Compare Matagorda, TX Car Insurance Rates (2021)

Car insurance in Matagorda, TX averages $350 a month. Matagorda, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Matagorda car insurance rates, compare quotes from the top car insurance companies in Matagorda, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Matagorda, TX after a DUI are $4,712/year
  • The cheapest car insurance company in Matagorda is USAA
  • The cheapest car insurance company in Matagorda for teen drivers is USAA

If you need to buy Matagorda, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Matagorda, TX is right here.

You’ll find Matagorda car insurance rates, the cheapest Matagorda, TX car insurance companies, and information on Texas car insurance laws. You can also compare Matagorda, Texas car insurance rates to Fort Worth car insurance rates, El Paso car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Matagorda, TX car insurance today? Enter your ZIP code for fast, free Matagorda car insurance quotes.

Cheapest Matagorda, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Matagorda, TX car insurance rates? Every Matagorda, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Matagorda, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,287 $3,314 $3,245 $3,245 $8,714 $10,507 $4,061 $4,228
American Family $3,386 $3,813 $3,242 $3,756 $9,752 $12,711 $5,026 $5,740
GEICO $2,325 $2,522 $2,277 $2,598 $5,100 $5,294 $2,509 $2,489
Nationwide $2,324 $2,361 $2,055 $2,173 $6,629 $8,499 $2,735 $2,956
Progressive $3,223 $3,016 $2,897 $2,931 $14,500 $16,231 $3,811 $3,819
State Farm $1,905 $1,905 $1,693 $1,693 $4,514 $5,743 $2,068 $2,132
USAA $1,596 $1,608 $1,527 $1,519 $4,450 $4,850 $2,128 $2,285

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Minimum Car Insurance in Matagorda, TX

Every driver must carry the minimum car insurance in Matagorda, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Matagorda, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Matagorda, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Matagorda, TX. Compare credit history car insurance rates in Matagorda from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Matagorda, Texas

Insurance Company Poor Fair Good
Allstate $6,446 $4,730 $4,050
American Family $8,027 $5,213 $4,545
GEICO $4,840 $2,744 $1,833
Nationwide $4,455 $3,582 $3,112
Progressive $7,050 $6,147 $5,713
State Farm $3,833 $2,386 $1,901
USAA $3,662 $2,119 $1,706

Cheapest Matagorda, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Matagorda, TX to rates for a clean record with top companies.

Annual Matagorda, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,937 $6,074 $6,352 $3,937
American Family $5,375 $6,919 $6,043 $5,375
GEICO $2,666 $3,537 $2,928 $3,425
Nationwide $3,226 $3,226 $4,772 $3,641
Progressive $5,468 $7,198 $6,400 $6,147
State Farm $2,410 $2,757 $3,249 $2,410
USAA $1,861 $2,747 $3,236 $2,137

Cheapest Matagorda, TX Car Insurance for Teen Drivers

Teen car insurance in Matagorda, TX can be expensive. Take a look at rates from the top car insurance companies in Matagorda for teenagers.

Annual Car Insurance Rates for Teen Drivers in Matagorda, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,714 $10,507
American Family $9,752 $12,711
GEICO $5,100 $5,294
Nationwide $6,629 $8,499
Progressive $14,500 $16,231
State Farm $4,514 $5,743
USAA $4,450 $4,850

Cheapest Matagorda, TX Car Insurance for Seniors

Take a look at Matagorda, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Matagorda, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,245 $3,245
American Family $3,242 $3,756
GEICO $2,277 $2,598
Nationwide $2,055 $2,173
Progressive $2,897 $2,931
State Farm $1,693 $1,693
USAA $1,527 $1,519

Cheapest Matagorda, TX Car Insurance Rates After a DUI

A DUI in Matagorda, TX increases car insurance rates. Compare Matagorda, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Matagorda, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,352
American Family $6,043
GEICO $2,928
Nationwide $4,772
Progressive $6,400
State Farm $3,249
USAA $3,236

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Cheapest Matagorda, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Matagorda, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Matagorda, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,956 $5,194
American Family $5,928 $5,928
GEICO $3,083 $3,195
Nationwide $3,716 $3,716
Progressive $6,303 $6,303
State Farm $2,706 $2,706
USAA $2,464 $2,527

The Best Cheap Car Insurance Companies in Matagorda, TX

Take a look at a side-by-side comparison of the top car insurance companies in Matagorda, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Matagorda, Texas

Insurance Company Average Annual Rates
Allstate $5,075
American Family $5,928
GEICO $3,139
Nationwide $3,716
Progressive $6,303
State Farm $2,706
USAA $2,495

Category Winners: Cheapest Car Insurance in Matagorda, Texas

Find the cheapest car insurance companies in Matagorda, TX for each category right here.

Best Annual Car Insurance Rates by Company in Matagorda, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Matagorda, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Matagorda car insurance rates. Find the cheapest Matagorda, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Matagorda, Texas

Insurance Company Low Medium High
Allstate $4,953 $5,029 $5,243
American Family $5,455 $5,672 $6,657
GEICO $2,957 $3,093 $3,367
Nationwide $3,996 $3,558 $3,595
Progressive $5,864 $6,270 $6,776
State Farm $2,568 $2,699 $2,853
USAA $2,406 $2,484 $2,595

What affects car insurance rates in Matagorda, Texas?

What factors can have an impact on Matagorda, TX car insurance? There are several reasons why Matagorda car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Matagorda, Texas.

Commute Time in Matagorda

The more time you spend in your car the higher the risk of an accident. The average commute length in Matagorda, TX is 11.9 minutes according to City-Data.

Compare Car Insurance Quotes in Matagorda, TX

Ready to find affordable Matagorda, Texas car insurance today? Enter your ZIP code for fast, free Matagorda, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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