Compare Martinsville, IL Car Insurance Rates (2021)

Car insurance in Martinsville, IL averages $241 a month. Martinsville, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Martinsville car insurance rates, compare quotes from the top car insurance companies in Martinsville, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Martinsville, IL after a DUI are $3,371/year
  • The cheapest car insurance company in Martinsville is State Farm
  • Average car insurance rates in Martinsville, IL are $2,896/year

If you need to buy Martinsville, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Martinsville, IL is right here.

You’ll find Martinsville car insurance rates, the cheapest Martinsville, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Martinsville, Illinois car insurance rates to Joliet car insurance rates, Champaign car insurance rates, and Cicero car insurance rates.

Ready to find affordable Martinsville, IL car insurance today? Enter your ZIP code for fast, free Martinsville car insurance quotes.

Cheapest Martinsville, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Martinsville, IL car insurance rates? Every Martinsville, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Martinsville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,284 $2,291 $2,036 $2,140 $9,182 $9,573 $2,601 $2,740
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,349 $1,459 $1,124 $1,255 $4,140 $4,606 $1,414 $1,500
Nationwide $1,431 $1,458 $1,279 $1,353 $3,820 $4,891 $1,655 $1,789
Progressive $1,945 $1,862 $1,603 $1,676 $6,371 $7,158 $2,313 $2,468
State Farm $1,315 $1,315 $1,152 $1,152 $3,442 $4,390 $1,478 $1,684
Travelers $1,407 $1,487 $1,268 $1,353 $3,828 $4,770 $1,492 $1,573
USAA $1,639 $1,669 $1,524 $1,504 $5,278 $5,822 $2,158 $2,375

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Minimum Car Insurance in Martinsville, IL

Every driver must carry the minimum car insurance in Martinsville, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Martinsville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Martinsville, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Martinsville, IL. Compare credit history car insurance rates in Martinsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Martinsville, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,687 $3,909 $3,722
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,983 $1,853 $1,482
Nationwide $2,631 $2,129 $1,868
Progressive $3,652 $3,061 $2,811
State Farm $2,895 $1,734 $1,345
Travelers $2,633 $2,096 $1,713
USAA $3,658 $2,511 $2,069

Cheapest Martinsville, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Martinsville, IL to rates for a clean record with top companies.

Annual Martinsville, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,477 $4,455 $4,345 $4,147
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,764 $2,474 $2,190 $1,996
Nationwide $1,791 $2,302 $2,697 $2,049
Progressive $2,633 $3,829 $2,911 $3,326
State Farm $1,842 $2,140 $1,991 $1,991
Travelers $1,715 $2,231 $2,497 $2,146
USAA $1,958 $2,813 $3,852 $2,361

Cheapest Martinsville, IL Car Insurance for Teen Drivers

Teen car insurance in Martinsville, IL can be expensive. Take a look at rates from the top car insurance companies in Martinsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Martinsville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,182 $9,573
GEICO $4,375 $4,641
Liberty Mutual $4,140 $4,606
Nationwide $3,820 $4,891
Progressive $6,371 $7,158
State Farm $3,442 $4,390
Travelers $3,828 $4,770
USAA $5,278 $5,822

Cheapest Martinsville, IL Car Insurance for Seniors

Take a look at Martinsville, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Martinsville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $2,036 $2,140
GEICO $1,364 $1,612
Liberty Mutual $1,124 $1,255
Nationwide $1,279 $1,353
Progressive $1,603 $1,676
State Farm $1,152 $1,152
Travelers $1,268 $1,353
USAA $1,524 $1,504

Cheapest Martinsville, IL Car Insurance Rates After a DUI

A DUI in Martinsville, IL increases car insurance rates. Compare Martinsville, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Martinsville, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,345
GEICO $3,141
Liberty Mutual $2,190
Nationwide $2,697
Progressive $2,911
State Farm $1,991
Travelers $2,497
USAA $3,852

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Cheapest Martinsville, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Martinsville, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Martinsville, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,106 $4,106
GEICO $2,263 $2,351
Liberty Mutual $2,106 $2,106
Nationwide $2,210 $2,210
Progressive $3,174 $3,174
State Farm $1,942 $2,040
Travelers $2,064 $2,231
USAA $2,669 $2,823

The Best Cheap Car Insurance Companies in Martinsville, IL

Take a look at a side-by-side comparison of the top car insurance companies in Martinsville, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Martinsville, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,106
GEICO $2,307
Liberty Mutual $2,106
Nationwide $2,210
Progressive $3,174
State Farm $1,991
Travelers $2,147
USAA $2,746

Category Winners: Cheapest Car Insurance in Martinsville, Illinois

Find the cheapest car insurance companies in Martinsville, IL for each category right here.

Best Annual Car Insurance Rates by Company in Martinsville, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Martinsville, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Martinsville car insurance rates. Find the cheapest Martinsville, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Martinsville, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $3,931 $4,022 $4,365
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,998 $2,102 $2,219
Nationwide $2,212 $2,223 $2,195
Progressive $2,916 $3,151 $3,457
State Farm $1,905 $1,993 $2,074
Travelers $2,012 $2,145 $2,285
USAA $2,562 $2,743 $2,933

What affects car insurance rates in Martinsville, Illinois?

What factors can have an impact on Martinsville, IL car insurance? There are several reasons why Martinsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Martinsville, Illinois.

Commute Time in Martinsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Martinsville, IL is 17.5 minutes according to City-Data.

Compare Car Insurance Quotes in Martinsville, IL

Ready to find affordable Martinsville, Illinois car insurance today? Enter your ZIP code for fast, free Martinsville, IL car insurance quotes.

Free Car Insurance Comparison

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