Compare Massac, KY Car Insurance Rates (2021)

Car insurance in Massac, KY averages $349 a month. Massac, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Massac car insurance rates, compare quotes from the top car insurance companies in Massac, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Massac for teen drivers is USAA
  • The cheapest car insurance company in Massac is USAA
  • Average car insurance rates in Massac, KY are $4,182/year

If you need to buy Massac, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Massac, KY is right here.

You’ll find Massac car insurance rates, the cheapest Massac, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Massac, Kentucky car insurance rates to Nicholasville car insurance rates, Covington car insurance rates, and Florence car insurance rates.

Ready to find affordable Massac, KY car insurance today? Enter your ZIP code for fast, free Massac car insurance quotes.

Cheapest Massac, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Massac, KY car insurance rates? Every Massac, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Massac, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,051 $3,034 $2,739 $2,924 $10,927 $12,285 $3,419 $3,631
GEICO $3,289 $3,046 $3,439 $3,114 $6,717 $7,953 $2,687 $2,319
Liberty Mutual $2,587 $2,803 $2,192 $2,449 $10,683 $11,826 $2,714 $2,838
Nationwide $3,102 $3,111 $2,798 $2,933 $6,835 $8,556 $3,500 $3,684
Progressive $2,093 $1,996 $1,873 $1,888 $10,021 $11,309 $2,593 $2,648
State Farm $1,794 $1,794 $1,602 $1,602 $5,276 $6,676 $1,999 $2,232
Travelers $2,234 $2,275 $2,189 $2,195 $10,653 $17,087 $2,333 $2,701
USAA $1,795 $1,799 $1,621 $1,649 $4,778 $5,035 $2,267 $2,484

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Minimum Car Insurance in Massac, KY

Every driver must carry the minimum car insurance in Massac, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Massac, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Massac, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Massac, KY. Compare credit history car insurance rates in Massac from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Massac, Kentucky

Insurance Company Poor Fair Good
Allstate $6,941 $4,799 $4,014
GEICO $6,693 $3,342 $2,177
Liberty Mutual $6,801 $4,180 $3,303
Nationwide $5,246 $4,115 $3,584
Progressive $4,813 $4,191 $3,904
State Farm $4,144 $2,509 $1,962
Travelers $5,810 $4,917 $4,898
USAA $3,978 $2,235 $1,823

Cheapest Massac, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Massac, KY to rates for a clean record with top companies.

Annual Massac, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,389 $5,677 $6,018 $4,922
GEICO $2,416 $4,313 $6,595 $2,959
Liberty Mutual $3,976 $6,100 $4,749 $4,221
Nationwide $3,421 $4,439 $5,628 $3,772
Progressive $3,562 $5,260 $4,062 $4,326
State Farm $2,629 $3,115 $2,872 $2,872
Travelers $4,543 $4,674 $6,745 $4,870
USAA $2,019 $2,855 $3,410 $2,431

Cheapest Massac, KY Car Insurance for Teen Drivers

Teen car insurance in Massac, KY can be expensive. Take a look at rates from the top car insurance companies in Massac for teenagers.

Annual Car Insurance Rates for Teen Drivers in Massac, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,927 $12,285
GEICO $6,717 $7,953
Liberty Mutual $10,683 $11,826
Nationwide $6,835 $8,556
Progressive $10,021 $11,309
State Farm $5,276 $6,676
Travelers $10,653 $17,087
USAA $4,778 $5,035

Cheapest Massac, KY Car Insurance for Seniors

Take a look at Massac, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Massac, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,739 $2,924
GEICO $3,439 $3,114
Liberty Mutual $2,192 $2,449
Nationwide $2,798 $2,933
Progressive $1,873 $1,888
State Farm $1,602 $1,602
Travelers $2,189 $2,195
USAA $1,621 $1,649

Cheapest Massac, KY Car Insurance Rates After a DUI

A DUI in Massac, KY increases car insurance rates. Compare Massac, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Massac, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,018
GEICO $6,595
Liberty Mutual $4,749
Nationwide $5,628
Progressive $4,062
State Farm $2,872
Travelers $6,745
USAA $3,410

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Cheapest Massac, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Massac, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Massac, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,251 $5,251
GEICO $4,032 $4,109
Liberty Mutual $4,761 $4,761
Nationwide $4,315 $4,315
Progressive $4,303 $4,303
State Farm $2,802 $2,942
Travelers $5,208 $5,208
USAA $2,579 $2,778

The Best Cheap Car Insurance Companies in Massac, KY

Take a look at a side-by-side comparison of the top car insurance companies in Massac, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Massac, Kentucky

Insurance Company Average Annual Rates
Allstate $5,251
GEICO $4,071
Liberty Mutual $4,761
Nationwide $4,315
Progressive $4,303
State Farm $2,872
Travelers $5,208
USAA $2,679

Category Winners: Cheapest Car Insurance in Massac, Kentucky

Find the cheapest car insurance companies in Massac, KY for each category right here.

Best Annual Car Insurance Rates by Company in Massac, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Massac, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Massac car insurance rates. Find the cheapest Massac, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Massac, Kentucky

Insurance Company Low Medium High
Allstate $4,936 $5,233 $5,585
GEICO $3,814 $4,059 $4,339
Liberty Mutual $4,556 $4,735 $4,994
Nationwide $4,380 $4,266 $4,300
Progressive $3,984 $4,258 $4,666
State Farm $2,700 $2,867 $3,048
Travelers $4,950 $5,233 $5,441
USAA $2,555 $2,672 $2,809

What affects car insurance rates in Massac, Kentucky?

What factors can have an impact on Massac, KY car insurance? There are several reasons why Massac car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Massac, Kentucky.

Commute Time in Massac

The more time you spend in your car the higher the risk of an accident. The average commute length in Massac, KY is 14.8 minutes according to City-Data.

Compare Car Insurance Quotes in Massac, KY

Ready to find affordable Massac, Kentucky car insurance today? Enter your ZIP code for fast, free Massac, KY car insurance quotes.

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