Compare Maryland, NY Car Insurance Rates (2021)

Car insurance in Maryland, NY averages $284 a month. Maryland, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Maryland car insurance rates, compare quotes from the top car insurance companies in Maryland, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Maryland, NY are $3,411/year
  • The cheapest car insurance company in Maryland is GEICO
  • The cheapest car insurance company in Maryland for teen drivers is GEICO

If you need to buy Maryland, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Maryland, NY is right here.

You’ll find Maryland car insurance rates, the cheapest Maryland, NY car insurance companies, and information on New York car insurance laws. You can also compare Maryland, New York car insurance rates to Rochester car insurance rates, Utica car insurance rates, and New York car insurance rates.

Ready to find affordable Maryland, NY car insurance today? Enter your ZIP code for fast, free Maryland car insurance quotes.

Cheapest Maryland, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Maryland, NY car insurance rates? Every Maryland, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Maryland, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,394 $2,271 $2,228 $2,265 $6,758 $7,248 $2,420 $2,459
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,260 $2,260 $2,133 $2,133 $3,937 $5,868 $2,260 $2,873
Progressive $1,666 $1,580 $1,353 $1,369 $5,365 $5,991 $2,141 $2,100
State Farm $2,149 $2,149 $1,867 $1,867 $6,231 $8,056 $2,356 $2,497
Travelers $2,438 $2,479 $2,208 $2,382 $5,502 $6,505 $2,592 $2,717
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Maryland, NY

Every driver must carry the minimum car insurance in Maryland, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Maryland, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Maryland, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Maryland, NY. Compare credit history car insurance rates in Maryland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Maryland, New York

Insurance Company Poor Fair Good
Allstate $4,990 $2,954 $2,572
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,966 $2,966 $2,966
Progressive $4,267 $2,206 $1,614
State Farm $4,796 $3,007 $2,387
Travelers $4,595 $2,918 $2,545
USAA $5,185 $2,565 $2,265

Cheapest Maryland, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Maryland, NY to rates for a clean record with top companies.

Annual Maryland, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,995 $2,995 $4,297 $3,734
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,264 $2,264 $5,017 $2,316
Progressive $2,625 $2,625 $2,892 $2,640
State Farm $3,240 $3,240 $3,553 $3,553
Travelers $2,893 $3,566 $3,618 $3,334
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Maryland, NY Car Insurance for Teen Drivers

Teen car insurance in Maryland, NY can be expensive. Take a look at rates from the top car insurance companies in Maryland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Maryland, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,758 $7,248
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $3,937 $5,868
Progressive $5,365 $5,991
State Farm $6,231 $8,056
Travelers $5,502 $6,505
USAA $6,993 $8,362

Cheapest Maryland, NY Car Insurance for Seniors

Take a look at Maryland, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Maryland, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,228 $2,265
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,133 $2,133
Progressive $1,353 $1,369
State Farm $1,867 $1,867
Travelers $2,208 $2,382
USAA $1,576 $1,583

Cheapest Maryland, NY Car Insurance Rates After a DUI

A DUI in Maryland, NY increases car insurance rates. Compare Maryland, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Maryland, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,297
GEICO $3,419
Liberty Mutual $9,308
Nationwide $5,017
Progressive $2,892
State Farm $3,553
Travelers $3,618
USAA $4,343

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Cheapest Maryland, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Maryland, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Maryland, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,458 $3,552
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $2,966 $2,966
Progressive $2,695 $2,695
State Farm $3,278 $3,515
Travelers $3,353 $3,353
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Maryland, NY

Take a look at a side-by-side comparison of the top car insurance companies in Maryland, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Maryland, New York

Insurance Company Average Annual Rates
Allstate $3,505
GEICO $2,182
Liberty Mutual $5,850
Nationwide $2,966
Progressive $2,695
State Farm $3,396
Travelers $3,353
USAA $3,339

Category Winners: Cheapest Car Insurance in Maryland, New York

Find the cheapest car insurance companies in Maryland, NY for each category right here.

Best Annual Car Insurance Rates by Company in Maryland, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Maryland, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Maryland car insurance rates. Find the cheapest Maryland, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Maryland, New York

Insurance Company Low Medium High
Allstate $3,338 $3,495 $3,683
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,822 $2,945 $3,129
Progressive $2,580 $2,683 $2,823
State Farm $3,242 $3,414 $3,534
Travelers $3,203 $3,323 $3,532
USAA $3,250 $3,324 $3,442

Compare Car Insurance Quotes in Maryland, NY

Ready to find affordable Maryland, New York car insurance today? Enter your ZIP code for fast, free Maryland, NY car insurance quotes.

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