Compare Matawan, NJ Car Insurance Rates (2021)

Car insurance in Matawan, NJ averages $441 a month. Matawan, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Matawan car insurance rates, compare quotes from the top car insurance companies in Matawan, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Matawan, NJ are $5,289/year
  • The cheapest car insurance company in Matawan for teen drivers is GEICO
  • The cheapest car insurance company in Matawan is GEICO

If you need to buy Matawan, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Matawan, NJ is right here.

You’ll find Matawan car insurance rates, the cheapest Matawan, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Matawan, New Jersey car insurance rates to Newark car insurance rates, Bayonne car insurance rates, and Elizabeth car insurance rates.

Ready to find affordable Matawan, NJ car insurance today? Enter your ZIP code for fast, free Matawan car insurance quotes.

Cheapest Matawan, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Matawan, NJ car insurance rates? Every Matawan, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Matawan, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,323 $3,307 $3,228 $3,228 $10,453 $12,733 $3,913 $4,012
Farmers $4,651 $4,689 $4,528 $4,426 $13,556 $15,575 $5,521 $5,615
GEICO $2,244 $2,202 $2,189 $2,189 $4,060 $4,055 $2,576 $2,511
Liberty Mutual $4,104 $4,104 $4,505 $4,505 $10,609 $12,038 $4,505 $5,170
Progressive $1,984 $1,834 $1,791 $1,844 $8,945 $9,821 $2,343 $2,236
State Farm $4,087 $4,087 $3,698 $3,698 $13,342 $17,131 $4,656 $5,200
Travelers $3,352 $3,236 $3,102 $3,118 $7,508 $8,407 $3,244 $3,198

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Minimum Car Insurance in Matawan, NJ

Every driver must carry the minimum car insurance in Matawan, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Matawan, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Matawan, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Matawan, NJ. Compare credit history car insurance rates in Matawan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Matawan, New Jersey

Insurance Company Poor Fair Good
Allstate $7,697 $4,970 $3,906
Farmers $8,718 $6,814 $6,428
GEICO $4,145 $2,385 $1,729
Liberty Mutual $7,841 $5,820 $4,917
Progressive $4,310 $3,763 $3,476
State Farm $10,105 $6,100 $4,758
Travelers $5,928 $4,324 $2,934

Cheapest Matawan, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Matawan, NJ to rates for a clean record with top companies.

Annual Matawan, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,138 $6,885 $6,036 $5,038
Farmers $5,672 $9,620 $7,845 $6,143
GEICO $2,141 $2,815 $3,916 $2,141
Liberty Mutual $5,948 $6,803 $6,071 $5,948
Progressive $3,309 $4,442 $3,786 $3,861
State Farm $3,802 $6,912 $11,110 $6,126
Travelers $3,373 $5,040 $4,850 $4,318

Cheapest Matawan, NJ Car Insurance for Teen Drivers

Teen car insurance in Matawan, NJ can be expensive. Take a look at rates from the top car insurance companies in Matawan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Matawan, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,453 $12,733
Farmers $13,556 $15,575
GEICO $4,060 $4,055
Liberty Mutual $10,609 $12,038
Progressive $8,945 $9,821
State Farm $13,342 $17,131
Travelers $7,508 $8,407

Cheapest Matawan, NJ Car Insurance for Seniors

Take a look at Matawan, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Matawan, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,228 $3,228
Farmers $4,528 $4,426
GEICO $2,189 $2,189
Liberty Mutual $4,505 $4,505
Progressive $1,791 $1,844
State Farm $3,698 $3,698
Travelers $3,102 $3,118

Cheapest Matawan, NJ Car Insurance Rates After a DUI

A DUI in Matawan, NJ increases car insurance rates. Compare Matawan, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Matawan, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,036
Farmers $7,845
GEICO $3,916
Liberty Mutual $6,071
Progressive $3,786
State Farm $11,110
Travelers $4,850

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Cheapest Matawan, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Matawan, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Matawan, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,514 $5,535
Farmers $7,320 $7,320
GEICO $2,730 $2,776
Liberty Mutual $6,133 $6,252
Progressive $3,850 $3,850
State Farm $6,809 $7,166
Travelers $4,395 $4,395

The Best Cheap Car Insurance Companies in Matawan, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Matawan, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Matawan, New Jersey

Insurance Company Average Annual Rates
Allstate $5,525
Farmers $7,320
GEICO $2,753
Liberty Mutual $6,192
Progressive $3,850
State Farm $6,988
Travelers $4,395

Category Winners: Cheapest Car Insurance in Matawan, New Jersey

Find the cheapest car insurance companies in Matawan, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Matawan, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Matawan, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Matawan car insurance rates. Find the cheapest Matawan, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Matawan, New Jersey

Insurance Company Low Medium High
Allstate $5,115 $5,603 $5,856
Farmers $6,581 $7,284 $8,096
GEICO $2,462 $2,807 $2,990
Liberty Mutual $5,524 $6,385 $6,668
Progressive $3,490 $3,911 $4,148
State Farm $6,502 $7,077 $7,383
Travelers $4,034 $4,396 $4,756

What affects car insurance rates in Matawan, New Jersey?

What factors can have an impact on Matawan, NJ car insurance? There are several reasons why Matawan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Matawan, New Jersey.

Commute Time in Matawan

The more time you spend in your car the higher the risk of an accident. The average commute length in Matawan, NJ is 37.7 minutes according to City-Data.

Compare Car Insurance Quotes in Matawan, NJ

Ready to find affordable Matawan, New Jersey car insurance today? Enter your ZIP code for fast, free Matawan, NJ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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