Compare Masonville, KY Car Insurance Rates (2021)

Car insurance in Masonville, KY averages $314 a month. Masonville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Masonville car insurance rates, compare quotes from the top car insurance companies in Masonville, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Masonville for teen drivers is USAA
  • The cheapest car insurance company in Masonville is State Farm
  • Average car insurance rates in Masonville, KY after a DUI are $4,521/year

If you need to buy Masonville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Masonville, KY is right here.

You’ll find Masonville car insurance rates, the cheapest Masonville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Masonville, Kentucky car insurance rates to Henderson car insurance rates, Nicholasville car insurance rates, and Florence car insurance rates.

Ready to find affordable Masonville, KY car insurance today? Enter your ZIP code for fast, free Masonville car insurance quotes.

Cheapest Masonville, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Masonville, KY car insurance rates? Every Masonville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Masonville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,069 $2,788 $2,972 $11,245 $12,625 $3,450 $3,658
GEICO $3,381 $3,130 $3,530 $3,197 $6,876 $8,160 $2,763 $2,387
Liberty Mutual $2,530 $2,734 $2,152 $2,393 $10,787 $11,905 $2,652 $2,762
Nationwide $2,312 $2,314 $2,105 $2,191 $4,986 $6,172 $2,598 $2,718
Progressive $1,626 $1,546 $1,463 $1,469 $7,894 $8,925 $2,010 $2,054
State Farm $1,466 $1,466 $1,313 $1,313 $4,368 $5,542 $1,637 $1,821
Travelers $1,881 $1,914 $1,844 $1,848 $8,732 $13,925 $1,963 $2,268
USAA $1,753 $1,757 $1,581 $1,608 $4,666 $4,921 $2,215 $2,426

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Minimum Car Insurance in Masonville, KY

Every driver must carry the minimum car insurance in Masonville, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Masonville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Masonville, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Masonville, KY. Compare credit history car insurance rates in Masonville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Masonville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,096 $4,901 $4,091
GEICO $6,869 $3,430 $2,235
Liberty Mutual $6,763 $4,167 $3,287
Nationwide $3,840 $3,036 $2,648
Progressive $3,759 $3,289 $3,071
State Farm $3,420 $2,066 $1,612
Travelers $4,791 $4,058 $4,041
USAA $3,889 $2,181 $1,778

Cheapest Masonville, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Masonville, KY to rates for a clean record with top companies.

Annual Masonville, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,799 $6,170 $5,020
GEICO $2,483 $4,428 $6,759 $3,041
Liberty Mutual $3,949 $6,078 $4,730 $4,200
Nationwide $2,560 $3,260 $4,077 $2,801
Progressive $2,794 $4,127 $3,184 $3,389
State Farm $2,162 $2,569 $2,366 $2,366
Travelers $3,753 $3,860 $5,552 $4,023
USAA $1,972 $2,788 $3,330 $2,374

Cheapest Masonville, KY Car Insurance for Teen Drivers

Teen car insurance in Masonville, KY can be expensive. Take a look at rates from the top car insurance companies in Masonville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Masonville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,245 $12,625
GEICO $6,876 $8,160
Liberty Mutual $10,787 $11,905
Nationwide $4,986 $6,172
Progressive $7,894 $8,925
State Farm $4,368 $5,542
Travelers $8,732 $13,925
USAA $4,666 $4,921

Cheapest Masonville, KY Car Insurance for Seniors

Take a look at Masonville, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Masonville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,530 $3,197
Liberty Mutual $2,152 $2,393
Nationwide $2,105 $2,191
Progressive $1,463 $1,469
State Farm $1,313 $1,313
Travelers $1,844 $1,848
USAA $1,581 $1,608

Cheapest Masonville, KY Car Insurance Rates After a DUI

A DUI in Masonville, KY increases car insurance rates. Compare Masonville, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Masonville, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,170
GEICO $6,759
Liberty Mutual $4,730
Nationwide $4,077
Progressive $3,184
State Farm $2,366
Travelers $5,552
USAA $3,330

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Cheapest Masonville, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Masonville, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Masonville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,139 $4,217
Liberty Mutual $4,739 $4,739
Nationwide $3,175 $3,175
Progressive $3,373 $3,373
State Farm $2,306 $2,425
Travelers $4,297 $4,297
USAA $2,520 $2,712

The Best Cheap Car Insurance Companies in Masonville, KY

Take a look at a side-by-side comparison of the top car insurance companies in Masonville, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Masonville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,178
Liberty Mutual $4,739
Nationwide $3,175
Progressive $3,373
State Farm $2,366
Travelers $4,297
USAA $2,616

Category Winners: Cheapest Car Insurance in Masonville, Kentucky

Find the cheapest car insurance companies in Masonville, KY for each category right here.

Best Annual Car Insurance Rates by Company in Masonville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Masonville, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Masonville car insurance rates. Find the cheapest Masonville, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Masonville, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,922 $4,162 $4,450
Liberty Mutual $4,556 $4,715 $4,947
Nationwide $3,202 $3,141 $3,180
Progressive $3,113 $3,335 $3,671
State Farm $2,214 $2,364 $2,519
Travelers $4,090 $4,319 $4,482
USAA $2,504 $2,611 $2,734

What affects car insurance rates in Masonville, Kentucky?

What factors can have an impact on Masonville, KY car insurance? There are several reasons why Masonville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Masonville, Kentucky.

Commute Time in Masonville

The more time you spend in your car the higher the risk of an accident. The average commute length in Masonville, KY is 18.6 minutes according to City-Data.

Compare Car Insurance Quotes in Masonville, KY

Ready to find affordable Masonville, Kentucky car insurance today? Enter your ZIP code for fast, free Masonville, KY car insurance quotes.

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