Compare Mason, KY Car Insurance Rates (2021)

Car insurance in Mason, KY averages $436 a month. Mason, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mason car insurance rates, compare quotes from the top car insurance companies in Mason, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mason for teen drivers is USAA
  • Average car insurance rates in Mason, KY are $5,228/year
  • Average car insurance rates in Mason, KY after a DUI are $6,090/year

If you need to buy Mason, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Mason, KY is right here.

You’ll find Mason car insurance rates, the cheapest Mason, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Mason, Kentucky car insurance rates to Independence car insurance rates, Henderson car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Mason, KY car insurance today? Enter your ZIP code for fast, free Mason car insurance quotes.

Cheapest Mason, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mason, KY car insurance rates? Every Mason, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mason, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,143 $3,101 $2,847 $3,035 $11,897 $13,372 $3,463 $3,653
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,729 $2,955 $2,325 $2,592 $11,454 $12,650 $2,853 $2,964
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $2,199 $2,199 $1,937 $1,937 $5,871 $7,342 $2,450 $2,692
Travelers $2,402 $2,446 $2,355 $2,359 $11,456 $18,342 $2,508 $2,914
USAA $1,922 $1,929 $1,728 $1,763 $5,081 $5,363 $2,432 $2,667

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Minimum Car Insurance in Mason, KY

Every driver must carry the minimum car insurance in Mason, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Mason, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mason, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mason, KY. Compare credit history car insurance rates in Mason from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mason, Kentucky

Insurance Company Poor Fair Good
Allstate $7,357 $5,094 $4,241
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,242 $4,448 $3,506
Nationwide $5,647 $4,437 $3,858
Progressive $11,547 $10,089 $9,405
State Farm $4,818 $2,904 $2,263
Travelers $6,253 $5,281 $5,260
USAA $4,267 $2,379 $1,935

Cheapest Mason, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mason, KY to rates for a clean record with top companies.

Annual Mason, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,593 $6,022 $6,443 $5,198
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,219 $6,499 $5,054 $4,489
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $3,070 $3,586 $3,328 $3,328
Travelers $4,878 $5,020 $7,256 $5,237
USAA $2,156 $3,051 $3,641 $2,595

Cheapest Mason, KY Car Insurance for Teen Drivers

Teen car insurance in Mason, KY can be expensive. Take a look at rates from the top car insurance companies in Mason for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mason, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,897 $13,372
GEICO $7,170 $8,568
Liberty Mutual $11,454 $12,650
Nationwide $7,450 $9,339
Progressive $24,595 $27,972
State Farm $5,871 $7,342
Travelers $11,456 $18,342
USAA $5,081 $5,363

Cheapest Mason, KY Car Insurance for Seniors

Take a look at Mason, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mason, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,847 $3,035
GEICO $3,742 $3,389
Liberty Mutual $2,325 $2,592
Nationwide $2,972 $3,117
Progressive $4,345 $4,341
State Farm $1,937 $1,937
Travelers $2,355 $2,359
USAA $1,728 $1,763

Cheapest Mason, KY Car Insurance Rates After a DUI

A DUI in Mason, KY increases car insurance rates. Compare Mason, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mason, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,443
GEICO $7,199
Liberty Mutual $5,054
Nationwide $6,064
Progressive $9,734
State Farm $3,328
Travelers $7,256
USAA $3,641

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Cheapest Mason, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mason, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mason, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,564 $5,564
GEICO $4,371 $4,456
Liberty Mutual $5,065 $5,065
Nationwide $4,647 $4,647
Progressive $10,347 $10,347
State Farm $3,243 $3,413
Travelers $5,598 $5,598
USAA $2,755 $2,967

The Best Cheap Car Insurance Companies in Mason, KY

Take a look at a side-by-side comparison of the top car insurance companies in Mason, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mason, Kentucky

Insurance Company Average Annual Rates
Allstate $5,564
GEICO $4,413
Liberty Mutual $5,065
Nationwide $4,647
Progressive $10,347
State Farm $3,328
Travelers $5,598
USAA $2,861

Category Winners: Cheapest Car Insurance in Mason, Kentucky

Find the cheapest car insurance companies in Mason, KY for each category right here.

Best Annual Car Insurance Rates by Company in Mason, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Mason, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mason car insurance rates. Find the cheapest Mason, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mason, Kentucky

Insurance Company Low Medium High
Allstate $5,183 $5,543 $5,967
GEICO $4,176 $4,404 $4,660
Liberty Mutual $4,835 $5,034 $5,327
Nationwide $4,735 $4,596 $4,611
Progressive $9,463 $10,162 $11,416
State Farm $3,178 $3,326 $3,480
Travelers $5,331 $5,623 $5,839
USAA $2,742 $2,855 $2,985

What affects car insurance rates in Mason, Kentucky?

What factors can have an impact on Mason, KY car insurance? There are several reasons why Mason car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mason, Kentucky.

Commute Time in Mason

The more time you spend in your car the higher the risk of an accident. The average commute length in Mason, KY is 18.6 minutes according to City-Data.

Compare Car Insurance Quotes in Mason, KY

Ready to find affordable Mason, Kentucky car insurance today? Enter your ZIP code for fast, free Mason, KY car insurance quotes.

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