Compare Matthews, MO Car Insurance Rates (2021)

Car insurance in Matthews, MO averages $261 a month. Matthews, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Matthews car insurance rates, compare quotes from the top car insurance companies in Matthews, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Matthews, MO after a DUI are $3,695/year
  • Average car insurance rates in Matthews, MO are $3,135/year
  • The cheapest car insurance company in Matthews is State Farm

If you need to buy Matthews, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Matthews, MO is right here.

You’ll find Matthews car insurance rates, the cheapest Matthews, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Matthews, Missouri car insurance rates to St. Louis car insurance rates, Columbia car insurance rates, and Independence car insurance rates.

Ready to find affordable Matthews, MO car insurance today? Enter your ZIP code for fast, free Matthews car insurance quotes.

Cheapest Matthews, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Matthews, MO car insurance rates? Every Matthews, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Matthews, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,063 $2,063 $1,838 $1,838 $5,660 $7,352 $2,063 $2,412
Farmers $2,154 $2,152 $1,923 $2,038 $8,883 $9,206 $2,448 $2,557
GEICO $1,661 $1,873 $1,304 $1,689 $5,247 $5,541 $1,516 $1,516
Liberty Mutual $2,543 $2,757 $2,101 $2,357 $8,727 $9,692 $2,673 $2,846
Nationwide $1,656 $1,688 $1,484 $1,567 $4,356 $5,559 $1,903 $2,053
Progressive $1,704 $1,564 $1,394 $1,440 $5,819 $6,522 $2,073 $2,111
State Farm $1,479 $1,479 $1,334 $1,334 $4,341 $5,454 $1,663 $1,900
USAA $1,612 $1,594 $1,457 $1,475 $4,904 $5,980 $1,996 $2,211

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Matthews, MO

Every driver must carry the minimum car insurance in Matthews, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Matthews, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Matthews, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Matthews, MO. Compare credit history car insurance rates in Matthews from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Matthews, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,126 $2,907 $2,450
Farmers $4,478 $3,732 $3,550
GEICO $3,508 $2,289 $1,833
Liberty Mutual $6,044 $3,688 $2,904
Nationwide $2,987 $2,471 $2,141
Progressive $3,273 $2,713 $2,499
State Farm $3,282 $2,114 $1,722
USAA $4,414 $2,065 $1,482

Cheapest Matthews, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Matthews, MO to rates for a clean record with top companies.

Annual Matthews, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,358 $3,421 $4,169 $2,695
Farmers $3,405 $4,212 $4,121 $3,942
GEICO $1,967 $2,569 $3,499 $2,138
Liberty Mutual $3,061 $4,392 $4,526 $4,869
Nationwide $1,968 $2,555 $3,446 $2,164
Progressive $2,422 $3,311 $2,708 $2,873
State Farm $2,175 $2,571 $2,373 $2,373
USAA $2,107 $2,579 $3,619 $2,310

Cheapest Matthews, MO Car Insurance for Teen Drivers

Teen car insurance in Matthews, MO can be expensive. Take a look at rates from the top car insurance companies in Matthews for teenagers.

Annual Car Insurance Rates for Teen Drivers in Matthews, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,660 $7,352
Farmers $8,883 $9,206
GEICO $5,247 $5,541
Liberty Mutual $8,727 $9,692
Nationwide $4,356 $5,559
Progressive $5,819 $6,522
State Farm $4,341 $5,454
USAA $4,904 $5,980

Cheapest Matthews, MO Car Insurance for Seniors

Take a look at Matthews, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Matthews, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,838 $1,838
Farmers $1,923 $2,038
GEICO $1,304 $1,689
Liberty Mutual $2,101 $2,357
Nationwide $1,484 $1,567
Progressive $1,394 $1,440
State Farm $1,334 $1,334
USAA $1,457 $1,475

Cheapest Matthews, MO Car Insurance Rates After a DUI

A DUI in Matthews, MO increases car insurance rates. Compare Matthews, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Matthews, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,169
Farmers $4,121
GEICO $3,499
Liberty Mutual $4,526
Nationwide $3,446
Progressive $2,708
State Farm $2,373
USAA $3,619

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Matthews, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Matthews, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Matthews, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,130 $3,192
Farmers $3,920 $3,920
GEICO $2,495 $2,591
Liberty Mutual $4,212 $4,212
Nationwide $2,533 $2,533
Progressive $2,828 $2,828
State Farm $2,315 $2,431
USAA $2,559 $2,748

The Best Cheap Car Insurance Companies in Matthews, MO

Take a look at a side-by-side comparison of the top car insurance companies in Matthews, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Matthews, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,161
Farmers $3,920
GEICO $2,543
Liberty Mutual $4,212
Nationwide $2,533
Progressive $2,828
State Farm $2,373
USAA $2,654

Category Winners: Cheapest Car Insurance in Matthews, Missouri

Find the cheapest car insurance companies in Matthews, MO for each category right here.

Best Annual Car Insurance Rates by Company in Matthews, Missouri

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Matthews, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Matthews car insurance rates. Find the cheapest Matthews, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Matthews, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,066 $3,261 $3,156
Farmers $3,655 $3,879 $4,227
GEICO $2,359 $2,562 $2,709
Liberty Mutual $3,956 $4,232 $4,447
Nationwide $2,381 $2,558 $2,660
Progressive $2,500 $2,834 $3,151
State Farm $2,205 $2,379 $2,534
USAA $2,536 $2,644 $2,781

What affects car insurance rates in Matthews, Missouri?

What factors can have an impact on Matthews, MO car insurance? There are several reasons why Matthews car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Matthews, Missouri.

Commute Time in Matthews

The more time you spend in your car the higher the risk of an accident. The average commute length in Matthews, MO is 18.1 minutes according to City-Data.

Compare Car Insurance Quotes in Matthews, MO

Ready to find affordable Matthews, Missouri car insurance today? Enter your ZIP code for fast, free Matthews, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption