Compare Mastic, NY Car Insurance Rates (2021)

Car insurance in Mastic, NY averages $449 a month. Mastic, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Mastic car insurance rates, compare quotes from the top car insurance companies in Mastic, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mastic, NY are $5,383/year
  • The cheapest car insurance company in Mastic is GEICO
  • Average car insurance rates in Mastic, NY after a DUI are $7,227/year

If you need to buy Mastic, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Mastic, NY is right here.

You’ll find Mastic car insurance rates, the cheapest Mastic, NY car insurance companies, and information on New York car insurance laws. You can also compare Mastic, New York car insurance rates to Syracuse car insurance rates, New Rochelle car insurance rates, and Utica car insurance rates.

Ready to find affordable Mastic, NY car insurance today? Enter your ZIP code for fast, free Mastic car insurance quotes.

Cheapest Mastic, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mastic, NY car insurance rates? Every Mastic, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mastic, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,642 $3,345 $3,444 $3,461 $10,533 $11,148 $3,456 $3,409
GEICO $2,327 $2,237 $2,259 $2,226 $5,020 $7,421 $2,090 $2,136
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $3,227 $2,910 $2,498 $2,567 $11,073 $12,074 $4,081 $3,831
State Farm $3,648 $3,648 $3,202 $3,202 $10,702 $13,121 $4,033 $4,227
Travelers $4,163 $4,077 $3,796 $3,988 $9,818 $11,631 $4,356 $4,434
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

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Minimum Car Insurance in Mastic, NY

Every driver must carry the minimum car insurance in Mastic, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Mastic, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Mastic, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mastic, NY. Compare credit history car insurance rates in Mastic from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mastic, New York

Insurance Company Poor Fair Good
Allstate $7,772 $4,404 $3,738
GEICO $4,029 $2,959 $2,656
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $8,581 $4,222 $3,046
State Farm $8,079 $5,067 $4,022
Travelers $8,145 $4,959 $4,244
USAA $6,717 $3,426 $3,016

Cheapest Mastic, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mastic, NY to rates for a clean record with top companies.

Annual Mastic, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,492 $4,492 $6,567 $5,669
GEICO $2,479 $2,705 $5,195 $2,479
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $5,125 $5,125 $5,717 $5,162
State Farm $5,437 $5,437 $6,009 $6,009
Travelers $4,879 $6,209 $6,293 $5,749
USAA $3,912 $3,976 $5,682 $3,976

Cheapest Mastic, NY Car Insurance for Teen Drivers

Teen car insurance in Mastic, NY can be expensive. Take a look at rates from the top car insurance companies in Mastic for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mastic, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,533 $11,148
GEICO $5,020 $7,421
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $11,073 $12,074
State Farm $10,702 $13,121
Travelers $9,818 $11,631
USAA $9,224 $10,935

Cheapest Mastic, NY Car Insurance for Seniors

Take a look at Mastic, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mastic, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,444 $3,461
GEICO $2,259 $2,226
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,498 $2,567
State Farm $3,202 $3,202
Travelers $3,796 $3,988
USAA $2,085 $2,091

Cheapest Mastic, NY Car Insurance Rates After a DUI

A DUI in Mastic, NY increases car insurance rates. Compare Mastic, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mastic, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,567
GEICO $5,195
Liberty Mutual $13,289
Nationwide $9,066
Progressive $5,717
State Farm $6,009
Travelers $6,293
USAA $5,682

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Cheapest Mastic, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mastic, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mastic, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,230 $5,379
GEICO $3,120 $3,309
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $5,283 $5,283
State Farm $5,510 $5,936
Travelers $5,783 $5,783
USAA $4,342 $4,431

The Best Cheap Car Insurance Companies in Mastic, NY

Take a look at a side-by-side comparison of the top car insurance companies in Mastic, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mastic, New York

Insurance Company Average Annual Rates
Allstate $5,305
GEICO $3,215
Liberty Mutual $8,098
Nationwide $5,276
Progressive $5,283
State Farm $5,723
Travelers $5,783
USAA $4,387

Category Winners: Cheapest Car Insurance in Mastic, New York

Find the cheapest car insurance companies in Mastic, NY for each category right here.

Best Annual Car Insurance Rates by Company in Mastic, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Mastic, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mastic car insurance rates. Find the cheapest Mastic, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mastic, New York

Insurance Company Low Medium High
Allstate $4,819 $5,273 $5,822
GEICO $3,001 $3,194 $3,448
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $4,928 $5,235 $5,685
State Farm $5,375 $5,762 $6,032
Travelers $5,416 $5,708 $6,224
USAA $4,224 $4,357 $4,579

What affects car insurance rates in Mastic, New York?

What factors can have an impact on Mastic, NY car insurance? There are several reasons why Mastic car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mastic, New York.

Commute Time in Mastic

The more time you spend in your car the higher the risk of an accident. The average commute length in Mastic, NY is 37.9 minutes according to City-Data.

Compare Car Insurance Quotes in Mastic, NY

Ready to find affordable Mastic, New York car insurance today? Enter your ZIP code for fast, free Mastic, NY car insurance quotes.

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