Compare Martinsburg, PA Car Insurance Rates (2021)

Car insurance in Martinsburg, PA averages $301 a month. Martinsburg, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Martinsburg car insurance rates, compare quotes from the top car insurance companies in Martinsburg, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Martinsburg for teen drivers is USAA
  • Average car insurance rates in Martinsburg, PA after a DUI are $3,943/year
  • Average car insurance rates in Martinsburg, PA are $3,608/year

If you need to buy Martinsburg, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Martinsburg, PA is right here.

You’ll find Martinsburg car insurance rates, the cheapest Martinsburg, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Martinsburg, Pennsylvania car insurance rates to Lancaster car insurance rates, Erie car insurance rates, and Philadelphia car insurance rates.

Ready to find affordable Martinsburg, PA car insurance today? Enter your ZIP code for fast, free Martinsburg car insurance quotes.

Cheapest Martinsburg, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Martinsburg, PA car insurance rates? Every Martinsburg, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Martinsburg, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,243 $2,243 $2,063 $2,063 $7,347 $7,347 $2,472 $2,472
GEICO $2,024 $1,752 $1,896 $1,642 $5,114 $4,432 $2,041 $1,765
Liberty Mutual $3,468 $3,468 $3,175 $3,175 $10,156 $10,156 $4,407 $4,407
Nationwide $1,709 $1,709 $1,616 $1,616 $4,784 $4,784 $1,914 $1,914
Progressive $2,473 $2,473 $2,202 $2,202 $7,817 $7,817 $3,156 $3,156
State Farm $1,589 $1,589 $1,395 $1,395 $5,578 $5,578 $1,746 $1,746
Travelers $1,512 $1,512 $1,630 $1,630 $21,950 $21,950 $1,818 $1,818
USAA $1,097 $1,097 $993 $993 $3,351 $3,351 $1,452 $1,452

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Martinsburg, PA

Every driver must carry the minimum car insurance in Martinsburg, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Martinsburg, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Martinsburg, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Martinsburg, PA. Compare credit history car insurance rates in Martinsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Martinsburg, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,520 $3,362 $2,711
GEICO $3,878 $2,184 $1,687
Liberty Mutual $6,766 $4,853 $4,285
Nationwide $2,942 $2,416 $2,160
Progressive $5,196 $3,632 $2,908
State Farm $3,668 $2,271 $1,793
Travelers $7,316 $6,614 $6,252
USAA $2,150 $1,601 $1,419

Cheapest Martinsburg, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Martinsburg, PA to rates for a clean record with top companies.

Annual Martinsburg, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,384 $3,973 $3,384 $3,384
GEICO $1,909 $3,242 $2,543 $2,639
Liberty Mutual $4,855 $5,523 $5,414 $5,414
Nationwide $1,805 $2,414 $3,379 $2,425
Progressive $3,555 $4,879 $3,652 $3,562
State Farm $2,369 $2,786 $2,577 $2,577
Travelers $4,773 $6,791 $8,554 $6,791
USAA $1,386 $1,918 $2,042 $1,548

Cheapest Martinsburg, PA Car Insurance for Teen Drivers

Teen car insurance in Martinsburg, PA can be expensive. Take a look at rates from the top car insurance companies in Martinsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Martinsburg, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,347 $7,347
GEICO $5,114 $4,432
Liberty Mutual $10,156 $10,156
Nationwide $4,784 $4,784
Progressive $7,817 $7,817
State Farm $5,578 $5,578
Travelers $21,950 $21,950
USAA $3,351 $3,351

Cheapest Martinsburg, PA Car Insurance for Seniors

Take a look at Martinsburg, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Martinsburg, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,063 $2,063
GEICO $1,896 $1,642
Liberty Mutual $3,175 $3,175
Nationwide $1,616 $1,616
Progressive $2,202 $2,202
State Farm $1,395 $1,395
Travelers $1,630 $1,630
USAA $993 $993

Cheapest Martinsburg, PA Car Insurance Rates After a DUI

A DUI in Martinsburg, PA increases car insurance rates. Compare Martinsburg, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Martinsburg, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,384
GEICO $2,543
Liberty Mutual $5,414
Nationwide $3,379
Progressive $3,652
State Farm $2,577
Travelers $8,554
USAA $2,042

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Martinsburg, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Martinsburg, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Martinsburg, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,462 $3,600
GEICO $2,543 $2,623
Liberty Mutual $5,165 $5,438
Nationwide $2,506 $2,506
Progressive $3,912 $3,912
State Farm $2,502 $2,653
Travelers $6,727 $6,727
USAA $1,674 $1,772

The Best Cheap Car Insurance Companies in Martinsburg, PA

Take a look at a side-by-side comparison of the top car insurance companies in Martinsburg, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Martinsburg, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,531
GEICO $2,583
Liberty Mutual $5,302
Nationwide $2,506
Progressive $3,912
State Farm $2,577
Travelers $6,727
USAA $1,723

Category Winners: Cheapest Car Insurance in Martinsburg, Pennsylvania

Find the cheapest car insurance companies in Martinsburg, PA for each category right here.

Best Annual Car Insurance Rates by Company in Martinsburg, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Martinsburg, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Martinsburg car insurance rates. Find the cheapest Martinsburg, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Martinsburg, Pennsylvania

Insurance Company Low Medium High
Allstate $3,392 $3,550 $3,652
GEICO $2,395 $2,605 $2,749
Liberty Mutual $5,079 $5,334 $5,491
Nationwide $2,523 $2,536 $2,458
Progressive $3,617 $3,942 $4,177
State Farm $2,432 $2,606 $2,694
Travelers $6,805 $6,731 $6,646
USAA $1,595 $1,740 $1,836

What affects car insurance rates in Martinsburg, Pennsylvania?

What factors can have an impact on Martinsburg, PA car insurance? There are several reasons why Martinsburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Martinsburg, Pennsylvania.

Commute Time in Martinsburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Martinsburg, PA is 25.5 minutes according to City-Data.

Compare Car Insurance Quotes in Martinsburg, PA

Ready to find affordable Martinsburg, Pennsylvania car insurance today? Enter your ZIP code for fast, free Martinsburg, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption