Compare Matherville, IL Car Insurance Rates (2021)

Car insurance in Matherville, IL averages $244 a month. Matherville, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Matherville car insurance rates, compare quotes from the top car insurance companies in Matherville, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Matherville, IL are $2,933/year
  • The cheapest car insurance company in Matherville for teen drivers is State Farm
  • The cheapest car insurance company in Matherville is Liberty Mutual

If you need to buy Matherville, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Matherville, IL is right here.

You’ll find Matherville car insurance rates, the cheapest Matherville, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Matherville, Illinois car insurance rates to Champaign car insurance rates, Chicago car insurance rates, and Springfield car insurance rates.

Ready to find affordable Matherville, IL car insurance today? Enter your ZIP code for fast, free Matherville car insurance quotes.

Cheapest Matherville, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Matherville, IL car insurance rates? Every Matherville, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Matherville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,902 $3,006 $3,006 $7,364 $9,575 $3,469 $3,747
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,190 $2,194 $1,948 $2,053 $9,106 $9,496 $2,498 $2,622
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,306 $1,411 $1,089 $1,216 $4,121 $4,584 $1,366 $1,443
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $1,937 $1,852 $1,598 $1,659 $6,614 $7,442 $2,318 $2,509
State Farm $1,360 $1,360 $1,201 $1,201 $3,713 $4,721 $1,533 $1,756
Travelers $1,440 $1,521 $1,298 $1,385 $3,955 $4,917 $1,529 $1,611
USAA $1,488 $1,518 $1,379 $1,361 $4,700 $5,201 $1,953 $2,152

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Minimum Car Insurance in Matherville, IL

Every driver must carry the minimum car insurance in Matherville, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Matherville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Matherville, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Matherville, IL. Compare credit history car insurance rates in Matherville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Matherville, Illinois

Insurance Company Poor Fair Good
Allstate $5,750 $4,127 $3,607
American Family $4,742 $3,217 $2,718
Farmers $4,571 $3,827 $3,643
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,920 $1,823 $1,457
Nationwide $3,113 $2,512 $2,202
Progressive $3,703 $3,132 $2,888
State Farm $3,062 $1,833 $1,422
Travelers $2,702 $2,158 $1,761
USAA $3,299 $2,255 $1,854

Cheapest Matherville, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Matherville, IL to rates for a clean record with top companies.

Annual Matherville, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $5,440 $5,049 $4,232
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,394 $4,362 $4,254 $4,045
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,730 $2,433 $2,148 $1,957
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,682 $3,932 $2,963 $3,387
State Farm $1,937 $2,274 $2,105 $2,105
Travelers $1,764 $2,300 $2,558 $2,206
USAA $1,769 $2,525 $3,453 $2,130

Cheapest Matherville, IL Car Insurance for Teen Drivers

Teen car insurance in Matherville, IL can be expensive. Take a look at rates from the top car insurance companies in Matherville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Matherville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,575
American Family $6,205 $8,633
Farmers $9,106 $9,496
GEICO $4,847 $5,129
Liberty Mutual $4,121 $4,584
Nationwide $4,540 $5,829
Progressive $6,614 $7,442
State Farm $3,713 $4,721
Travelers $3,955 $4,917
USAA $4,700 $5,201

Cheapest Matherville, IL Car Insurance for Seniors

Take a look at Matherville, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Matherville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,006 $3,006
American Family $2,037 $2,037
Farmers $1,948 $2,053
GEICO $1,521 $1,797
Liberty Mutual $1,089 $1,216
Nationwide $1,491 $1,581
Progressive $1,598 $1,659
State Farm $1,201 $1,201
Travelers $1,298 $1,385
USAA $1,379 $1,361

Cheapest Matherville, IL Car Insurance Rates After a DUI

A DUI in Matherville, IL increases car insurance rates. Compare Matherville, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Matherville, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,049
American Family $4,933
Farmers $4,254
GEICO $3,482
Liberty Mutual $2,148
Nationwide $3,196
Progressive $2,963
State Farm $2,105
Travelers $2,558
USAA $3,453

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Cheapest Matherville, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Matherville, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Matherville, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,495 $4,495
American Family $3,513 $3,605
Farmers $4,014 $4,014
GEICO $2,519 $2,617
Liberty Mutual $2,067 $2,067
Nationwide $2,609 $2,609
Progressive $3,241 $3,241
State Farm $2,053 $2,158
Travelers $2,121 $2,293
USAA $2,400 $2,538

The Best Cheap Car Insurance Companies in Matherville, IL

Take a look at a side-by-side comparison of the top car insurance companies in Matherville, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Matherville, Illinois

Insurance Company Average Annual Rates
Allstate $4,495
American Family $3,559
Farmers $4,014
GEICO $2,568
Liberty Mutual $2,067
Nationwide $2,609
Progressive $3,241
State Farm $2,105
Travelers $2,207
USAA $2,469

Category Winners: Cheapest Car Insurance in Matherville, Illinois

Find the cheapest car insurance companies in Matherville, IL for each category right here.

Best Annual Car Insurance Rates by Company in Matherville, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Matherville, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Matherville car insurance rates. Find the cheapest Matherville, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Matherville, Illinois

Insurance Company Low Medium High
Allstate $4,356 $4,490 $4,638
American Family $3,452 $3,688 $3,537
Farmers $3,830 $3,924 $4,286
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,956 $2,063 $2,183
Nationwide $2,611 $2,626 $2,590
Progressive $3,017 $3,234 $3,472
State Farm $2,008 $2,108 $2,200
Travelers $2,080 $2,205 $2,336
USAA $2,324 $2,467 $2,616

What affects car insurance rates in Matherville, Illinois?

What factors can have an impact on Matherville, IL car insurance? There are several reasons why Matherville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Matherville, Illinois.

Commute Time in Matherville

The more time you spend in your car the higher the risk of an accident. The average commute length in Matherville, IL is 29.6 minutes according to City-Data.

Compare Car Insurance Quotes in Matherville, IL

Ready to find affordable Matherville, Illinois car insurance today? Enter your ZIP code for fast, free Matherville, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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