Compare Mascoutah, IL Car Insurance Rates (2021)

Car insurance in Mascoutah, IL averages $284 a month. Mascoutah, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Mascoutah car insurance rates, compare quotes from the top car insurance companies in Mascoutah, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mascoutah, IL after a DUI are $3,970/year
  • The cheapest car insurance company in Mascoutah is State Farm
  • The cheapest car insurance company in Mascoutah for teen drivers is State Farm

If you need to buy Mascoutah, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Mascoutah, IL is right here.

You’ll find Mascoutah car insurance rates, the cheapest Mascoutah, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Mascoutah, Illinois car insurance rates to Naperville car insurance rates, Rockford car insurance rates, and Aurora car insurance rates.

Ready to find affordable Mascoutah, IL car insurance today? Enter your ZIP code for fast, free Mascoutah car insurance quotes.

Cheapest Mascoutah, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mascoutah, IL car insurance rates? Every Mascoutah, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mascoutah, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,028 $3,042 $3,167 $3,167 $7,843 $10,154 $3,633 $3,922
American Family $2,510 $2,510 $2,293 $2,293 $7,006 $9,758 $2,510 $3,232
Farmers $2,477 $2,477 $2,196 $2,330 $10,750 $11,197 $2,819 $2,935
GEICO $1,727 $1,757 $1,670 $2,030 $5,565 $5,775 $2,170 $2,061
Liberty Mutual $1,413 $1,524 $1,174 $1,311 $4,760 $5,293 $1,476 $1,557
Nationwide $2,375 $2,419 $2,104 $2,236 $6,607 $8,514 $2,773 $3,012
Progressive $2,392 $2,253 $1,974 $2,061 $8,994 $10,109 $2,865 $3,132
State Farm $1,373 $1,373 $1,236 $1,236 $4,021 $5,101 $1,553 $1,782
Travelers $1,647 $1,738 $1,508 $1,607 $4,847 $6,103 $1,746 $1,839
USAA $1,582 $1,608 $1,477 $1,457 $5,142 $5,655 $2,084 $2,288

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Minimum Car Insurance in Mascoutah, IL

Every driver must carry the minimum car insurance in Mascoutah, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Mascoutah, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Mascoutah, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mascoutah, IL. Compare credit history car insurance rates in Mascoutah from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mascoutah, Illinois

Insurance Company Poor Fair Good
Allstate $6,046 $4,364 $3,824
American Family $5,352 $3,628 $3,062
Farmers $5,281 $4,439 $4,223
GEICO $4,571 $2,228 $1,734
Liberty Mutual $3,273 $2,043 $1,625
Nationwide $4,492 $3,613 $3,159
Progressive $4,786 $4,089 $3,792
State Farm $3,209 $1,924 $1,494
Travelers $3,205 $2,586 $2,098
USAA $3,534 $2,437 $2,013

Cheapest Mascoutah, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mascoutah, IL to rates for a clean record with top companies.

Annual Mascoutah, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,382 $5,780 $5,362 $4,454
American Family $2,952 $4,182 $5,573 $3,350
Farmers $3,925 $5,064 $4,939 $4,663
GEICO $2,044 $2,834 $3,948 $2,551
Liberty Mutual $1,925 $2,738 $2,404 $2,188
Nationwide $3,008 $3,920 $4,625 $3,468
Progressive $3,467 $5,193 $3,842 $4,388
State Farm $2,013 $2,406 $2,209 $2,209
Travelers $2,088 $2,743 $3,065 $2,622
USAA $1,895 $2,730 $3,736 $2,285

Cheapest Mascoutah, IL Car Insurance for Teen Drivers

Teen car insurance in Mascoutah, IL can be expensive. Take a look at rates from the top car insurance companies in Mascoutah for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mascoutah, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,843 $10,154
American Family $7,006 $9,758
Farmers $10,750 $11,197
GEICO $5,565 $5,775
Liberty Mutual $4,760 $5,293
Nationwide $6,607 $8,514
Progressive $8,994 $10,109
State Farm $4,021 $5,101
Travelers $4,847 $6,103
USAA $5,142 $5,655

Cheapest Mascoutah, IL Car Insurance for Seniors

Take a look at Mascoutah, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mascoutah, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,167 $3,167
American Family $2,293 $2,293
Farmers $2,196 $2,330
GEICO $1,670 $2,030
Liberty Mutual $1,174 $1,311
Nationwide $2,104 $2,236
Progressive $1,974 $2,061
State Farm $1,236 $1,236
Travelers $1,508 $1,607
USAA $1,477 $1,457

Cheapest Mascoutah, IL Car Insurance Rates After a DUI

A DUI in Mascoutah, IL increases car insurance rates. Compare Mascoutah, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mascoutah, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,362
American Family $5,573
Farmers $4,939
GEICO $3,948
Liberty Mutual $2,404
Nationwide $4,625
Progressive $3,842
State Farm $2,209
Travelers $3,065
USAA $3,736

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Cheapest Mascoutah, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mascoutah, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mascoutah, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,744 $4,744
American Family $3,962 $4,066
Farmers $4,648 $4,648
GEICO $2,792 $2,897
Liberty Mutual $2,314 $2,314
Nationwide $3,755 $3,755
Progressive $4,223 $4,223
State Farm $2,152 $2,266
Travelers $2,526 $2,733
USAA $2,587 $2,736

The Best Cheap Car Insurance Companies in Mascoutah, IL

Take a look at a side-by-side comparison of the top car insurance companies in Mascoutah, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mascoutah, Illinois

Insurance Company Average Annual Rates
Allstate $4,744
American Family $4,014
Farmers $4,648
GEICO $2,844
Liberty Mutual $2,314
Nationwide $3,755
Progressive $4,223
State Farm $2,209
Travelers $2,630
USAA $2,662

Category Winners: Cheapest Car Insurance in Mascoutah, Illinois

Find the cheapest car insurance companies in Mascoutah, IL for each category right here.

Best Annual Car Insurance Rates by Company in Mascoutah, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Mascoutah, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mascoutah car insurance rates. Find the cheapest Mascoutah, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mascoutah, Illinois

Insurance Company Low Medium High
Allstate $4,573 $4,738 $4,922
American Family $3,876 $4,160 $4,006
Farmers $4,405 $4,531 $5,007
GEICO $2,566 $2,833 $3,134
Liberty Mutual $2,183 $2,309 $2,449
Nationwide $3,730 $3,788 $3,747
Progressive $3,904 $4,220 $4,543
State Farm $2,072 $2,212 $2,343
Travelers $2,460 $2,626 $2,803
USAA $2,462 $2,658 $2,864

What affects car insurance rates in Mascoutah, Illinois?

What factors can have an impact on Mascoutah, IL car insurance? There are several reasons why Mascoutah car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mascoutah, Illinois.

Commute Time in Mascoutah

The more time you spend in your car the higher the risk of an accident. The average commute length in Mascoutah, IL is 27.1 minutes according to City-Data.

Compare Car Insurance Quotes in Mascoutah, IL

Ready to find affordable Mascoutah, Illinois car insurance today? Enter your ZIP code for fast, free Mascoutah, IL car insurance quotes.

Free Car Insurance Comparison

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