Compare Martinsville, IN Car Insurance Rates (2021)

Car insurance in Martinsville, IN averages $265 a month. Martinsville, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Martinsville car insurance rates, compare quotes from the top car insurance companies in Martinsville, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Martinsville, IN after a DUI are $3,781/year
  • Average car insurance rates in Martinsville, IN are $3,179/year
  • The cheapest car insurance company in Martinsville for teen drivers is USAA

If you need to buy Martinsville, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Martinsville, IN is right here.

You’ll find Martinsville car insurance rates, the cheapest Martinsville, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Martinsville, Indiana car insurance rates to South Bend car insurance rates, Indianapolis car insurance rates, and Gary car insurance rates.

Ready to find affordable Martinsville, IN car insurance today? Enter your ZIP code for fast, free Martinsville car insurance quotes.

Cheapest Martinsville, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Martinsville, IN car insurance rates? Every Martinsville, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Martinsville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,145 $2,185 $1,903 $2,080 $6,805 $8,632 $2,144 $2,326
American Family $2,529 $2,529 $2,276 $2,276 $6,970 $10,108 $2,529 $3,134
Farmers $1,466 $1,447 $1,253 $1,406 $7,896 $8,431 $1,934 $2,090
GEICO $1,723 $1,721 $1,615 $1,682 $5,159 $4,791 $1,979 $1,740
Liberty Mutual $3,256 $3,256 $2,998 $2,998 $7,045 $10,603 $3,256 $4,438
Nationwide $1,516 $1,549 $1,332 $1,420 $4,405 $5,706 $1,777 $1,940
Progressive $1,675 $1,584 $1,518 $1,527 $9,918 $11,158 $2,103 $2,148
State Farm $1,484 $1,484 $1,327 $1,327 $4,600 $5,878 $1,644 $1,837
Travelers $1,148 $1,167 $1,082 $1,080 $7,223 $11,422 $1,218 $1,398
USAA $1,024 $1,005 $958 $959 $2,911 $3,240 $1,382 $1,470

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Minimum Car Insurance in Martinsville, IN

Every driver must carry the minimum car insurance in Martinsville, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Martinsville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Martinsville, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Martinsville, IN. Compare credit history car insurance rates in Martinsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Martinsville, Indiana

Insurance Company Poor Fair Good
Allstate $4,352 $3,261 $2,969
American Family $5,535 $3,591 $3,006
Farmers $3,778 $3,084 $2,858
GEICO $3,072 $2,551 $2,030
Liberty Mutual $6,299 $4,101 $3,793
Nationwide $2,795 $2,362 $2,210
Progressive $4,357 $3,862 $3,642
State Farm $3,567 $2,127 $1,649
Travelers $3,579 $3,037 $3,036
USAA $2,177 $1,442 $1,237

Cheapest Martinsville, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Martinsville, IN to rates for a clean record with top companies.

Annual Martinsville, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,807 $4,143 $3,818 $3,341
American Family $2,788 $4,434 $5,632 $3,322
Farmers $2,900 $3,381 $3,481 $3,200
GEICO $1,665 $2,634 $3,593 $2,313
Liberty Mutual $3,638 $4,329 $6,929 $4,029
Nationwide $2,117 $2,718 $2,608 $2,379
Progressive $2,962 $5,197 $3,536 $4,120
State Farm $2,388 $2,626 $2,388 $2,388
Travelers $2,735 $3,377 $3,825 $2,932
USAA $1,219 $1,742 $2,001 $1,513

Cheapest Martinsville, IN Car Insurance for Teen Drivers

Teen car insurance in Martinsville, IN can be expensive. Take a look at rates from the top car insurance companies in Martinsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Martinsville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,805 $8,632
American Family $6,970 $10,108
Farmers $7,896 $8,431
GEICO $5,159 $4,791
Liberty Mutual $7,045 $10,603
Nationwide $4,405 $5,706
Progressive $9,918 $11,158
State Farm $4,600 $5,878
Travelers $7,223 $11,422
USAA $2,911 $3,240

Cheapest Martinsville, IN Car Insurance for Seniors

Take a look at Martinsville, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Martinsville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,903 $2,080
American Family $2,276 $2,276
Farmers $1,253 $1,406
GEICO $1,615 $1,682
Liberty Mutual $2,998 $2,998
Nationwide $1,332 $1,420
Progressive $1,518 $1,527
State Farm $1,327 $1,327
Travelers $1,082 $1,080
USAA $958 $959

Cheapest Martinsville, IN Car Insurance Rates After a DUI

A DUI in Martinsville, IN increases car insurance rates. Compare Martinsville, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Martinsville, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,818
American Family $5,632
Farmers $3,481
GEICO $3,593
Liberty Mutual $6,929
Nationwide $2,608
Progressive $3,536
State Farm $2,388
Travelers $3,825
USAA $2,001

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Cheapest Martinsville, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Martinsville, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Martinsville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,527 $3,527
American Family $3,996 $4,092
Farmers $3,240 $3,240
GEICO $2,506 $2,596
Liberty Mutual $4,607 $4,855
Nationwide $2,456 $2,456
Progressive $3,954 $3,954
State Farm $2,379 $2,516
Travelers $3,217 $3,217
USAA $1,597 $1,640

The Best Cheap Car Insurance Companies in Martinsville, IN

Take a look at a side-by-side comparison of the top car insurance companies in Martinsville, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Martinsville, Indiana

Insurance Company Average Annual Rates
Allstate $3,527
American Family $4,044
Farmers $3,240
GEICO $2,551
Liberty Mutual $4,731
Nationwide $2,456
Progressive $3,954
State Farm $2,447
Travelers $3,217
USAA $1,619

Category Winners: Cheapest Car Insurance in Martinsville, Indiana

Find the cheapest car insurance companies in Martinsville, IN for each category right here.

Best Annual Car Insurance Rates by Company in Martinsville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Martinsville, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Martinsville car insurance rates. Find the cheapest Martinsville, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Martinsville, Indiana

Insurance Company Low Medium High
Allstate $3,335 $3,511 $3,737
American Family $4,022 $4,178 $3,932
Farmers $3,129 $3,235 $3,357
GEICO $2,386 $2,545 $2,723
Liberty Mutual $4,542 $4,716 $4,935
Nationwide $2,498 $2,436 $2,433
Progressive $3,744 $3,895 $4,223
State Farm $2,334 $2,447 $2,562
Travelers $3,152 $3,247 $3,253
USAA $1,560 $1,615 $1,681

What affects car insurance rates in Martinsville, Indiana?

What factors can have an impact on Martinsville, IN car insurance? There are several reasons why Martinsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Martinsville, Indiana.

Commute Time in Martinsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Martinsville, IN is 26.6 minutes according to City-Data.

Compare Car Insurance Quotes in Martinsville, IN

Ready to find affordable Martinsville, Indiana car insurance today? Enter your ZIP code for fast, free Martinsville, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State