Compare Masontown, WV Car Insurance Rates (2021)

Car insurance in Masontown, WV averages $335 a month. Masontown, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Masontown car insurance rates, compare quotes from the top car insurance companies in Masontown, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Masontown is State Farm
  • The cheapest car insurance company in Masontown for teen drivers is State Farm
  • Average car insurance rates in Masontown, WV are $4,020/year

If you need to buy Masontown, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Masontown, WV is right here.

You’ll find Masontown car insurance rates, the cheapest Masontown, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Masontown, West Virginia car insurance rates to Beckley car insurance rates, Huntington car insurance rates, and Weirton car insurance rates.

Ready to find affordable Masontown, WV car insurance today? Enter your ZIP code for fast, free Masontown car insurance quotes.

Cheapest Masontown, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Masontown, WV car insurance rates? Every Masontown, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Masontown, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,672 $2,571 $2,577 $10,420 $10,877 $3,190 $3,197
GEICO $2,562 $2,529 $2,446 $2,371 $6,181 $7,456 $2,465 $2,569
Liberty Mutual $3,741 $4,063 $3,009 $3,670 $14,233 $16,069 $3,856 $4,237
Nationwide $2,062 $2,100 $1,872 $1,969 $5,317 $6,748 $2,320 $2,489
Progressive $2,380 $2,285 $2,196 $2,191 $10,534 $11,881 $2,869 $2,969
State Farm $1,702 $1,702 $1,521 $1,521 $3,714 $4,798 $2,008 $1,593
USAA $1,814 $1,789 $1,680 $1,696 $6,003 $6,661 $2,348 $2,526

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Minimum Car Insurance in Masontown, WV

Every driver must carry the minimum car insurance in Masontown, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Masontown, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Masontown, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Masontown, WV. Compare credit history car insurance rates in Masontown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Masontown, West Virginia

Insurance Company Poor Fair Good
Allstate $5,814 $4,627 $3,954
GEICO $4,309 $3,502 $2,907
Liberty Mutual $9,446 $5,814 $4,569
Nationwide $3,546 $2,994 $2,789
Progressive $5,218 $4,546 $4,225
State Farm $3,335 $2,031 $1,594
USAA $4,535 $2,591 $2,067

Cheapest Masontown, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Masontown, WV to rates for a clean record with top companies.

Annual Masontown, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,048 $4,799 $5,743 $4,602
GEICO $2,200 $3,551 $6,179 $2,360
Liberty Mutual $5,412 $6,847 $7,570 $6,611
Nationwide $2,479 $3,306 $3,878 $2,776
Progressive $3,951 $5,309 $4,742 $4,650
State Farm $2,138 $2,501 $2,320 $2,320
USAA $2,409 $2,845 $4,068 $2,936

Cheapest Masontown, WV Car Insurance for Teen Drivers

Teen car insurance in Masontown, WV can be expensive. Take a look at rates from the top car insurance companies in Masontown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Masontown, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,420 $10,877
GEICO $6,181 $7,456
Liberty Mutual $14,233 $16,069
Nationwide $5,317 $6,748
Progressive $10,534 $11,881
State Farm $3,714 $4,798
USAA $6,003 $6,661

Cheapest Masontown, WV Car Insurance for Seniors

Take a look at Masontown, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Masontown, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,571 $2,577
GEICO $2,446 $2,371
Liberty Mutual $3,009 $3,670
Nationwide $1,872 $1,969
Progressive $2,196 $2,191
State Farm $1,521 $1,521
USAA $1,680 $1,696

Cheapest Masontown, WV Car Insurance Rates After a DUI

A DUI in Masontown, WV increases car insurance rates. Compare Masontown, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Masontown, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,743
GEICO $6,179
Liberty Mutual $7,570
Nationwide $3,878
Progressive $4,742
State Farm $2,320
USAA $4,068

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Cheapest Masontown, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Masontown, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Masontown, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,798 $4,798
GEICO $3,535 $3,610
Liberty Mutual $6,610 $6,610
Nationwide $3,110 $3,110
Progressive $4,663 $4,663
State Farm $2,259 $2,380
USAA $3,029 $3,100

The Best Cheap Car Insurance Companies in Masontown, WV

Take a look at a side-by-side comparison of the top car insurance companies in Masontown, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Masontown, West Virginia

Insurance Company Average Annual Rates
Allstate $4,798
GEICO $3,572
Liberty Mutual $6,610
Nationwide $3,110
Progressive $4,663
State Farm $2,320
USAA $3,065

Category Winners: Cheapest Car Insurance in Masontown, West Virginia

Find the cheapest car insurance companies in Masontown, WV for each category right here.

Best Annual Car Insurance Rates by Company in Masontown, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Masontown, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Masontown car insurance rates. Find the cheapest Masontown, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Masontown, West Virginia

Insurance Company Low Medium High
Allstate $4,653 $4,791 $4,950
GEICO $3,401 $3,578 $3,738
Liberty Mutual $6,261 $6,594 $6,975
Nationwide $3,081 $3,090 $3,157
Progressive $4,502 $4,621 $4,867
State Farm $2,193 $2,313 $2,454
USAA $2,968 $3,060 $3,166

What affects car insurance rates in Masontown, West Virginia?

What factors can have an impact on Masontown, WV car insurance? There are several reasons why Masontown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Masontown, West Virginia.

Commute Time in Masontown

The more time you spend in your car the higher the risk of an accident. The average commute length in Masontown, WV is 33.2 minutes according to City-Data.

Compare Car Insurance Quotes in Masontown, WV

Ready to find affordable Masontown, West Virginia car insurance today? Enter your ZIP code for fast, free Masontown, WV car insurance quotes.

Free Car Insurance Comparison

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