Compare Mason City, IL Car Insurance Rates (2021)

Car insurance in Mason City, IL averages $259 a month. Mason City, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Mason City car insurance rates, compare quotes from the top car insurance companies in Mason City, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mason City for teen drivers is State Farm
  • The cheapest car insurance company in Mason City is State Farm
  • Average car insurance rates in Mason City, IL after a DUI are $3,622/year

If you need to buy Mason City, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Mason City, IL is right here.

You’ll find Mason City car insurance rates, the cheapest Mason City, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Mason City, Illinois car insurance rates to Naperville car insurance rates, Springfield car insurance rates, and Joliet car insurance rates.

Ready to find affordable Mason City, IL car insurance today? Enter your ZIP code for fast, free Mason City car insurance quotes.

Cheapest Mason City, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mason City, IL car insurance rates? Every Mason City, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mason City, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,259 $3,274 $3,383 $3,383 $8,257 $10,766 $3,916 $4,232
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,316 $2,318 $2,060 $2,173 $9,608 $10,009 $2,639 $2,767
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,342 $1,450 $1,117 $1,250 $4,349 $4,844 $1,402 $1,480
Nationwide $1,704 $1,739 $1,515 $1,610 $4,566 $5,881 $1,972 $2,139
Progressive $1,963 $1,872 $1,615 $1,683 $6,843 $7,703 $2,348 $2,552
State Farm $1,358 $1,358 $1,197 $1,197 $3,663 $4,668 $1,529 $1,744
Travelers $1,511 $1,596 $1,361 $1,453 $4,181 $5,197 $1,606 $1,692
USAA $1,743 $1,788 $1,620 $1,612 $5,519 $6,112 $2,305 $2,557

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Minimum Car Insurance in Mason City, IL

Every driver must carry the minimum car insurance in Mason City, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Mason City, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Mason City, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mason City, IL. Compare credit history car insurance rates in Mason City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mason City, Illinois

Insurance Company Poor Fair Good
Allstate $6,472 $4,648 $4,056
American Family $4,999 $3,383 $2,856
Farmers $4,825 $4,039 $3,844
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,047 $1,900 $1,516
Nationwide $3,154 $2,540 $2,228
Progressive $3,793 $3,212 $2,963
State Farm $3,038 $1,819 $1,411
Travelers $2,846 $2,274 $1,854
USAA $3,883 $2,655 $2,184

Cheapest Mason City, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mason City, IL to rates for a clean record with top companies.

Annual Mason City, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,694 $6,093 $5,679 $4,770
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,582 $4,605 $4,490 $4,268
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,799 $2,542 $2,238 $2,038
Nationwide $2,125 $2,754 $3,240 $2,443
Progressive $2,745 $4,041 $3,034 $3,470
State Farm $1,925 $2,254 $2,089 $2,089
Travelers $1,856 $2,423 $2,695 $2,325
USAA $2,077 $2,971 $4,078 $2,502

Cheapest Mason City, IL Car Insurance for Teen Drivers

Teen car insurance in Mason City, IL can be expensive. Take a look at rates from the top car insurance companies in Mason City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mason City, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,257 $10,766
American Family $6,511 $9,083
Farmers $9,608 $10,009
GEICO $4,847 $5,129
Liberty Mutual $4,349 $4,844
Nationwide $4,566 $5,881
Progressive $6,843 $7,703
State Farm $3,663 $4,668
Travelers $4,181 $5,197
USAA $5,519 $6,112

Cheapest Mason City, IL Car Insurance for Seniors

Take a look at Mason City, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mason City, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,383 $3,383
American Family $2,146 $2,146
Farmers $2,060 $2,173
GEICO $1,521 $1,797
Liberty Mutual $1,117 $1,250
Nationwide $1,515 $1,610
Progressive $1,615 $1,683
State Farm $1,197 $1,197
Travelers $1,361 $1,453
USAA $1,620 $1,612

Cheapest Mason City, IL Car Insurance Rates After a DUI

A DUI in Mason City, IL increases car insurance rates. Compare Mason City, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mason City, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,679
American Family $5,196
Farmers $4,490
GEICO $3,482
Liberty Mutual $2,238
Nationwide $3,240
Progressive $3,034
State Farm $2,089
Travelers $2,695
USAA $4,078

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Cheapest Mason City, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mason City, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mason City, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,059 $5,059
American Family $3,697 $3,794
Farmers $4,236 $4,236
GEICO $2,519 $2,617
Liberty Mutual $2,154 $2,154
Nationwide $2,641 $2,641
Progressive $3,323 $3,323
State Farm $2,037 $2,142
Travelers $2,234 $2,415
USAA $2,825 $2,989

The Best Cheap Car Insurance Companies in Mason City, IL

Take a look at a side-by-side comparison of the top car insurance companies in Mason City, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mason City, Illinois

Insurance Company Average Annual Rates
Allstate $5,059
American Family $3,746
Farmers $4,236
GEICO $2,568
Liberty Mutual $2,154
Nationwide $2,641
Progressive $3,323
State Farm $2,089
Travelers $2,325
USAA $2,907

Category Winners: Cheapest Car Insurance in Mason City, Illinois

Find the cheapest car insurance companies in Mason City, IL for each category right here.

Best Annual Car Insurance Rates by Company in Mason City, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Mason City, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mason City car insurance rates. Find the cheapest Mason City, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mason City, Illinois

Insurance Company Low Medium High
Allstate $4,928 $5,055 $5,194
American Family $3,633 $3,882 $3,723
Farmers $4,043 $4,144 $4,522
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,025 $2,149 $2,288
Nationwide $2,646 $2,657 $2,619
Progressive $3,079 $3,317 $3,572
State Farm $1,990 $2,092 $2,185
Travelers $2,192 $2,322 $2,460
USAA $2,717 $2,904 $3,100

What affects car insurance rates in Mason City, Illinois?

What factors can have an impact on Mason City, IL car insurance? There are several reasons why Mason City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mason City, Illinois.

Commute Time in Mason City

The more time you spend in your car the higher the risk of an accident. The average commute length in Mason City, IL is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in Mason City, IL

Ready to find affordable Mason City, Illinois car insurance today? Enter your ZIP code for fast, free Mason City, IL car insurance quotes.

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