farm $3,997
Travelers $3,142
USAA $2,498

Category Winners: Cheapest Car Insurance in Martinez, California

Find the cheapest car insurance companies in Martinez, CA for each category right here.

Best Annual Car Insurance Rates by Company in Martinez, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Martinez, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Martinez car insurance rates. Find the cheapest Martinez, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Martinez, California

Insurance Company Low Medium High
Allstate $4,174 $4,450 $4,610
Farmers $4,332 $4,666 $4,896
GEICO $2,420 $2,667 $2,825
Liberty Mutual $2,627 $2,829 $2,958
Nationwide $3,616 $4,093 $4,339
Progressive $2,189 $2,460 $2,536
State Farm $3,593 $4,070 $4,329
Travelers $2,769 $3,226 $3,431
USAA $2,295 $2,540 $2,657

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What affects car insurance rates in Martinez, California?

What factors can have an impact on Martinez, CA car insurance? There are several reasons why Martinez car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Martinez, California.

Car Theft in Martinez

High levels of vehicle theft can make car insurance more expensive. Martinez, CA car theft statistics from the FBI indicate 105 vehicle thefts a year.

Commute Time in Martinez

The more time you spend in your car the higher the risk of an accident. The average commute length in Martinez, CA is 32.9 minutes according to City-Data.

Compare Car Insurance Quotes in Martinez, CA

Ready to find affordable Martinez, California car insurance today? Enter your ZIP code for fast, free Martinez, CA car insurance quotes.

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