Compare Maryland Heights, MO Car Insurance Rates (2021)

Car insurance in Maryland Heights, MO averages $308 a month. Maryland Heights, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Maryland Heights car insurance rates, compare quotes from the top car insurance companies in Maryland Heights, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Maryland Heights, MO after a DUI are $4,329/year
  • Average car insurance rates in Maryland Heights, MO are $3,699/year
  • The cheapest car insurance company in Maryland Heights for teen drivers is Nationwide

If you need to buy Maryland Heights, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Maryland Heights, MO is right here.

You’ll find Maryland Heights car insurance rates, the cheapest Maryland Heights, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Maryland Heights, Missouri car insurance rates to St. Charles car insurance rates, St. Joseph car insurance rates, and Independence car insurance rates.

Ready to find affordable Maryland Heights, MO car insurance today? Enter your ZIP code for fast, free Maryland Heights car insurance quotes.

Cheapest Maryland Heights, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Maryland Heights, MO car insurance rates? Every Maryland Heights, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Maryland Heights, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,260 $3,149 $2,945 $3,038 $9,305 $10,135 $3,101 $3,192
American Family $2,450 $2,450 $2,182 $2,182 $6,732 $8,757 $2,450 $2,862
Farmers $2,620 $2,605 $2,334 $2,477 $11,020 $11,400 $2,979 $3,096
GEICO $2,034 $2,282 $1,587 $2,058 $6,503 $6,841 $1,846 $1,834
Liberty Mutual $2,912 $3,152 $2,395 $2,691 $10,598 $11,774 $3,056 $3,241
Nationwide $1,708 $1,742 $1,529 $1,617 $4,416 $5,650 $1,958 $2,117
Progressive $2,291 $2,087 $1,889 $1,940 $8,145 $9,113 $2,785 $2,841
State Farm $1,676 $1,676 $1,531 $1,531 $5,218 $6,540 $1,896 $2,175
USAA $1,582 $1,567 $1,425 $1,448 $4,751 $5,802 $1,968 $2,186

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Minimum Car Insurance in Maryland Heights, MO

Every driver must carry the minimum car insurance in Maryland Heights, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Maryland Heights, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Maryland Heights, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Maryland Heights, MO. Compare credit history car insurance rates in Maryland Heights from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Maryland Heights, Missouri

Insurance Company Poor Fair Good
Allstate $6,581 $4,232 $3,485
American Family $4,915 $3,452 $2,907
Farmers $5,484 $4,595 $4,370
GEICO $4,316 $2,809 $2,245
Liberty Mutual $7,116 $4,375 $3,440
Nationwide $3,055 $2,527 $2,194
Progressive $4,466 $3,738 $3,455
State Farm $3,934 $2,452 $1,955
USAA $4,324 $2,011 $1,440

Cheapest Maryland Heights, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Maryland Heights, MO to rates for a clean record with top companies.

Annual Maryland Heights, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,074 $4,612 $5,753 $4,623
American Family $2,823 $4,029 $4,960 $3,220
Farmers $4,153 $5,197 $5,079 $4,836
GEICO $2,399 $3,167 $4,314 $2,613
Liberty Mutual $3,602 $5,207 $5,342 $5,758
Nationwide $2,025 $2,614 $3,507 $2,222
Progressive $3,320 $4,567 $3,719 $3,939
State Farm $2,529 $3,032 $2,780 $2,780
USAA $2,070 $2,519 $3,511 $2,265

Cheapest Maryland Heights, MO Car Insurance for Teen Drivers

Teen car insurance in Maryland Heights, MO can be expensive. Take a look at rates from the top car insurance companies in Maryland Heights for teenagers.

Annual Car Insurance Rates for Teen Drivers in Maryland Heights, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,305 $10,135
American Family $6,732 $8,757
Farmers $11,020 $11,400
GEICO $6,503 $6,841
Liberty Mutual $10,598 $11,774
Nationwide $4,416 $5,650
Progressive $8,145 $9,113
State Farm $5,218 $6,540
USAA $4,751 $5,802

Cheapest Maryland Heights, MO Car Insurance for Seniors

Take a look at Maryland Heights, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Maryland Heights, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,945 $3,038
American Family $2,182 $2,182
Farmers $2,334 $2,477
GEICO $1,587 $2,058
Liberty Mutual $2,395 $2,691
Nationwide $1,529 $1,617
Progressive $1,889 $1,940
State Farm $1,531 $1,531
USAA $1,425 $1,448

Cheapest Maryland Heights, MO Car Insurance Rates After a DUI

A DUI in Maryland Heights, MO increases car insurance rates. Compare Maryland Heights, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Maryland Heights, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,753
American Family $4,960
Farmers $5,079
GEICO $4,314
Liberty Mutual $5,342
Nationwide $3,507
Progressive $3,719
State Farm $2,780
USAA $3,511

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Cheapest Maryland Heights, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Maryland Heights, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Maryland Heights, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,766 $4,766
American Family $3,721 $3,795
Farmers $4,816 $4,816
GEICO $3,068 $3,179
Liberty Mutual $4,977 $4,977
Nationwide $2,592 $2,592
Progressive $3,886 $3,886
State Farm $2,711 $2,850
USAA $2,499 $2,684

Cheapest Maryland Heights, MO Car Insurance Rates by ZIP Code

Maryland Heights car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Maryland Heights, MO.

Annual Car Insurance Rates by ZIP Code in Maryland Heights, Missouri

ZIP Code Average Annual Rates
63043 $3,005
63146 $3,093

The Best Cheap Car Insurance Companies in Maryland Heights, MO

Take a look at a side-by-side comparison of the top car insurance companies in Maryland Heights, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Maryland Heights, Missouri

Insurance Company Average Annual Rates
Allstate $4,766
American Family $3,758
Farmers $4,816
GEICO $3,123
Liberty Mutual $4,977
Nationwide $2,592
Progressive $3,886
State Farm $2,780
USAA $2,591

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Category Winners: Cheapest Car Insurance in Maryland Heights, Missouri

Find the cheapest car insurance companies in Maryland Heights, MO for each category right here.

Best Annual Car Insurance Rates by Company in Maryland Heights, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Cheapest Maryland Heights, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Maryland Heights car insurance rates. Find the cheapest Maryland Heights, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Maryland Heights, Missouri

Insurance Company Low Medium High
Allstate $4,585 $4,755 $4,957
American Family $3,644 $3,876 $3,754
Farmers $4,502 $4,772 $5,175
GEICO $2,896 $3,154 $3,320
Liberty Mutual $4,669 $5,008 $5,256
Nationwide $2,435 $2,616 $2,725
Progressive $3,450 $3,900 $4,309
State Farm $2,564 $2,793 $2,984
USAA $2,485 $2,583 $2,705

What affects car insurance rates in Maryland Heights, Missouri?

What factors can have an impact on Maryland Heights, MO car insurance? There are several reasons why Maryland Heights car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Maryland Heights, Missouri.

Commute Time in Maryland Heights

The more time you spend in your car the higher the risk of an accident. The average commute length in Maryland Heights, MO is 19.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Maryland Heights, MO

Ready to find affordable Maryland Heights, Missouri car insurance today? Enter your ZIP code for fast, free Maryland Heights, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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